AIBU to ask what your half of household bills comes to?

[Billsplitre]

What is your half of household bills? Excluding food shopping. Just mortgage/ rent, utilities, council tax, joint insurance or car payments. Assuming you split costs 50/50 with a partner or thereabouts.

I've seen a few content creators talk about this online recently and been surprised how high it is, usually always over £1000 meaning full costs are over £2000 before food.

I'm probably being unreasonable to think that's such a lot given how high costs are at the moment

£550 a month - but we have paid off our mortgage.

Well in our nearest city, rent for a 2 bed flat is £1200 before you even get on to anything else ...

I split my bills with me. Some of us live alone OP

£1,100 just fir bills seems such a lot, is your house large?

£1600 each / month inc mortgage which is £1450. Any treats / takeaways / clothes etc are not included in that.

We have a joint account, all bills around £750 but we are morgage free.

Is that due to large utility/ car bills?

Mortgage £700
Bills £300

Split between two £500

Then food £200 each

We pay our own petrol, clothes etc

Need To know exactly what you’re including ?
Gas, electric , water , council tax ,
but food shopping , insurances , car finance , phone bills , internet/ tv?

£2400, excluding groceries, savings/investments and overpayments, including school fees and all pet related expenses.
Cars are owned outright and we pay for car related expenses out of personal spends due to receiving car/travel allowances from work.

Everything except food - just the expenses to run house and car

Maybe not petrol for car though, just insurance and pcp etc

About £2,000. Mortgage, council tax, utilities, insurance, internet etc.

£4,000 inc childcare.

Car / travel not included.

£1600 each, excluding groceries

Fixed costs are close to £1500 combined. Council tax alone is almost £200/month! We don’t have childcare costs but that would probably double it if we did.

We each keep about £600 back in our personal accounts and everything else goes into joint account to cover bills, food etc. So we both have the same spare to play with. Anything that’s left in joint account at month end goes away for a rainy day.

£700 excluding food and mortgage, so £350 would be half ☺️

2 bed shithole

Ours is around 3k. Mortgage, car, electricity, gas, water, insurances, tv, Internet. I dont pay anything towards the bills. My money is used for food, savings and fun money.

I pay £1500 into the joint account, this includes food though as well as bills.

Biggest expense is mortgage £1,100, Food about £700, Council tax is over £300 a month (for ten months) a year, energy is less at this time of year with solar panels and heating hardly on/not on for a few months, but expensive in winter, TV (Sky Q multiroom), various insurance (two cars, home, dog, one car with a 17 year old insured on it!) phones, vet plans for pets, probably other things I've forgotten.

Just over 1k for half here for mortgage and regular monthly direct debits.

Me 3100
DP 4100
CB 280
Total 7480

Housing
Mortgage: 1900.
Insurances(life, house): 150
Property tax: 50
Total Housing: 2100
Utilities
Electricity 150
Waste collection: 25
Broadband & TV: 70
Mobile phones x3: 60
Total Utilities: 305
Food & Groceries
Groceries & household food: 500
Dining out / takeaways: 200
Total Food: 700
Transportation
Fuel: 150
Car insurance & tax: 150
Maintenance & NCT: 100
Public transport / Parking: 20
Total Transport: 420
Education & Kids
School books, uniforms, fees: 50
Activities, sports, clubs: 55
Pocket money/treats: 60
Total Kids & Education: 165
Entertainment & Lifestyle
Family outings, hobbies, gifts: 250
Subscriptions: 20
Miscellaneous expenses (haircuts etc): 60
Personal spends:250x 2 = 500
Total Entertainment: 830
Savings & Miscellaneous
Emergency fund / Savings: 2,000
Holidays (monthly allocation): 500
Clothing: 200
Miscellaneous buffer: 300
Total Savings & Misc.: 3,000
TOTAL MONTHLY SPENDING: 7,480

This is our budget, everything is paid into the joint account and from there we take out
2k for savings
500 for holiday savings
250 min into our personal accounts (this depends on if we have done overtime-we decide what happens with that at the time)

Around £350. Council tax is around £500/month. No gas, electricity little more than the standing charge. No mortgage, rent, car payments, etc.

This is so inghtful thanks for the breakdown!

Exactly lol

A little over 2k for my share.

Then also we've got expenses that come out of our own accounts like paying for DD1 at university, credit card repayments, travel costs (about £300 a month each, not insignificant) savings and so on. Probably more like £5k a month all told (£2.5k each)