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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To skint us all by sending DC to private school?

358 replies

Stilish · 02/07/2026 13:48

One DC is at private school. This is because they have SEN and was really struggling at local comp. This was before the VAT issue. That DC is absolutely flourishing.

Next DC has no SEN and started at the local comp last year. Is not having a great time at all, it’s a really poor school in many ways and this DC has gone from happy and high achieving, to unhappy and failing academically in 12 months.

I want to send this DC to the private school too, where I know they will thrive like their sibling. But with the VAT it will be an incredible stretch for our family and I don’t know what to do. I have one happy child in a good school doing well, and one unhappy child in a crap school not doing well.

I hate Kier Starmer and I hate Rachel Reeves. Their spiteful tax hasn’t punished any of the rich families. But I’ve been homeless and my husband and I have grafted since our teenage years, and it’s bloody punishing us.

What on earth do I do?

YANBU - find a way and send them
YABU - keep one child in the local comp and let them keep failing

OP posts:
Longtimelurker1980 · 02/07/2026 18:13

Shoola · 02/07/2026 16:08

Most private schools do not have charitable status. Like most countries in the world, we did not tax education as it was considered unethical. If we were still in the EU, Labour would not have been able to introduce VAT on education.

The now abolished tax relief originated from private schools’ charitable status. That’s my point.

Soontobe60 · 02/07/2026 18:14

LeedsLoiner · 02/07/2026 14:02

If you can afford £33,600 a year in school fees you are one of "the rich families"...

This!

KarminaBurana · 02/07/2026 18:18

SatsumaDog · 02/07/2026 18:08

So what! Only the academic kids are entitled to a good education and the rest don’t matter?

I think you have the wrong poster. I never claimed that.
Cool your engines.

KarminaBurana · 02/07/2026 18:18

God almighty. Some very poor comprehension on this thread!

ImImmortalNowBabyDoll · 02/07/2026 18:21

KarminaBurana · 02/07/2026 17:21

Different argument altogether. His parents did not pay for him to go to a private school.

Edited

Yes they did. For the last few years, it was private, and they paid.

ImImmortalNowBabyDoll · 02/07/2026 18:21

Longtimelurker1980 · 02/07/2026 18:13

The now abolished tax relief originated from private schools’ charitable status. That’s my point.

No it didn't. Full time education was exempt.

Shimmerandshine21 · 02/07/2026 18:23

Is there an alternative state seconsary that has now got a space for year 8 local to you. Might be worth a ring around local ones before putting everything in to two private school fees. I know a few very popular secondaries local to us had a few surprising spaces pop up once everyone started in each of the subsequent years throughout. People sometimes have to leave for work, house moves etc. worth a few calls so you can be armed with all the info.

ImImmortalNowBabyDoll · 02/07/2026 18:23

Feetballislife · 02/07/2026 17:32

yes, I am happy paying tax towards the NHS that rarely use because of my good health.
i DO have private insurance but have never used it.
I can see the value in protecting the health of citizens and think healthcare SHOULD be universal. As education is. Regardless of income.

But do you want to pay 20% extra because you don't use it?

Letsgetonwithit · 02/07/2026 18:26

This isn't affordable for your family. It's not affordable for the majority. That's life and not the fault of politicians. Private education was never meant to be affordable for the majority.

cardibach · 02/07/2026 18:28

Mt563 · 02/07/2026 16:34

It's 50k x2 + additional business income. Poor things. 42k fees will still be a mad amount of income but perhaps they don't have housing costs if the house comes with the job.

Yup. As a single parent I never earned 50k and had a mortgage. Their left over after putting two into private ed is more and they have no housing costs.

Shoola · 02/07/2026 18:33

Longtimelurker1980 · 02/07/2026 18:13

The now abolished tax relief originated from private schools’ charitable status. That’s my point.

You misunderstood. The tax rebate that some countries give is to parents who pay. The VAT is not to do with charitable status. About 50% of private schools don't have charitable status. The ones that do no longer get business rate relief.

Barbie222 · 02/07/2026 18:34

The issue is not that private fees have gone up. The issue that your younger DC is unhappy at school, and you need to look for an alternative.

You want the private, but like many of us can’t afford, so you need to look at state alternatives. They may be a better fit?

Yes, children are different and may well need different provision. But part of the issue you have here could be that you have a bit of resentment about the fact that Dc2 is not at private - meaning the state school will always need to do more to keep you happy, because in your mind it’s not the first choice solution.

Also, it will no doubt compare unfavourably with the private school to your child too, because when all’s said and done - 1) private will likely have better facilities and 2) your funding it subconsciously gives a message that it’s worth more to you. So you might be mutually reinforcing a narrative here in each other, without realising.

adults would see the situation in a more nuanced way but your teen might not.

MyBrightPeer · 02/07/2026 18:36

Why do you think your choice of luxury education should be subsidised?

usererror99 · 02/07/2026 18:39

There is no right answer here - you could send the one who has the most potential. I went to private school my siblings didn’t because academically I excelled compared to my siblings. Hundreds of thousands of pounds spent on their education wasn’t going to change the outcome.

conversely you could say however that whoever is the most academically gifted DONT send them since they should be able to achieve excellent results anywhere and invest in the education of the one who is struggling to give them more opportunities to excel

there is no right answer and you are damned if you do damned if you don’t

ImImmortalNowBabyDoll · 02/07/2026 18:40

MyBrightPeer · 02/07/2026 18:36

Why do you think your choice of luxury education should be subsidised?

She's not asking for it to be subsidised. She's already paying for the education. She's asking why she has to pay extra to subsidise the system she doesn't use, even though she already pays the same rate towards public services as everyone else.

38thparallel · 02/07/2026 18:55

If all MPs and Peers had to send their children to state schools

@LeedsLoiner most MPs do send/sent their dc to state schools. What changes do you think they can bring about?

Pennyfan · 02/07/2026 18:57

ImImmortalNowBabyDoll · 02/07/2026 18:40

She's not asking for it to be subsidised. She's already paying for the education. She's asking why she has to pay extra to subsidise the system she doesn't use, even though she already pays the same rate towards public services as everyone else.

I do object to this ‘ we don’t use the state system’ myth I often see on here. We ALL use the state system. People who have no children still benefit from decent education for our children. So you’re not subsidising anything. You are benefiting from our education system every time you go to work, need healthcare, need repairs doing, take financial advice…I could go on but am sure you get the picture.

Visiblyabove25 · 02/07/2026 19:00

ImImmortalNowBabyDoll · 02/07/2026 17:16

Private healthcare is VAT exempt.

Private care homes, nursing homes and home-care agencies are VAT exempt.
Private Universities are VAT exempt.
Smoking cessation products are only charged 5% VAT.
Prescriptions, dentistry, opticians, and chiropractors are all VAT exempt.
Council owned gyms are VAT exempt.

You can even buy a bike out of your pre-tax salary.
Because all of these things represent a net saving for the government and they want to encourage people to keep using those services rather than price them out of using them.

But lots of people use those things. Plenty of people go to a private dentist because it's hard to find a decent NHS one. Lots of people have a private GP service included in their Union membership and use them to avoid the 8am appointment rush. 50% of us send our kids to University and most of us are keen to avoid our parents (or ourselves) ending up in state run care.

Private schools were an easy target because only 6% of kids are in them- and it doesn't matter that only a tiny proportion of that 6% are at elite public schools, like Eton and Harrow, and a much larger proportion are kids who were struggling in mainstream education.

And it doesn't matter to those who can afford to live wherever they want and access the very best state education. My daughter is in a class of 18 in a school with 2% FSM, next door to a farm which allows them free access and free farming lessons from the farmer, is extremely well-resourced thanks to a PTA run by a collective of wealthy SAHMS and well above average start and finish points in academics. It would be extremely easy for me to point at someone living in a rougher area and paying for private education because the nearest school is raising money to buy metal detectors get on top of vaping in the toilets and kids bringing knives to school and has officially run out of glue sticks from now til Christmas, and say that they should be paying tax on their luxury education, but I'm not a dick, so I won't.

I see the point you are driving at on other VAT exemptions but a healthier nation is good for the populace as a whole. Having thriving universities and a large percentage of the workforce educated to a degree level is good for the nation as a whole. I don’t think you can reasonably make the case that having 6% of the population educated in private schools is good for the nation as a whole. Of your examples, to my mind, private schools are most on a par with private gyms - which are not VAT exempt. If people can afford to use them, great - but if they can’t, then sadly they can’t. On a human level, I feel sorry for the tiny portion of people who used to be able to afford them before VAT but now can’t - but I just genuinely can’t see any justification for the VAT exemption.

ImImmortalNowBabyDoll · 02/07/2026 19:05

Pennyfan · 02/07/2026 18:57

I do object to this ‘ we don’t use the state system’ myth I often see on here. We ALL use the state system. People who have no children still benefit from decent education for our children. So you’re not subsidising anything. You are benefiting from our education system every time you go to work, need healthcare, need repairs doing, take financial advice…I could go on but am sure you get the picture.

I didn't say that they don't benefit from the state system. I said the state system benefits from not having them in it.

It's not the same as someone not having children, because someone who doesn't have kids still relies on the next generation of tax payers, but doesn't actually put anything into raising them.. However, we don't charge them extra- they pay the same tax as everyone else.

Someone who has kids but chooses not to take up a state school place is still creating a future tax payer at a considerably lower cost to the state. But now they are paying extra for the "privilege" of not using the place.

DuckbilledSplatterPuff · 02/07/2026 19:06

gotmyselfintoapickle · 02/07/2026 15:14

If I couldn't afford to send both to the private school then I would move to a place with better state schools. No way you can have one of your children failing at the local state school while you pay for one to thrive at a private school.

That's one solution.

The other solution is could you afford extra tutoring for your DS at the state school? You say he did well at primary...maybe he's trying to settle in. If you can keep him in the higher sets, he will get a better education. Where does he need help? Maths? English... Can he go to a sixth form college after GCSE? if you sent him to a private school>?
Also.. if he's interested in sport or drama or music or whatever, and its not happening at school, taking him to clubs, like a weekend football team or afterschool sports etc means he will get a lot more opportunities to actually perform and will meet more people outside his school, which can help if he's lacking in confidence. I wish you well with your decision. its not easy.

glovebox · 02/07/2026 19:07

I can’t afford to send my children to private school, either. Shit, isn’t it?

ImImmortalNowBabyDoll · 02/07/2026 19:08

Visiblyabove25 · 02/07/2026 19:00

I see the point you are driving at on other VAT exemptions but a healthier nation is good for the populace as a whole. Having thriving universities and a large percentage of the workforce educated to a degree level is good for the nation as a whole. I don’t think you can reasonably make the case that having 6% of the population educated in private schools is good for the nation as a whole. Of your examples, to my mind, private schools are most on a par with private gyms - which are not VAT exempt. If people can afford to use them, great - but if they can’t, then sadly they can’t. On a human level, I feel sorry for the tiny portion of people who used to be able to afford them before VAT but now can’t - but I just genuinely can’t see any justification for the VAT exemption.

Edited

Having children who can't cope in mainstream and yet are not severe enough to take up a state funded special school place somewhere they can thrive is a net positive.

Having kids who have a high potential to achieve highly academically somewhere where they can do that is a net positive.

Having fewer children in state schools is a net positive.

Visiblyabove25 · 02/07/2026 19:27

ImImmortalNowBabyDoll · 02/07/2026 19:08

Having children who can't cope in mainstream and yet are not severe enough to take up a state funded special school place somewhere they can thrive is a net positive.

Having kids who have a high potential to achieve highly academically somewhere where they can do that is a net positive.

Having fewer children in state schools is a net positive.

I don’t deny there are some individual cases where those things may be true - but unfortunately, I just do not believe those individual cases justify private businesses (which private schools are) being given a tax break.

I think I also just fundamentally disagree that having those children out of the state system is a net positive. Firstly, falling birth rates mean that plenty of schools do have capacity to take on more kids.

Secondly, the business model of private schools relies on creating elite networks and unhelpful prejudices against state education: their whole pitch is that your kid will do better in life if they go to private school. That inevitably disadvantages a large percentage of the population. Fine, those advantages are what private school customers are paying for but let’s not pretend it’s to the advantage of most of the population.

columnatedruinsdomino · 02/07/2026 19:37

Has anyone suggested taking in ironing? That normally crops up for poor folk trying to make ends meet.

WhisperingHi · 02/07/2026 19:39

Shoola · 02/07/2026 16:40

Not everyone thinks like you. Some countries even give a tax rebate if people pay for private education.

Only 6% of children in this country go to private school. That is far fewer than many countries. 60% of private schools are SEND schools.

The State sector has a huge amount of inequality in it. Some state schools are brilliant and some are truly terrible. I know because I have worked in both types. The government loves to whip up anger against private schools because it distracts people from worrying about the education system they are providing for 94% of children.

But surely both can co-exist.

We can demand better state schools whilst taxing private schools.

You shouldn’t compare schooling across countries as our systems are different. It’s not a fair comparison to say “they use more private schooling than us!”. It could be for many structural reasons that exist differently in the UK.