AIBU to have never had a credit card?

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Has anyone else never had a credit card? I have literally never had one. Surely I’m not the only one?

Edited to add- I’m in Ireland so the “extra protection” they provide in the uk under section 75, does not apply here

I do exactly this. Done it for decades. Have never ever paid a penny interest. I use it for the extra protection and various benefits and points.

just because people pay with a credit card doesn’t mean they can’t afford to buy it outright.