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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To skint us all by sending DC to private school?

358 replies

Stilish · 02/07/2026 13:48

One DC is at private school. This is because they have SEN and was really struggling at local comp. This was before the VAT issue. That DC is absolutely flourishing.

Next DC has no SEN and started at the local comp last year. Is not having a great time at all, it’s a really poor school in many ways and this DC has gone from happy and high achieving, to unhappy and failing academically in 12 months.

I want to send this DC to the private school too, where I know they will thrive like their sibling. But with the VAT it will be an incredible stretch for our family and I don’t know what to do. I have one happy child in a good school doing well, and one unhappy child in a crap school not doing well.

I hate Kier Starmer and I hate Rachel Reeves. Their spiteful tax hasn’t punished any of the rich families. But I’ve been homeless and my husband and I have grafted since our teenage years, and it’s bloody punishing us.

What on earth do I do?

YANBU - find a way and send them
YABU - keep one child in the local comp and let them keep failing

OP posts:
Didimum · 03/07/2026 12:51

User76443998 · 02/07/2026 21:55

On behalf of the OP (I don’t know if they replied because I saw this comment and saw red), “F off, F off and F off”.

JUST being able to manage £33,600 DOES NOT MEAN YOU ARE “ONE OF THE RICH FAMILIES.”

JUST being able to manage £33,600 means an extra £10,000 is really, really fucking stressful and unmanageable.

OP I hear you and this awful spite tax is causing untold stress, especially for parents of SEN children.

That's £2,800 a month – on top of all over living expenses. That is a huge amount to be able to spare a month, even with strict budgeting. That is more than the average monthly take home of someone in the UK. That is almost double the national average for mortgage repayment a month. It's almost triple the average childcare bill per month for a family in the UK.

Give your head a wobble.

Yogafiend · 03/07/2026 13:01

@Stilish I feel for you OP. And agree that VAT doesn’t hurt rich families at all. It’s one of the reasons (not the only reason but definitely a reason) why we relocated our family abroad.
But back to you I would probably struggle to send one and not the other especially as they are struggling. And I dont find your post tone deaf. This is a forum for people to give their opinions on other people’s problems and experiences - all walks of life. It’s gut wrenching when your kid isn’t settling at school.

Dexterrr · 03/07/2026 13:14

OldTiredMum1976 · 03/07/2026 12:30

Have you claimed DLA for your child with SEN? We struggled to send 2 children with SEN to a private school as the local one is shit. Once the VAT was added we could barely afford it. So I claimed for everything I could. I never claimed anything before as we earn decently and didn’t need it. I now get £400 a month DLA for each child, I get about the same in PIP for my arthritis and I have dropped down my self employed hours so I can claim Carers Allowance. All in all, we now get an extra £1500 a month tax free which pays for one school place completely. If you can’t beat all the other benefit scroungers, join them!

We would never have claimed any of that if the VAT hadn’t have been added. So it actually costs the taxpayer more for our family now. I have no regrets! No one gave a shit when my children with SEN were shafted…so I don’t give a shit now!

Edited

This is such an important point. Definitely worth your time to claim for what you can which will pay towards some of this.

PinkFrogss · 03/07/2026 13:42

Dexterrr · 03/07/2026 08:04

Parents who move out of private now use the state. Hence using the £8k of funding for each child attending state school. Instead of not needing this.

I think this is the case 33,000 pupils so far- according to news article that popped up today.

Where did you get 33,000 from please? Google tells me that number of students attending private schools is down by 33,000 but doesn’t say that this is because of VAT.

Round here pupil numbers are falling in general as birth rates have been down for years. We’ve had state schools close as a result.

WhisperingHi · 03/07/2026 13:46

Shoola · 03/07/2026 07:03

It may well cost the government more over time, so I wouldn't hold you breath for any benefits. It isn't just about schools closing. It is about reduced numbers across the sector. Once the numbers shrink too much (they are headed in that direction) then the revenue from the VAT won't cover the cost of the children coming into the state sector. This can be hidden because it is gradual and our birth rate is low but it doesn't mean VAT on schools is cost effective for the Government.

The top 10% pay 60% of income tax. A lot of wealthy people must be paying a lot of tax, so I wouldn't be too bitter about them.

It is small businesses and/or people with side hustles who carry out the most tax evasion. They are not usually that rich. It is up to you if you want to be angry with them.

Very high net worth individuals who legally avoid paying tax don't necessarily keep their money in the UK or keep themselves in the UK. It is a waste of time being angry with them. HMRC tries to get what it can out of them before they head back off Monaco or Switzerland, or wherever.

I’ll continue to be angry and the wealthy who evade tax. It’s my right as a citizen to want equality and fairness.

Im struggling to see what state school costs will increase with the odd extra ex-private school pupil. The teachers are there anyway. As you alluded to, many primaries are experiencing reduced pupil rolls due to low birth rates so they’re actively losing money and the children are suffering with lower school funding and associated lower opportunities. A few more kids who can fill the empty seats is positive financially, not negative.

Truthfully though, lots of parents can pay the increases as they’re rich already and prioritise private education.

Parents have to make hard choices everyday, OP will either afford the schooling or not. That’s life.

TreadSoftlyOnMyDreams · 03/07/2026 18:20

I would go and have a chat with the school. Your income can be means tested and other children move on all the time, a bursary may become available. Schools will advertise a sibling discount but private schools are also feeling the pinch and they may be able to improve upon it with a small bursary.

I'm not following how you both run a small business but live in a house tied to your husband's job but it's non of my business.
I take it there are no other schools within commuting distance or perhaps near to a grandparent/aunt/uncle he/she could live with during school terms? Not ideal but in extremis?

Newyearawaits · 03/07/2026 18:20

Longtimelurker1980 · 02/07/2026 14:28

Explain to me how you think private schools meet the definition of a charity?

those of us who oppose private education do not do so out of spite and envy, but because of a belief in fairness. We see only too clearly the effect of inequity in educational outcomes between rich and poor. The world isn’t a fair place but some of us fight for it to be more fair on behalf of those who don’t have or can’t use their own voice. Children are one such category of people. My poorest children in my school’s very deprived area deserve as good an education as the wealthiest families’ children. They don’t get it because government funding doesn’t even get us enough glue sticks.

Make a choice to privately educate by all means but please don’t pretend it’s a charitable endeavour.

This 100pc
Thank you

Cyclingmummy1 · 03/07/2026 18:23

WhatNextImScared · 02/07/2026 13:59

It’s only been in place since Jan. Were you expecting it to have massively changed state education in sixth months? It’s a helpful sum but don’t forget not that many children in the country actually attend private school in the first place

Edited

January 2025. 18 months.

Bulbsbulbsbulbs · 03/07/2026 18:24

Why do you think you and your family deserve special treatment? What about those who can't afford private school fees at all, what should they do?

ProudCat · 03/07/2026 18:35

Stilish · 02/07/2026 14:02

We’ll get 10% but it’s still the extra 20% that’s changed things as I’d already budgeted for the 10% sibling discount.

The bursary pot is already allocated for next year. DC might get a sport scholarship but it’s only 4%. We will try though.

Sorry, I'm confused, if the fees are £21k per year, and you get 10% discount for the second child, how can the total fees be £42k a year. Surely they would be £39,900???

20% of £39,900 is £7,980. While this is not an inconsiderable sum, it's not the amount you state.

Charitable status was removed because private schools don't operate like charities. Nothing to do with being vindictive, everything to do with us having laws around what is and isn't a charity. Perhaps if more private schools operated like charities rather than businesses, it wouldn't be a problem.

CheeryOP · 03/07/2026 18:40

nam3c4ang3 · 02/07/2026 13:57

I mean - I couldn’t send one to and one not - but if you can’t afford it - you can’t afford it. Wasn’t the 20% extra he taxed meant to help state schools? What happened there?

Change doesn't happen immediately.

CoffeeAndWalnut26 · 03/07/2026 18:40

Apply for all scholarship/bursary opportunities, speak to the school about an alternative payment schedule that may be over a longer timescale and end up the same but over more time, see about a private tutor/other professionals that could help write a supporting statement to prove that this child could / will academically be absolutely fantastic in the right conditions which would make the child a more appealing candidate to the school even with current not perfect sounding performance. Where there’s a will, there’s a way! Ask about helping out at the school or helping to do fundraisers for school events. Showing that you are really on their team is something schools usually love- plus the money raised talks! Positive exposure & publicity is always a win for a PS.

ChelseaBagger · 03/07/2026 18:42

Is the private school full, or are they losing numbers? Don't necessarily take the bursaries/scholarships as being set in stone.

Speak to admissions and explain your situation, and maybe tell them that if you really can't have both kids in private, then you're probably going to have to remove existing child....(if you weren't paying any school fees at all then you could afford more extra curricular, music lessons, riding lessons (!) you could afford tutoring and you could afford lovely holidays and activities, which would benefit both children equally)

Switcher · 03/07/2026 18:43

I'm in same position. I'm not going to bother RTFT as it'll be full of people talking about how VAT on education is somehow "closing a loophole" , "removing a subsidy" or some other bollocks that completely ignores the fact that I'm paying another tax on my post tax income to save the taxpayer 7k in costs I'm not using for the state school place.

Bullandbear · 03/07/2026 18:44

Look on the bright side - this Labour government have been busy recruiting the promised new 6,500 state school teachers with the private school VAT revenue.

How’s that going btw?

WorryWife · 03/07/2026 18:50

OP, I had a similar dilemma, but I just thought it would be so unfair for the second child to have different treatment, so we just send them both to the same school. It’s difficult but it’s worth it and there isn’t the guilt and the thought of what would they say when they grow up and understand that we treated them unequally. Also, when you think about it they spend more time in school than home or holidays or anywhere else, and to me this is money well spent and if it means we can’t so home improvements and holidays because of the fees it’s worth it to us.

So, I would say talk to the school, they may have a way to offer bigger discount on the second fee and send your child there so they can be happy and you can be happy too (albeit poor lol)

Aluna · 03/07/2026 18:53

Gfi. Life’s too short for a shit education. Scour the net for bursaries. Have you considered Christ’s Hospital - means tested, or Cranbrook - state boarding school - you just pay the boarding fees.

Letskeepcalm · 03/07/2026 18:53

LeedsLoiner · 02/07/2026 14:02

If you can afford £33,600 a year in school fees you are one of "the rich families"...

That's exactly what I was thinking

VaccineSticker · 03/07/2026 18:54

Bullandbear · 03/07/2026 18:44

Look on the bright side - this Labour government have been busy recruiting the promised new 6,500 state school teachers with the private school VAT revenue.

How’s that going btw?

and the billions that they have raised from vat that they have promised to reinvest in state schools, that’s going really well eh?

They have the audacity to take credit by saying that they are increasing teachers’ pay- only to find out that’s being funded through existing school budgets, so schools have to find savings via sacking TAs …. When you think that things can’t sink to new lows.
I mean wow…

Keep clapping and cheering for this vindictive government.

Sometimessmiling · 03/07/2026 19:06

Stilish · 02/07/2026 14:00

Fees are around £7k a term, so £21k a year. £42k for both children.

Pre VAT, this was £33,600. A huge amount of money still, but we had budgeted we could just about do it or we wouldn’t have sent the first one.

The VAT means we need to find nearly an extra £10k, that is what is taking it from ‘a stretch and we can’t take any days off or foreign holidays but we can do it’ to ‘oh shit.’

It doesn’t affect the rich families though, obvs.

That Vat levy was on the cards for years before they got elected. You have not been following what was about to happen. The schools should never had charitable status. It was ridiculous. Sorry but fees go up every year regardless of vat. You should have had a plan B

ThatBreezyGoldPoet · 03/07/2026 19:11

This is such a bad faith comment. The reason people send their kids is because the states school are failing. When you find a good state school its over subscribed and the house prices are out of this world. Look at St Albans and Harpenden house prices!. Labour adding VAT to private schools was just politics of envy, not every parent sending their child to private school is loaded. People for go holidays, luxuries, make sacrifices for their kids,etc. Make the state schools good and people will not need private schools. I actually think the government to give tax breaks to parents that send their kids to private schools. That is one less child in the crowded state school. Adding VAT is taxing the parents twice for education since education is already included with our taxes whether you have kids on not which is why I say give a tax break and not add to the burden. And no my kids are not in private education

RumPidgeon · 03/07/2026 19:12

Stilish · 02/07/2026 14:00

Fees are around £7k a term, so £21k a year. £42k for both children.

Pre VAT, this was £33,600. A huge amount of money still, but we had budgeted we could just about do it or we wouldn’t have sent the first one.

The VAT means we need to find nearly an extra £10k, that is what is taking it from ‘a stretch and we can’t take any days off or foreign holidays but we can do it’ to ‘oh shit.’

It doesn’t affect the rich families though, obvs.

What’s with the jealousy?? Hand wringing won’t help you in this situation. I find it extraordinary that you have made no contingency plans for your second child and quite happily palmed him off to a crap school.

As their parents you owe them equal opportunities. Downsize, they can possibly room together. I would move heaven and earth to ensure both my children were equally well educated. If you fail at this then I can envision lots of strife and bitterness for decades to come.

VaccineSticker · 03/07/2026 19:15

If education in this country was so amazing, private schools would not exist as there would be no demand.

And for the ones suggesting moving house to get into a better catchment area, wow great, so it’s okay for the wealthy to take up good state school places via buying into a good postcode and take someone else’s place, but it’s not okay to buy into the private system where they won’t take anyone’s place? I know lots of people who have done this, they rock up in their 4x4 to school and have 2/3 holidays a year, private tutors and all- but that’s all fine according to you because they are in a state school like everyone else.

Levelling down everyone is not the answer. Children in state school classrooms are not all equal. You could easily tell which child comes from a well off home, had enrichment activities outside the school, supportive family who has high expectations of them and who will make time to read and do the homework with them compared to the families who are don’t for various reasons which I’m not going into. In order to close these gaps, state should look into how the private sector runs their day and copy the model. I worked in both sectors and I tell you now, private schools are not those pompous places that some papers want you to believe in.

Girliefriendlikespuppies · 03/07/2026 19:15

I think I’d move to be closer to a decent state school and send both boys there.

riceuten · 03/07/2026 19:16

Only you can decide this - I suspect I know the answer you want anyway, and will ignore anyone who offers a rational, reasoned argument why you shouldn’t.