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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dog walker wants cash in hand

354 replies

funtimetoni · 13/04/2026 20:15

Started using a new dog walker in January, as old one moved away. Today he messaged and asked if I can start paying cash. Ive been paying by bank transfer and always on time. AIBU to think no, you can be paid through the correct channels like everyone else. For the record he charges towards the higher rate for the area, so it's not like I'm getting a bargain.

OP posts:
Thread gallery
5
Hamalam · 15/04/2026 09:15

jellyfish798 · 14/04/2026 20:39

This kind of assumption that cash payments are obviously not legit, despite our economy functioning this way for centuries, is exactly the crap that drives a 1984 culture. He's a dog walker, this is not an international smuggling ring. Relax and pay him cash. What a drama llama over nothing

Cash payments do = tax evasion a lot of the time. As they have done for years. We’re getting better at clamping down on evasion. Most of us pay income tax via PAYE which makes it impossible to evade. It’s people like dog walker and builders, and gardeners etc that are driving evasion. You’re naive not to realise this.

HeadDeskHeadDesk · 15/04/2026 09:17

Cob81 · 15/04/2026 08:30

Extremely stuck up statement!!! The snobbery is oozing out of you. Why are you so enthusiastic about paying taxes anyway? You think it’s right that the governments are fiddling people putting taxes on taxes, people love being controlled, it’s embarrassing. Imagine there was a machine that prints money and nobody in the world needed to struggle……oh wait…!!! 🙄

😂😂😂

Aw, bless. You see? This is the problem. These are the attitudes we are up against. And these people actually get to vote. No intelligence test required. Scary.

Don't get me wrong, I'm all for lower taxes, the lower the better, but I'm actually embarrassed for you.

mismomary · 15/04/2026 09:19

I’d say no to cash payments, mainly because it’s a pain in the arse for me. And I like the paper trail so to speak.

Usernamenotfound1 · 15/04/2026 09:23

Hamalam · 15/04/2026 09:15

Cash payments do = tax evasion a lot of the time. As they have done for years. We’re getting better at clamping down on evasion. Most of us pay income tax via PAYE which makes it impossible to evade. It’s people like dog walker and builders, and gardeners etc that are driving evasion. You’re naive not to realise this.

I know someone who paid a builder cash for a house refurb.

100k. In cash.

that’s got to be a lot of tax they avoided.

BehindTheMirrorAgain · 15/04/2026 09:27

Cob81 · 15/04/2026 08:30

Extremely stuck up statement!!! The snobbery is oozing out of you. Why are you so enthusiastic about paying taxes anyway? You think it’s right that the governments are fiddling people putting taxes on taxes, people love being controlled, it’s embarrassing. Imagine there was a machine that prints money and nobody in the world needed to struggle……oh wait…!!! 🙄

This is an extremely stuck up thing to say- not everyone has cash machines near them and as people have already explained multiple times, we have to pay a fee to withdraw cash in many places.

If you enjoy paying banks extra money for the privilege of taking out your own money, travelling for 20 or more minutes to find a working ATM then bully for you but its stuck up and laughable to pretend the rest of us should enjoy wasting our time and money like that.

BeWittyRobin · 15/04/2026 09:39

HeadDeskHeadDesk · 15/04/2026 09:14

So what would she do if she turned up one day and they had forgotten to leave the cash for her, or forgotten to drive out and get it while she was there and she didn't have time to hang around while they then did that? She'd still have to chase them. You could argue that a bank transfer is more bulletproof. Regardless of what else is going on, lack of access to a cash machine, cash machine out of service etc, a bank transfer can be done any time, anywhere and is instant.

Valid point, but then when we go food shopping or buy a purchase do we not pay there and then? We don’t walk away with our purchases then bank transfer after? Also we use to be able to pay by cheque that stopped being a method of payment one reason because some were bouncing 🤷🏻‍♀️. We can all nit pick at the ‘what if’s’ the point I was making is the op has made an assumption thinking asking for cash is due to avoiding the tax man, the point I’m making is that is not always the case, it can be due to many reasons and most are not as judgmental. It’s a dog walker not someone booked to do home improvements just saying. OP Get an invoice and a receipt, pay with the preferred method or get another dog walker.

I am not saying that bank transfer is not easier, I bank transfer people but like I said my point was the unfair assumption from the OP.

Hamalam · 15/04/2026 09:52

Usernamenotfound1 · 15/04/2026 09:23

I know someone who paid a builder cash for a house refurb.

100k. In cash.

that’s got to be a lot of tax they avoided.

People like this really are facilitating tax evasion and desperately need to be convicted along with the builders. What the hell did they think they were doing?

VAT evasion of £20k, income tax or corp tax on top of that. Absolutely disgusting. Probably evaded the salary of a youth worker for a year for instance.

Usernamenotfound1 · 15/04/2026 09:56

Hamalam · 15/04/2026 09:52

People like this really are facilitating tax evasion and desperately need to be convicted along with the builders. What the hell did they think they were doing?

VAT evasion of £20k, income tax or corp tax on top of that. Absolutely disgusting. Probably evaded the salary of a youth worker for a year for instance.

If I knew who the builder was as I’d have reported it.

it was a relative who was quite open about paying cash so the builder wasn’t paying tax for a cheaper deal. That’s a lot of money they saved from tax evasion too.

OneNewEagle · 15/04/2026 10:02

I pay cash for as many things as I can.

for all you know he or she needs the cash on that day for their tea that night.

Cosyblankets · 15/04/2026 10:04

BehindTheMirrorAgain · 14/04/2026 20:45

My friend hired a dog sitter from the website Rover and the sitter let her dog in her front garden without a fence and the dog got hit by a car. The vets bills were astronomical. Thankfully the pup was ok once her leg healed

Surely you realise how important and costly pet insurance is and public liability (which would require a paper trail).

Would you really give your pet to any random person to look after with no paper proof of it? Geez

Edited

Your friend would have had the booking from Rover. That's her proof.

NoisyViewer · 15/04/2026 10:05

First world problems. Are you always easily offended

Usernamenotfound1 · 15/04/2026 10:08

OneNewEagle · 15/04/2026 10:02

I pay cash for as many things as I can.

for all you know he or she needs the cash on that day for their tea that night.

Bank transfers are instant though?

if she needs the money for her tea tonight then it makes no difference cash or bank transfer, even PayPal is an option.

money is in her account usually within an hour and she can go buy her tea.

with the added benefit that she doesn’t risk losing it. I have lost a reasonable about over the years when I’ve dropped a second note I hadn’t realised I’d taken out with the first, put a tenner in a pocket absentmindedly then couldn’t find it when I needed it.

plus handing over a £20 and the cashier giving you change for £10. Easily done.

there’s less risk with cash. Do you get a receipt every time? What happens if someone says you didn’t pay?

jellyfish798 · 15/04/2026 11:13

Hamalam · 15/04/2026 09:15

Cash payments do = tax evasion a lot of the time. As they have done for years. We’re getting better at clamping down on evasion. Most of us pay income tax via PAYE which makes it impossible to evade. It’s people like dog walker and builders, and gardeners etc that are driving evasion. You’re naive not to realise this.

When you can say this has dealt with the bigshot evaders funneling millions through the Caymans & other loopholes, let me know - oh wait they'll continue doing that while we make the average working man jump through hoops for a few quid. Obsessed with bureaucracy. But then it's always been easier for society to pick on the little guy than deal with the bigger problems right?

Allisnotlost1 · 15/04/2026 12:53

HeadDeskHeadDesk · 14/04/2026 15:10

Sometimes ATMs are broken or empty. Not every supermarket is big enough to have a free machine operated by a large bank. People in rural areas often have no choice but use the privately operated ATMs that come with fees of around £2.50 for every withdrawal. Not everyone has a car, or the time or inclination to drive out of their way to visit supermarkets to withdraw cash they don't otherwise need, simply to indulge the whims of a small business they use. Since when was the customer supposed to tolerate inconvenience to suit small businesses?

Your use of the word 'nonsense' is interesting. It implies that you think people are lying or exaggerating about the inconvenience of being asked to pay in cash. It has a whiff of contempt about it, as if the customer is always in the wrong and their opinions are neither here nor there.

It has a whiff of contempt about it, as if the customer is always in the wrong and their opinions are neither here nor there.

Similar to you telling a former business owner pp that ‘it’s not 1956!’ then?

SunnyRR · 15/04/2026 13:04

YABU to not accept his mechanism for payment if you want to use his services.

if it doesn’t suit you, YANBU to find someone else. I wouldn’t use his services because I couldn’t be arsed to get cash out each time but I’d accept that as a ‘me issue’ and find someone else I could pay via bank transfer or DD.

HisNotHes · 15/04/2026 13:11

Cob81 · 15/04/2026 08:30

Extremely stuck up statement!!! The snobbery is oozing out of you. Why are you so enthusiastic about paying taxes anyway? You think it’s right that the governments are fiddling people putting taxes on taxes, people love being controlled, it’s embarrassing. Imagine there was a machine that prints money and nobody in the world needed to struggle……oh wait…!!! 🙄

How do you propose public services such as schools, hospitals and roads are funded if not through tax? What a ridiculous thing to say.

Nothing snobby about wanting people to pay their fair share just like most of us do.

HisNotHes · 15/04/2026 13:18

jellyfish798 · 15/04/2026 11:13

When you can say this has dealt with the bigshot evaders funneling millions through the Caymans & other loopholes, let me know - oh wait they'll continue doing that while we make the average working man jump through hoops for a few quid. Obsessed with bureaucracy. But then it's always been easier for society to pick on the little guy than deal with the bigger problems right?

Just because big corporations and the very wealthy evade big sums of tax, that doesn’t negate the millions lost through small companies and sole traders being paid in cash and not declaring.

Both things are a problem and both things need addressing.

Dragracer · 15/04/2026 13:23

Hes not unreasonable to ask. Cash is legal tender. Not like he's asking you to pay in bags of coke.

If its inconvenient for you just say that.

Daisymay1000 · 15/04/2026 18:11

Casperroonie · 14/04/2026 23:08

Because she's the one paying?

Well if she doesn’t like it then find another dog walker. He isn’t obliged to give her his bank details or accept payments in any method he doesn’t want to

GetofIphone54 · 15/04/2026 18:31

Please write to Amazon Starbucks Nero and all the other tax evaders who avoid millions leave the dog walker alone

bozo123 · 15/04/2026 18:39

I pay most people bank transfer to help them avoid the transaction costs on card charges. I haven’t got time for cash and I would rather they put the cost up for a card charge than assumed my time was free to drive to the ATM and back however often. If you walk past an ATM more often than I do it might not be such a nuisance though.

WoollyandSarah · 15/04/2026 19:56

GetofIphone54 · 15/04/2026 18:31

Please write to Amazon Starbucks Nero and all the other tax evaders who avoid millions leave the dog walker alone

Yet again, there is a difference between tax avoidance (legal) and tax evasion (illegal). Have a look back through the thread and read one of the explanations of this.

dadtoateen · 15/04/2026 20:38

It’s funny, today a customer paid his bill in cash, a few thousand pounds. I gave him a vat invoice and all is fine…….
funny how folk instantly think ooooooo avoiding tax…. Not at all. Legal tender and perfectly acceptable form of payment

who would have thought it!

WoollyandSarah · 15/04/2026 21:11

dadtoateen · 15/04/2026 20:38

It’s funny, today a customer paid his bill in cash, a few thousand pounds. I gave him a vat invoice and all is fine…….
funny how folk instantly think ooooooo avoiding tax…. Not at all. Legal tender and perfectly acceptable form of payment

who would have thought it!

Do you not wonder why your customer has that much cash lying about to pay you a few thousand in cash?

Petrolitis · 15/04/2026 21:12

If you pay in cash there's no record of the transaction.

There's the chance that recipient is evading tax. Although a previous poster was all for that, we can't complain about under funded schools, CAMHS, NHS etc if we participate in fraud.

He could be above board but the again maybe hes just not paying for his child support.

Despite assertions that using cash is free, it simply isn't. There's the OPs time in getting that cash, the dog walkers time in banking it. On a larger scale there are security costs involved.

Using cashless methods actually works out cheaper than cash for businesses according to the unimpeachable Tim Harford.

I'd sack him off its a pain dealing with cash

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