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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What disincentives could discourage people from buying second homes?

166 replies

Unabletosleep · Yesterday 13:14

What disincentives would work to stop people buying second homes?

Inspired by a different thread. It seems a number of people share my abhorrent of second homes.

I have seen the place I grew up turned into a ghost village by selfish idiots buying second homes. Now there is no local shop, no local school, no doctors surgery, no pub, no busses nothing. There were not enough people using them consistently for them to make money.

So what would make people stop killing local communities. Financial penalties I guess but how high? Wales has introduced a 100% local tax increase on second homes but it doesn't seem to be enough.

OP posts:
WallaceinAnderland · Yesterday 14:29

Unabletosleep · Yesterday 14:15

Yes but you need enough to buy another local property and if others are inflating their prices and happy to sell to second home owners then you need to be able to complete against them.

Exactly what the pp was saying and you said that everyone in the chain would have to agree.

They don't. It's none of their business.

coulditbeme2323 · Yesterday 14:30

Claudiebus · Yesterday 14:26

It’s kind of radical but Î’d ban second home owning and airbnb. Ok to own a second property if you rent it out long term. Ok for holday rentals of your own home ( that you live in the rest of the time)

How do you police that?

Happyjoe · Yesterday 14:32

Claudiebus · Yesterday 14:26

It’s kind of radical but Î’d ban second home owning and airbnb. Ok to own a second property if you rent it out long term. Ok for holday rentals of your own home ( that you live in the rest of the time)

Sorry, am I misunderstanding? You expect people to rent out their own home as a holiday rental while they are using it as their home?

Yetone · Yesterday 14:39

Claudiebus · Yesterday 14:26

It’s kind of radical but Î’d ban second home owning and airbnb. Ok to own a second property if you rent it out long term. Ok for holday rentals of your own home ( that you live in the rest of the time)

I take it you holiday abroad?

Claudiebus · Yesterday 14:40

Happyjoe · Yesterday 14:32

Sorry, am I misunderstanding? You expect people to rent out their own home as a holiday rental while they are using it as their home?

No I mean you might go on holiday somewhere yourself and rent out your home during that time.

Claudiebus · Yesterday 14:42

Yetone · Yesterday 14:39

I take it you holiday abroad?

Why ?

coulditbeme2323 · Yesterday 14:43

Claudiebus · Yesterday 14:40

No I mean you might go on holiday somewhere yourself and rent out your home during that time.

This is bonkers, maybe the most bonkers thing I have read this week!

Yetone · Yesterday 14:44

Claudiebus · Yesterday 14:40

No I mean you might go on holiday somewhere yourself and rent out your home during that time.

What a ridiculous idea!
It is OK if you were going on a very long holiday but who wants to pack everything away before they go on holiday and who wants their stuff used by people who won’t be careful. Nobody would want to stay in my home it is full of my crap.

ApricotRow · Yesterday 14:44

If the government had a 6 month capital gains tax break you may see a lot of second homes come on the market.

Yetone · Yesterday 14:45

Claudiebus · Yesterday 14:42

Why ?

Because Airbnbs etc are needed for people to holiday. Where I holiday in the UK there are no hotels for miles.

Claudiebus · Yesterday 14:48

coulditbeme2323 · Yesterday 14:30

How do you police that?

No idea ? The solicitor would check what property you already own before you buy another one?

Tabarnak · Yesterday 14:49

The extra SDLT, CT, CGT etc that people pay for second homes could be spent directly on affordable housing for people born or working in the area (as in the job is based there, not subsidised housing for digital nomads / remote / WFH incomers)

It isn’t only second homes that dry a village up. Where my parents live the jobs dried up, the traditional jobs became obsolete, manufacturing moved elsewhere/ China, the locals objected to every new development that would have brought employment, the harbour silted up etc. All the younger people moved away for work and other opportunities. And it is now full of second / holiday homes.

But that happened after the tiny school closed and after the bank (open 2 mornings a week) closed, the grocery shops reduced from 2 to 1 because of Internet shopping and deliveries , ditto the butcher.

Cost cutting, not 2nd homes, took the GP surgery to the market town 4 miles away.

Holidaymakers could help by using local shops rather than ramming the XC90 full from their home Waitrose or causing gridlock of Tesco delivery vans.

SpanThatWorld · Yesterday 14:50

Yetone · Yesterday 14:45

Because Airbnbs etc are needed for people to holiday. Where I holiday in the UK there are no hotels for miles.

If the Air bnbs closed down, maybe there would be. We used to go on holiday before Airbnb existed.

Claudiebus · Yesterday 14:50

Yetone · Yesterday 14:45

Because Airbnbs etc are needed for people to holiday. Where I holiday in the UK there are no hotels for miles.

Well maybe there would be more hotels / holiday parks / holiday rentals run as a business if there were less airbnb? I do see your point but people went on holiday in the days before airbnb.

Happyjoe · Yesterday 14:51

Claudiebus · Yesterday 14:40

No I mean you might go on holiday somewhere yourself and rent out your home during that time.

Yeah, I don't think so! Air B&B's are pretty much empty. I'd not rent out my home for 2 weeks with all my things in it. It's not safe.

Claudiebus · Yesterday 14:51

SpanThatWorld · Yesterday 14:50

If the Air bnbs closed down, maybe there would be. We used to go on holiday before Airbnb existed.

Ha just said the same

Yetone · Yesterday 14:51

SpanThatWorld · Yesterday 14:50

If the Air bnbs closed down, maybe there would be. We used to go on holiday before Airbnb existed.

Cottages/homes to let have been going for years. I was using Airbnb as a general term.

Happyjoe · Yesterday 14:51

SpanThatWorld · Yesterday 14:50

If the Air bnbs closed down, maybe there would be. We used to go on holiday before Airbnb existed.

You could argue there was less choice.

YourShyLion · Yesterday 14:52

Since you mentioned the pervious thread and have "helpfully" decided to start this one so the op can get torn apart even further in a more circuitous way, not all second home properties are in communities or towns or even villages. Some are standalone properties which are no good to people with children or the elderly who need access to services close by or people with a commute.

Please desist from the gross generalisations and sweeping statements, not to mention judgements based on assumptions with zero basis that the previous posts op had to contend with.

Claudiebus · Yesterday 14:53

Happyjoe · Yesterday 14:51

Yeah, I don't think so! Air B&B's are pretty much empty. I'd not rent out my home for 2 weeks with all my things in it. It's not safe.

Of course but say you went off traveling for three months you might consider it. The option could be there for people if they wanted

Yetone · Yesterday 14:53

Claudiebus · Yesterday 14:50

Well maybe there would be more hotels / holiday parks / holiday rentals run as a business if there were less airbnb? I do see your point but people went on holiday in the days before airbnb.

As I holiday in a National Park where planning permission is difficult and would certainly not be given for a hotel your idea is a non starter.

WallaceinAnderland · Yesterday 14:54

You can't just let your own home out for 2 weeks. What about insurance and contracts?

Wickedlittledancer · Yesterday 14:54

Unabletosleep · Yesterday 13:57

Yeah but you would need everyone in a chain to agree to that which will never happen.

Would you be happy to give a 50 - 100k discount when selling your house?

But that’s the outcome you’re advocating for. If second homes are a no go. Then prices remain depressed. Although to be honest I don’t beleive that’s the case. And I don’t for a moment beleive that only second homes owners bid for all these houses, enough to decimate a community. More likely there was not enough job opportunities so people left.

YourShyLion · Yesterday 14:54

Yetone · Yesterday 14:44

What a ridiculous idea!
It is OK if you were going on a very long holiday but who wants to pack everything away before they go on holiday and who wants their stuff used by people who won’t be careful. Nobody would want to stay in my home it is full of my crap.

House swapping has been a thing for forever. My friend did it every year about 10 years ago for a week or sometimes two. Families from different areas or different countries simply swapped homes and both got a holiday with only travel costs.