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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

To feel utterly miserable about a future with Andy Burnham as PM?

808 replies

OneWarmHazelQuail · Today 01:23

I feel like I'm being stung in every possible way at the moment- £15 a day on tube to work, high mortgage costs, high energy costs, private schooling for SEN child (I was told state wouldn't be unlikely to assist him as he isn't mute or violent). My parents have had to help fund schooling it felt like my only hope as son has behavioural issues.

I also have an unsold old home that I have to rent out as it wouldn't sell. Buy-to-let mortgage costs, agent fees, maintenance and tax put me in a loss position.

I can't bear what the future holds with Andy Burnham. I have no doubt that he will find new and imaginative ways to keep me in this financial nightmare. I'm literally struggling from food poverty but regarded as rich by policy.

YABU- Andy Burnham is actually going to make things better

YANBU- I'm screwed

OP posts:
Thread gallery
8
Gardenandseawitch · Today 07:11

What a lot of nonsense.

You are judging someone who has not even started making any decisions/policies about the country and the economy...

We had 14 years of Tory mismanagement and the madness of Brexit which damaged our standards of living.

Also you should really learn to count your blessings.

You have two homes, a job, you live in a great city and you have enough money to send your child to private school. Taking on a large mortgage and living in London is your choice.

Do you really expect people to feel sorry for you?

Xanhi · Today 07:11

Sartre · Today 06:33

Well I like Burnham and have a lot of time for him. The man donated part of his salary to the homeless in Manchester for years, he did an awful lot for the Hillsborough families, he’s helped Manchester an awful lot and I think it’ll be great to have a fresh face with a regional accent in charge for once. I find him humble and real, he isn’t poncey and elitist. Always appreciated the fact his kids went to state school too, he isn’t fake humble.

He also claimed £17,000 a year from the tax payer in expenses to rent a flat in London, despite already owning one in London. All good socialist stuff.

I agree that he isn't fake humble though. I don't think humble is a word that many people would associate with Andy Burnham.

Redpaisley · Today 07:12

AutumnHazel · Today 06:51

Give him a chance to “get on with stuff”. Burnham’s not even PM yet!

Why? You were not patient enough with Starmer to finish his term. Why should people give Burnham, a mayor, who has not participated in national level politics until now, a chance?

Theeyeballsinthesky · Today 07:13

I'm sure that someone who by the accounts of his own team has been plotting for a year against his own party leader and prime minister knowing full well all the difficulties the government was facing to do a power grab, is going to be a genius prime minister

I give it about oooh a month before Chris mason, Laura kussenberg, Lewis Goodall, pippa crear et al are doing serious faced opinion pieces on how burnham is losing the trust of the people/his party and announcing that his 'honeymoon is already over'

politics in this country is run like a live action role play for bored first year politics students

Squirrelsarecleverbastards · Today 07:14

ChefsKisser · Today 06:57

I will defend Andy Burnham as he was a great mayor. He did a lot for transport and really sorted out the Bee system and made it more affordable and run smoothly. He also did a lot for arts and culture and set up a regular festival of culture and pumped a lot of money into this in Manchester. He did a lot of homelessness and has a charity specifically with the aim to eradicate homelessness eventually. He was affable and present and made the effort with everyone.

Sorted our transport
Festival of arts
Homeless charity.

Generally did a lot.

CurlewKate · Today 07:14

People always seem so shocked to discover that public services cost money!

Comeinsideforacupoftea · Today 07:14

MidnightPatrol · Today 06:42

Is it really so difficult to imagine that other people have different problems to you…?

I can’t really see what she’s said that is so ludicrous ‘it must be a wind up’.

Tube costs; Inflation is affecting us all and proportionately that expensive tube ticket is going to affect a less well off person much more

SEN school; every child deserves an accesible education. I sympathise. However private education is only even an option for about 5% of the country. What does OP think the other 95% have to do when they're in this situation. What does she think will ensure more SEN school provision? Tax surely? If she's not willing to pay this then who does she think should?

The 2nd home; She has a second home which she is renting and generating money from. She can't sell it right now but come on?! You van't possibly tell me that somebody that's savvy enough to own.a second home doesn't understand how privledged that is when compared to the majority of the country.

Her post is seriously out of touch and on the offchance that it's genuine I'd love to know what OP thinks the solutions are not just for her but the vast majority of people who are in a worse position than her.

OneWarmHazelQuail · Today 07:15

purplepuffa · Today 05:11

You had me until you talked about your buy to let mortgage putting you at a loss.

Unless you are renting your primary home, you have two places and are in a position to eventually own two properties. That's not a loss. Even if you are paying more now, that's going towards your own property.

I can't feel sorry for someone who stands to eventually own two houses.

Edited

I moved out of the home suddenly as I was a victim of a traumatic crime. I moved out and rented it whilst I tried to move on with my life.

For those that don't understand- no capital repayments on the house. It's operating a loss, it's not that there is any kind of profit from it

It's also not about the sale price. I even tried auctioning the property.

OP posts:
OneWarmHazelQuail · Today 07:17

Finallyfiohr · Today 03:22

They can solve the issues we have in the country - they just cannot get reelected afterwards and that’s all they care about.

The problem is we the public would rather keep our heads in the sand than face the fact that the country is skint, and so anyone who actually tries to address the issues is universally loathed and booted out.

Take Keir. Yesterday there was a disability campaigner saying how terrible he was threatening to take her pip away. Absolutely no clue about how much damage borrowing more to fund her PIP is doing to the country. See also pensions triple lock. Totally unaffordable but everyone is just pretending it is affordable because no one has the balls yo tell the public the truth.

See also the thread whinging about the proposed land value tax - “I might have to pay more for my £2m house and I might have to move. It’s not fair!” It’s so pathetic. You have big assets. It’s fair you’re being taxed on them instead of yet more hikes to income tax. Grow up.

I have assets on paper. Unfortunately that doesn't put food on the table.

The house won't sell - it didn't even sell at auction

OP posts:
Squirrelsarecleverbastards · Today 07:17

Urgentbiscuitrequired · Today 07:03

Agree with this. Our current economy is the issue (and it is an issue globally in a lot of countries). PMs do not really run the country, changing the PM will not do anything unless they really get the ultra rich to contribute. Which they won't. There is nothing to take from people who are poor, so that is why they are going after the middle classes now, but nothing will change if we continue to moan about PIP payments, WFA, income tax, pensions, free childcare hours etc and be pitted against each other. Life shouldn't need subsidising so much for the average person.

People do need to grow up and stop acting like squabbling children because one person has something they dont have (usually because they are disabled, or they are older and paid tax all their life, or have it shit some other way), and see the bigger picture.

You don’t see how you put the horse before the cart there?

concertinacornflake · Today 07:17

Redpaisley · Today 07:12

Why? You were not patient enough with Starmer to finish his term. Why should people give Burnham, a mayor, who has not participated in national level politics until now, a chance?

Starmer made a number of fundamental political errors. Like it or not the role of PM is a political role. Thatcher was ousted when she made similar errors, as was Johnson.

Politics is politics, voters these days seem not to understand how parliamentary politics works, what it actually is.

BananaPeels · Today 07:18

thepariscrimefiles · Today 07:03

Worn down by constant taxes? Can you point to a time in your lifetime when the UK didn't have 'constant taxes'? This government hasn't raised income tax or NI for employees.

Why don't you move to a tax haven? You'd obviously be happier there, not contributing to society.

We have the highest tax burden now in history which is crazy honestly. Everyone pays taxes and I don’t think anyone is against that are they? I certainly have always had no issue with it. They don’t want to pay what feels excessive taxes and being punished for working hard and investing their money for their future/retirement rather than frittering it away.

If you want to move to socialism/communism where a corporate lawyer earns the same income as a bin man then just say. They both hard and why shouldn’t they get the same? That is ultimately what the government is trying to get to but not obviously. Take the person who earns £100k and , via a huge amount of different taxes, Ensure that the net amount after all taxes means their take home pay is about that of someone earning £50k and so forth.

i can totally understand the attitude of some people to just spend all their money whilst they are young enough to enjoy it and then go cap in hand to the state when older. You can’t take those assets with you so you might as well just enjoy spending the money!

concertinacornflake · Today 07:18

Squirrelsarecleverbastards · Today 07:17

You don’t see how you put the horse before the cart there?

The horse should be before the cart, what do you mean?

LiquoriceAllsorts2 · Today 07:19

Somesuch · Today 06:53

Who says people aren’t. Just because the op can’t afford 2 homes and private education doesn’t mean others aren’t aspirational. Since when are two homes and private’s education the only markers of aspiration anyway!!!

It’s not, the aspiration should be to be able to have a good life on the money we earn.

The country needs to attract industries that will generate income and high skilled jobs that pay well, it needs to develop a work force that are capable of doing these jobs and it needs people to be driven to take these jobs.

LiquoriceAllsorts2 · Today 07:21

BananaPeels · Today 07:18

We have the highest tax burden now in history which is crazy honestly. Everyone pays taxes and I don’t think anyone is against that are they? I certainly have always had no issue with it. They don’t want to pay what feels excessive taxes and being punished for working hard and investing their money for their future/retirement rather than frittering it away.

If you want to move to socialism/communism where a corporate lawyer earns the same income as a bin man then just say. They both hard and why shouldn’t they get the same? That is ultimately what the government is trying to get to but not obviously. Take the person who earns £100k and , via a huge amount of different taxes, Ensure that the net amount after all taxes means their take home pay is about that of someone earning £50k and so forth.

i can totally understand the attitude of some people to just spend all their money whilst they are young enough to enjoy it and then go cap in hand to the state when older. You can’t take those assets with you so you might as well just enjoy spending the money!

Edited

I agree, most people are happy to pay taxes. They just want to be left with enough left after taxes to afford a fulfilling and comfortable life

Fleetheart · Today 07:21

Weird? Who has mentioned either of those things. Quite the reverse.

OneWarmHazelQuail · Today 07:22

Comeinsideforacupoftea · Today 07:14

Tube costs; Inflation is affecting us all and proportionately that expensive tube ticket is going to affect a less well off person much more

SEN school; every child deserves an accesible education. I sympathise. However private education is only even an option for about 5% of the country. What does OP think the other 95% have to do when they're in this situation. What does she think will ensure more SEN school provision? Tax surely? If she's not willing to pay this then who does she think should?

The 2nd home; She has a second home which she is renting and generating money from. She can't sell it right now but come on?! You van't possibly tell me that somebody that's savvy enough to own.a second home doesn't understand how privledged that is when compared to the majority of the country.

Her post is seriously out of touch and on the offchance that it's genuine I'd love to know what OP thinks the solutions are not just for her but the vast majority of people who are in a worse position than her.

I have an asset on paper that I am unable to sell.

The SEN situation is bad enough that my husband and I, at our lowest ebb, both contemplated suicide. People often underestimate how difficult SEN situations are. I've done courses through the council, the autism charity, we pay for private therapies. The schooling is out of pure desperation.

OP posts:
ColinOfficeTrolley · Today 07:23

Second home and a child in private school. And this is Andy Burnham's fault how exactly 😂😂😂😂 fucking hell.

One of the most ridiculous posts I've ever read.

Your 2nd home will sell. Maybe not at the price you want it to, but price it correctly and it will. That's not Andy Burnham's fault.

I'm sorry that your child cannot attend mainstream school but you are extremely fortunate that you can privately educate him. Do you know how many people do not have the financial ability to do this?

Blaming Andy Burnham is fucking ridiculous.

Fleetheart · Today 07:25

BananaPeels · Today 07:18

We have the highest tax burden now in history which is crazy honestly. Everyone pays taxes and I don’t think anyone is against that are they? I certainly have always had no issue with it. They don’t want to pay what feels excessive taxes and being punished for working hard and investing their money for their future/retirement rather than frittering it away.

If you want to move to socialism/communism where a corporate lawyer earns the same income as a bin man then just say. They both hard and why shouldn’t they get the same? That is ultimately what the government is trying to get to but not obviously. Take the person who earns £100k and , via a huge amount of different taxes, Ensure that the net amount after all taxes means their take home pay is about that of someone earning £50k and so forth.

i can totally understand the attitude of some people to just spend all their money whilst they are young enough to enjoy it and then go cap in hand to the state when older. You can’t take those assets with you so you might as well just enjoy spending the money!

Edited

I don’t understand what
you are saying? In the 60s the highest rate of tax was 90%. We pay less tax than many of our neighbours. We are bankrupted by Covid, Ukraine and Brexit. We need to pay more tax. We also need to ensure that those who are benefiting from high house prices- ie the very rich- are taxed appropriately. We are a society not just people grabbing the most we can.

beAsensible1 · Today 07:25

Why the f are you spending £15 a day on the tube? Do you not have a travel card?

GimmieABreakOr3 · Today 07:25

purplepuffa · Today 05:11

You had me until you talked about your buy to let mortgage putting you at a loss.

Unless you are renting your primary home, you have two places and are in a position to eventually own two properties. That's not a loss. Even if you are paying more now, that's going towards your own property.

I can't feel sorry for someone who stands to eventually own two houses.

Edited

Same here.

Ireolu · Today 07:26

We live in a 3 bed semi in London. What is being "proposed" (of course no idea if this is the new govts plan) would be quadruple our council tax. I have no opinion on the man but raising costs so drastically for normal families and punishing us because we live in London would be problematic.

openended · Today 07:26

Oh great, the anti Burnham posts have started just as the anti Keir ones did. We had anti Keir posts on here every other week. Exactly which government would you be happy with? He isn't even in office yet, give him a chance.

Dolphinnoises · Today 07:27

DreadedInn · Today 05:55

Could you please tell me exactly how the leader of the Labour government has made your life worse in the last 30 months? Like actual policy changes from the conservatives that have affected stuff for you.

I would imagine it was VAT on school fees

Bikenutz · Today 07:27

I feel for you @OneWarmHazelQuail - you are still better off than many but as you say, your assets aren’t putting food on the table.

I think you’re catastrophising a little - why not just wait and see what Andy Burnham does? Even the civil service don’t yet know what his plans are in any detail.

And I agree with other posters pointing out that the UK’s problems are deep and structural. Even if Burnham is good at what he does, he isn’t going to magically put more money in our pockets.

I would try to be strategic - make a plan to strengthen your finances in the longer term. Get some professional advice on the house you can’t sell. Maybe consider what you can do to get better state SEN provision for your child. A friend of mine took the local authority to court and the state now pays for her child’s place - I don’t know what options you have but look into it.