How to advise DD

[cupfinalchaos]

Dd 29 been with partner 5 yrs and they rent together. Neither of them are particularly high earners and dd assumed if they got married they would get a mortgage together. Partner’s dad has now decided to help his son buy a house via a trust fund- so the trust would be taking out a mortgage. It transpires his dad is a very wealthy man. I don’t blame him with the divorce rate as it is. They would both be living there and partner would not want dd to pay rent.

Aibu to help her get a small buy to let so she has something in her (or the mortgage lender’s!) name? We can give her a small deposit. I’m not sure what to do for the best.

If you're keen to buy property as an investment for her, just keep it in your name

I wouldn’t do a BTL necessarily.
Could you put the money into a savings account and tell her to save a decent sum each month if she’s not paying rent in case they split up ?

The house he is buying now will be his. He has told her when it comes to their second home he’s happy for her to put money in which will be what I presume more of a partnership if and when they are married. I do understand they are not committed yet so can’t blame him for that.

In the future we hope to be able to give our children a much larger sum, and this is when we would look at trusts. We have 5 between us and the chances are there will be a couple of divorces.

Thank you I agree, especially if children come later, if he wants a prenup due to inheritance that’s fine but we’d have a shit hot lawyer onto that prenup.