Right to Buy.

[Differentforgirls]

Was “Right to Buy” a policy that has created the current housing crisis? I think it was.

Agreed.
My solution would be anyone could rent out 1 property at whatever rent they wanted. Anymore they have to rent it out at the price HA do.
More than 5 and you most take tenants off the register.

I recall a thread (might have been the same one!) where OP was being evicted because her LL wanted to sell, and someone said that if the mortgage is paid off then the LL should just let the tenants have it. Ridiculous!

Nah, I would say if they have more than 1 than they all must be HA rate.

Exactly. 2 tenants in my mums house since she died.

@Dragonflytamer So, you have distilled a snippet of a prediction report, which has distilled a snippet of a much, much broader and multifaceted issue as your proof that ‘immigration has caused the housing crisis’? - are you SERIOUSLY telling me that a prediction report from 2008 saying that “if there is 190,000 net immigration each year, house prices will rise to 10.5 times average income—13% higher than they would be with zero migration” PROVES that immigration has CAUSED the housing crisis??

Would you like to sit down the children of this generation and tell them that a report from 2008 predicting that house prices would be 13% higher than they would be with 0% migration is the reason that it will be nigh on impossible for them to buy their own home?

Pull the other one and actually try doing some unbiased research into the issue.

Well that and the failure of councils to build enough to replace them. As I said on that thread yesterday - my mum bought hers 30 years ago as she was a single parent on one income, her mortgage was half her rent plus she isn't having to pay rent in retirement

I bought mine for similar reasons - although I am back in council housing as it was demolished and I had to sell it back to the council. My council have just started building housing again after decades of not but it's not going to be enough to accommodate everyone who wants/needs it.

There's around 14k people on the waiting list for council housing in my area in a town of around 30k

On a side note I just saw an advert on reddit where someone in London is looking for a weekend lodger - and is charging 400 pounds for the privilege

My mum is still in the council house that she bought 30 years ago. I bought my flat with the intention of staying in it too - but it had to be demolished. I did make profit on it as I bought it at a discount and it was sold for the market value (which was less than 30k) but if I hadn't had to sell I would still have been living there.

For some reason the flats in my area always sold for around the price mine sold for but in my mums area (two miles away) they are selling for three times what they were worth 30 years ago

But “most children” will in fact benefit from their parents home ownership. It can remain the family home or sold as an asset.

An adult child with succession rights just gets to stay in the house and pay the rent as the previous or next tenant would.

Not disputing the profit, but the large discounts were removed at the end of 2024.

a substantial cost of new build is buying the land, so it’s substantially more expensive to build a new house in your area than hers.

there is a reason other councils aren’t buying aged stock. There are other solutions emerging for temporary accommodation using SPVs which de risks this for the council. What the poster is referring to is quite unsophisticated.

i do agree that the margin of risk, error and additional cost is much reduced in areas of cheap housing.

Yeap I'm happy to believe the select committee with responsibility for the matter's prediction which is evidenced to have become true. Just like those who predicted Brexit would cause economic harm have been shown to be right.

Seems pretty obvious to me if there were 5m fewer families in the UK today there would be less competition for house.

But sure go ahead put it all down to a few hundred thousand people buying their council house if it makes you feel happy.

I'm not making a pro or anti immigration view point. Just that if it is a simple as if a thousand people want to move to a village the houses prices in that village will go up.

It is obviously the only cause. In my first post I said that things like the increase in split families effect it too. It is you who is obsessing that immigration has had no impact - which is patently incorrect.

This has all totally gone over your head, hasn’t it.

The report from 2008 that you quoted did not at all say that immigrants will cause a housing crisis. To still be attempting to convince that you have provided proof that immigration has caused the housing crisis is the equivalent of sticking your fingers in your ears and screaming ‘LA LA LA”.

Do you really believe that I have put this all down to ‘a few hundred thousand people buying their council house’?

“I’m not making a pro or anti immigration view point.”

Oh yes you are. Recklessly. Falsely.

Take a minute to actually understand the housing crisis, seriously.

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What are a rubbish! How can RTB have created the current housing crisis if someone is living in the house that they’ve bought? It will have reduced the numbers of Council housing, but the money generated has to be reinvested back into the council housing stock. The mass influx of migrants will have definitely contributed to the problem though.

Could you be any more patronising if you tried! Tell me you're a man without telling me your a man. Maybe take a minute to realise yours isn't the only view point that matters. I'm not going to engage with your misinformation campaign anymore. Bye bye.

I think it was a mistake along with selling off lots of the countries assets, utility companies, and steelwork.

I once heard the theory the real reason was to weaken the Trade Unions.
If people striked and the rent didn't get paid, it wasn't a huge issue they'd catch up but the council couldn't really make them homeless esp if they had kids.

Mortgage companies don't have the same obligation to house people if you don't pay they'll evict.

Apparently migrants live in magic houses have no impact whatsoever on the rest of the housing stock......

Invested into the council housing stock? Tell that to my landlord (local council) who have built less than 300 new homes in the last 40 odd years.

RTB has pushed house prices up. It's forced more young people to buy houses or rent from private landlords who are out to make profit.

Everyone knew at the time that councils being either willing or able to replace the vast swathes of public housing lost to the private sector would not happen.

It's definitely one part of it. Also, buy to let mortgages, and also something we often overlook - as couples break up, each requires their own home, and one family home becomes a requirement for two homes. As a divorcee myself it's something I feel quite guilty about, knowing my happiness comes at a cost to housing stock!

I see you haven’t read the thread?

@Dragonflytamer Haha, I’m not a man. First time I’ve been accused of being one, so thanks for that experience.

I’m just a frustrated woman with young children who works in the sector and is, just like everyone else, tired of slogging my guts out while the rich get richer and the poor get poorer and average people squabble amongst themselves about who is to blame.

I am tired of populism politics convincing people to point their finger at the other as the bad guy and the source of blame, rather than the big companies and profiteers who have been benefiting from this system for years. So, nice one for being the peddler of misinformation, rather than holding those with the power to account.

Agreed.
And councils knew they couldn't afford to do it either.
The councillors would have been shot down in flames if they'd tried to build new houses only to move people in who'd been in rotten damp flats for decades so had built up a reasonable time as a tennant and got 75% discount or whatever the max discount was at the time.

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