My dog may get ill and her insurance is invalid because of my stupidity (please get your dogs boosters)

[ParvoNightmare]

I know I will get my arse dragged for being so stupid, I've told myself that I'm an idiot 100 times today already.

My dog was exposed to parvovirus last Thursday and I am waiting to see if she becomes symptomatic.

I am terrified. I'm sleeping with her on the couch and haven't left her side since yesterday.

She had her vaccines as a pup but has never had boosters.
I won't make excuses, I am just an idiot. I misunderstood what they were for and assumed we didn't need them.
I never refused them or avoided them specifically. I just didn't know to book them and unfortunately never recieved any reminders or promts from vets (I am saying that not because I think its the vets responsibility but because I absolutely would have said yes to them if it was brought up at a routine appointment that she needed them, I am just pointing out this isn't an anti vaxx thing or a 'waste of money' thing'. I would have gotten them.
Just a genuine fuck up by not doing my due diligence with knowing what she needed.

And now because she has not had her boosters, her very expensive, top tier insurance will be completely invalid for parvo as it is in their T&Cs that any illness that is preventable via vaccines will not be covered if vaccines and boosters are not upto date.
So not only am I worrying that she will get ill but also that she could end up in dog ICU which can run into ££thousands and we are not covered for a penny.

I just wanted to put my situation out there incase someone else wasn't aware of this, so they don't potentially end up in this preventable situation both emotionally and financially.

I'm here through ignorance rather than willfull avoidance and sharing my fuck up might help someone else avoid the same thing.

Absolutely, am going to have a bath and go to bed, am exhausted.

Fantastic news OP! Really happy for you and your pup.

You've had to contend with some right pillocks on this thread too..........🙄

Thankyou :)

Ah, they're just bored and it probably makes them feel big to have a go at someone online. It's usually the types that wouldn't say boo in real life so they spend their evenings on forums grasping their little bit of (perceived) superiority.

Been on MN 20 years, water off a ducks back.

On the basis that they were negligent, I would be expecting free treatment if your dog does get ill. I would email them now and say how unhappy you are with the way they handled it. It's their fault your dog is ill; they should treat for free!

Such a relief, thank goodness.

I hope your nerves are not too badly jangled.

Have a hug don't tell anyone, I have a reputation to keep up

Sorry, just read update. Phew!

Lots of people don’t vaccinate, there’s a whole movement of people who don’t believe it’s necessary. I have mine done and they are on pet plans with the vet so they are covered with that and I get a text to remind me when they are due if I were to forget, we travel abroad with ours so they also have rabies jabs.
i really hope you get good news from the test OP, it’s so horribly stressful when you are waiting and watching them like a hawk. I thought one of mine had pyometra at Christmas and the vet wanted me to observe her over night after an antibiotic jab and take her back if she went done hill- thank God she perked right up and it wasn’t pyo but I’ve never felt so sick with worry. She was spayed the following month and it was a huge relief.
Keep us posted, sending positive thoughts for your pup.

Just seen the update, fantastic news!

Well you've done some public service in this thread - there'll be lots of people checking their pets' vaccinations this week! 😁

Brilliant news op have a great sleep! X

Trying but can't nod off!

Ah yes those of us who are rightly concerned how someone with multiple dogs doesn’t know they should vaccinate.

Those of us who called OP out on the bullshit over being a sudden expert of Parvo from her googling (which clearly she isn’t as she was wrong on her diagnosis of it ‘so obviously being Parvo’) and her claims proper procedure hadn’t been followed and said it almost certainly wasn’t Parvo and the receptionist won’t just have done what OP claimed if they really thought that.

Those of us who called out the BS over it being Parvo because we knew if it was it would have made the press because it’s so serious.

Those ‘pillocks’ right? But people love a good embellished story, I suppose.

Whilst it’s great her dog will be fine, the fact is OP really screwed the pooch on dog ownership and then terrified herself by becoming an arm-chair expert. If she was actually worried she’d have gone to an emergency vet. But they, there’s no MN drama in that is there?

It's just another excuse for insurers not to pay out.

Don't be ridiculous. They haven't been negligent. The disinfectant they use probably does kill parvo.
Every time you take your pet to the vet there is a possibility there will be other animals there with viruses, bit like the doctors waiting room. They wouldn't have known this pup had parvo before seeing it!

Blimey - surely the vet have to take some responsibility for that? If my dog was exposed to parvo at the vet surgery due to the staff being careless about cleaning I’d expect free treatment from them!

They really should send you booster reminders IMO. Our vet does and our cats have them every year.

Our cats go into a cattery every year, which keeps us on our toes.

I hope your dog is ok, OP, I’m sorry you’ve been through this experience. It sounds like a horrendous experience but it sounds like it might turn out ok. I concur with other PPs that you should switch to a different vet after this.

I’ve just seen your update, that’s great news and such a relief for you, OP.

Op please done beat yourself up too much. For all my dogs I get the monthly pet plan which gives them their regular flea and worm treatment. As part of the scheme the vets remind me when anything is due including booster vaccines. I’m pretty sure if not reminded I would have forgotten occasionally over the years. I do hope your dog is ok

It can also be argued that it's the OP's fault for not having her dog vaccinated.

Yay, brilliant news, 🤩

We went to the vets today and she had the first of her boosters and booked in for her 2nd.

But she couldn't get the parvo test as we needed to bring in a poo sample but they didn't tell us that 😟

So will have to collect a sample tomorrow and take it in.

I’m thinking @ParvoNightmareyou need a new vets, this place sounds horrendous.