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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to compare our finances to our friends with young kids?

53 replies

CliffScreen · 19/07/2026 18:15

I’m 30 happily married with very sweet but chaotic twin 2.5 y/o boys. They are VERY hard work and we’re 99% done with kids.

I sometimes think we aren’t doing ok as my friend has a young daughter and financially they’re in a much better position than us.

I work 2 days a week, husband works FT.
I have £40k saved and invested. We have our own small 3bed house and I also have equity in another home (inheritance).
We try to save around £500 a month but my husband is taking over a business franchise and we know it’ll be 3-4 years until we see real profits and change in our life.

I invest around £320/month into a SIPP. We try to give ourself good amount of spending money to have days out and treats etc.

Until the business is stable and a chunk of the business loan is paid off we will be quite stagnant in our position in life. It’s hard not to compare to others, AIBU to feel this way?

OP posts:
Itsalittlebitwarm · 23/07/2026 19:01

My goodness, that's terrible 😞 You should have at least £600 000 for an emergency fund in savings by your thirties, 3 properties and a half a mil in investments. Time to step up me dearie, you're really lagging behind the average person. 😤

vodkaredbullgirl · 23/07/2026 19:04

🤔Wonder why OP not been back, dump and run

Besidemyselfwithworry · 23/07/2026 19:06

usererror99 · 19/07/2026 18:59

🤣🤣🤣🤣
you work 2 days
you’d ave £500 a month £40k in the bank
£320 in a SIPP

yeah you’re positively on the breadline

Exactly do you want a food bank referral

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