To think saving on Universal Credit is extremely difficult?

[FirmGreyMember]

It feels like Universal Credit doesn’t really leave much room for saving once basic living costs are covered. I know in theory people say to put even small amounts aside but in practice it seems very difficult when most of the money goes on essentials.

AIBU to think there’s very little opportunity to build savings on UC?

Not at all. It's not trolling because you disagree with it.

I don't think so but I'm not sure we haven't had nhs Dentists round here for years its either private or no dentist

great debate - as expected :)

Either you've had a (good) few or you're a bot gone rogue. Try again, see if you can make it make sense second time round.

That’s the difference then because I’m sure it would be free.

PIP is not a means-tested benefit. You can get PIP if you’re disabled, even if you’re not entitled to UC. You could earn £100K a year and still get PIP. You’re effectively saying that disabled people shouldn’t have holidays.

Its not about agreeing or disagreeing its about you spreading misinformation and when you're told your wrong instead of listening and learning something you won't accept it

I cringe for many people on the benefits threads all the time, its so transparent they all think they're entitled to everything. And they don't care where it comes from. 'the rich' I guess.. economically illiterate

Like I said having an NHS dentist is a massive privilege in this country free or not. Their lile gold dust

I thought you were on benefits? How can you afford Netflix on benefits? I

I don't drink. It costs too much.

But your facts are wrong. People on UC are always better off working more hours. Yes, they might get less in UC, but they’ll make far more in wages than they lose in UC.

The rules were changed years ago to make it more beneficial to work.

This is what winds me up. I work in the area of public spending. There is ZERO leeway in the money we have. We desperately need to stop the national debt increasingly endlessly, and yet we have people on benefits with Netflix. If you have enough to get Netflix then you are receiving more in benefits than you need and the government needs to address this excess spending. Anything they can save will put off the point at which this country drowns in the sea of welfare payments being chucked around. I can’t believe so many posters don’t understand this. How can you be so economically illiterate?

I have netflix to why can't disabled people have netflix?

I haven't read all the replies you've had OP, but I used to work for a local council helping people apply for hardship fund. It was a small pot of money that you could apply for, and I helped people get it to buy a second hand replacement washing machine, or replace water damaged carpet, or to get some furniture when moving into an unfurnished place. Those kinds of one off emergencies/expenses you're talking about. Benefits aren't designes to be saved, as others have said, so this fills the gap. I've just seen its changed name to this: https://www.gov.uk/government/publications/crisis-and-resilience-fund-guidance-for-local-authorities-in-england-1-april-2026-to-31-march-2029/the-crisis-and-resilience-fund-guidance-for-local-authorities-in-england-1-april-2026-to-31-march-2029#:~:text=The%20Crisis%20and%20Resilience%20Fund,specified%20funding%20for%20housing%20support

If your only income is from the taxpayer, no, you shouldn’t have Netflix. The taxpayer shouldn’t be paying for disabled people to have Netflix. It’s a waste of money.

If you're on benefits, you've already dropped off the edge, you're not contributing to society.

I'm just about happy with the idea of my taxes paying for the bare minimum of sustistance for you, but do you really think I shoud be funding your savings?

Would you knock on your neighbour's door and ask them for £50 to add to your savings?

Because that's exactly what you're expecting.

So are disabled people just suppose to stare at the wall all day.

No I’m not saying that im saying people I know on pip can save up and afford holidays. I know how pip works I’m making a point to the op people on benefits can save it is possible.

Wow.

Genuinely gobsmacked that you are standing by that comment.

No one chooses to become disabled, and yet you resent them spending SIX POUNDS a month to watch TV?! REALLY?!

There’s normal tv. Christ the taxpayer isn’t obliged to fund your entertainment. I can’t believe I am having to point this out!

Many non disabled people are cancelling their Netflix subscriptions. The entitlement on here….

Yes, apparently you should! Then you will learn your lesson that you should not have chosen to be disabled!

Why didn't your critical illness insurance policy, or your income protection policy pay out when you claimed on it due to your disability?

Nobody's saying people living with disabilities can't have Netflix, just the disabled people who, for whatever reason, chose to just chance it without such a policy.

Your neighbour's takes shouldn't be paying for you to have Netflix FFS.

Difference is, you can leave the house without help.