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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to ask what your half of household bills comes to?

113 replies

Billsplitre · 24/04/2026 15:44

What is your half of household bills? Excluding food shopping. Just mortgage/ rent, utilities, council tax, joint insurance or car payments. Assuming you split costs 50/50 with a partner or thereabouts.

I've seen a few content creators talk about this online recently and been surprised how high it is, usually always over £1000 meaning full costs are over £2000 before food.

I'm probably being unreasonable to think that's such a lot given how high costs are at the moment

OP posts:
Doggymummar · 24/04/2026 21:50

Billsplitre · 24/04/2026 15:44

What is your half of household bills? Excluding food shopping. Just mortgage/ rent, utilities, council tax, joint insurance or car payments. Assuming you split costs 50/50 with a partner or thereabouts.

I've seen a few content creators talk about this online recently and been surprised how high it is, usually always over £1000 meaning full costs are over £2000 before food.

I'm probably being unreasonable to think that's such a lot given how high costs are at the moment

Mortgage £2500 council tax 300 utilities £400 phones and bb£200 insurance car etc £100 divided by 2 if yo want half. Then there's life insurance pension Bupa dental etc as well probably £400 or more ( other half pays these) oh water £80 garden and window cleaner £20 each

Boopybop · 24/04/2026 21:59

1200 a month. No mortgage.

thereare4lights · 24/04/2026 22:05

£2250. £750 of that is half of my 2 kids uni rent. Also include tax/insurance for 4 cars. Will be about £800 in 2 years when mortgage is paid off and kids have finished uni.

IDontHateRainbows · 24/04/2026 22:07

I put £1k in each month includes all food.

BiddyPopthe2nd · 24/04/2026 22:12

My problem is we use d to split mortgage v most other bills…mortgage now paid off but I still have electricity, gas, and a few big insurances. DH pays bins and alarm and broadband.

but I also have 100% of bills on the apartment I am in for work overseas…

I am beyond worked by out percentages

asdbaybeeee · 24/04/2026 22:17

Mortgage 650
utilities 380
insurances 130
tv/ internet 40
phones 36

MistyMountainTop · 24/04/2026 22:29

£300per month - water, gas, elec, council tax, house insurance, car insurance + service + MOT

Mortgage paid off a long time ago

Ally886 · Yesterday 08:10

ReadingCrimeFiction · 24/04/2026 16:19

£2000 doesn't seem excessive at all. Our mortgage is £1700 alone and its not a big or expensive house. Council tax in Surrey is high - I think around £185 a month for us. We dont have car repayments but insurance is around £70 for 2 cars, plus another £100 per month petrol.

Other insurance- life, house, etc - around £400.

Broadband/phone etc easy £170.

I am not sure on other utilities but I would guess around £250 per month.

£180 for a cleaner.

That council tax would put you at the cheaper end. Ours is nearly £400 a month for not a particularly large house

FebruaryUsername · Yesterday 08:21

Gas, electric, water, council tax, broadband, home insurance, mortgage, car insurance, car tax, car service plan (cheaper than paying for MOT, service and roadside recovery separately) all comes to about £2200 a month, so £1100 each if we were paying 50/50.
Average 3 bed house, 1 car between us. Not including our phone bills, pets/pet insurance, petrol, food.

SolvableThread · Yesterday 09:06

Well half would be about £1000 per month but I'm a single parent so for me it's £2000. This cover rent, utilities and car costs.

This doesn't include food, petrol, clothes for growing teenager or anything fun.

I don't earn enough to do anything other than function!

ReadingCrimeFiction · Yesterday 09:10

Ally886 · Yesterday 08:10

That council tax would put you at the cheaper end. Ours is nearly £400 a month for not a particularly large house

I could be wrong - dh handles it. But also, yes, I would expect us to be on lower end either way. Its a pretty bog standard 3 bed semi wjth a relativeky small garden, in a less posh part.of surrey.

popcornandpotatoes · Yesterday 09:20

I don't pay a share, all my salary goes in a pension and DH covers everything else

Our bills are around 2.5k a month, closer to 3k some months as we pay water bills six monthly, car insurance once a year etc.

popcornandpotatoes · Yesterday 09:22

Ally886 · Yesterday 08:10

That council tax would put you at the cheaper end. Ours is nearly £400 a month for not a particularly large house

Yes I think 185 is very cheap, ours is £300 for a three bed detached

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