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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What is child maintenance for?

70 replies

fireworksandflowers · 25/03/2026 21:17

AIBU to use the money I receive from children’s father to pay towards my bills? Like rent, gas, electricity? As well as their general expenses like uniforms, clothing , haircuts etc

OP posts:
RhaenysRocks · 30/03/2026 08:07

I think thats an important point..many NRPs think that they should only have to.be paying any 'gap' between the RPs entire wage and the household bills, so if they pay maintenance and as a result the RP has money left over for something of their own, like a haircut, that's 'spending their money' . No, its spending their own money that is available because the children are being supported by both parents.

Pinklightning · 30/03/2026 08:16

My ex did this too. The money was apparently paying for my lifestyle. I didn’t go out socially, didn’t drink, got my nails done 3 times in my life, no hobbies at the time because he left me to look after the two young children while he swanned off shagging OW. He had two more children with her and doesn’t see them much now they’ve split up. The maintenance is a staggering £36 a week when he earns over £40,000. DD’s share of rent, bills, food comes to £200 a week. These men are a joke but so is the child maintenance service who calculates such low figures.
Ignore him OP and do what you think is best for your dc.

fireworksandflowers · 30/03/2026 12:41

OpheliaNightingale · 30/03/2026 07:34

@fireworksandflowers I guess this all just an extension of control and abuse you experienced during your relationship with him?

Surprisingly not. Maybe a bit financially irresponsible but nothing I would say was abusive. I think I just made life easy for him for too long and now I’m out and trying to establish boundaries he doesn’t like it.

OP posts:
mammat72 · 31/03/2026 03:57

the child maintenance system is meant to be changing in 2027/28 that if you have a existing case open with them, they are switching everyone over from direct pay to collect and pay if you stay within the system. they will take 4% off both parents. so the paying parent they add 4% onto maintenance and receiving parent has 4% deducted not sure 100% when its starting

fireworksandflowers · 31/03/2026 14:33

mammat72 · 31/03/2026 03:57

the child maintenance system is meant to be changing in 2027/28 that if you have a existing case open with them, they are switching everyone over from direct pay to collect and pay if you stay within the system. they will take 4% off both parents. so the paying parent they add 4% onto maintenance and receiving parent has 4% deducted not sure 100% when its starting

Thanks for that info, will have a look into it. I’d be happy with that if it meant consistency, as at the moment while he does pay it is when it suits him, may be the Friday or could be the Monday. While I’m not reliant on that income I’m certainly helps and knowing when I will receive it, would definitely help.

OP posts:
Blondeshavemorefun · 31/03/2026 17:14

UpsideDownside · 26/03/2026 09:55

I am confused about CMS Direct Pay. What is the difference between that and just arranging between you using the CMS calculator as a guide?

I think the payment goes out of his to theirs. Then you

so you would get your money

tho he pays a little more and you get a few pounds less bit it’s guaranteed

caringcarer · 31/03/2026 17:36

fireworksandflowers · 26/03/2026 07:30

Yes I definitely think he’s influenced by things he sees online. He’s making out like he’s a hard done to father who’s ex (me) uses the kids as a weapon and is only interested in money. When reality is he gets his kids every weekend and now I would like to have some fun spare time with my kids I’m only doing it to get more money out of him.

He shouldn't get to have all the fun time while you get the daily routine. Tell him you want every other weekend with your DC and he can have a week night.

GiantTeddyIsTired · 31/03/2026 17:42

Put it this way - a child takes time and money to raise. If one parent is giving 100% of the time, I think it's fair that the other gives 100% of the money - and that this is on a continuum from 50/50 care and costs (in most cases)

It's not 'his' money you're spending. It all goes into the pot and is spent as needed. If he wants to offer up more of his time instead, then he could do that.

Snorlaxo · 31/03/2026 17:45

There is no need to justify/provide receipts to your ex. He wants to argue with you and wants you to provide ammunition so that he can pretend that you’re fleecing him.

He has a legal obligation to financially provide for his child. That is all.

BeMellowAquaSquid · 31/03/2026 18:01

I pay every single bill, meal, school trip, clothing any expense you can name out of my own salary I use his to save for a rainy day. I recently renovated the children’s rooms so it went on that. He pays the bare minimal required by the CSM according to his salary and he’s in the salary bracket of six figures. I could go to court for more but don’t want the hassle. Am also in the position financially where when his money stops as youngest leaves school or hits 18 it won’t inconvenience me. It’s not an endless life long pot and some receiving parents should remember that.

Onebigargh · 31/03/2026 18:05

ItsStillWork · 25/03/2026 21:33

It’s for your nails and eyelashes to be done.

well that’s what most paying fathers think mothers spend “their” money on 🙄

Yep that’s exactly what my ex thinks. He stole £20K from our martial funds cost me £60K in court and barristers and he didn’t pay maintenance for 6 months. He then paid extra into his pension to reduce his salary and reduce his CMS. He had the nerve to ask my 12 year old to ask mummy for a breakdown of my maintenance when he asked to go to Lego land as that’s what maintenance is for (apparently) and not my mortgage. I printed off an excel sheet showing it didn’t even cover breakdown and afterschool clubs didn’t even touch the sides £200 a month for nursery costs etc

taxcon · 31/03/2026 18:09

fireworksandflowers · 26/03/2026 07:30

Yes I definitely think he’s influenced by things he sees online. He’s making out like he’s a hard done to father who’s ex (me) uses the kids as a weapon and is only interested in money. When reality is he gets his kids every weekend and now I would like to have some fun spare time with my kids I’m only doing it to get more money out of him.

Do you have a court order? If not I'd just stop making the kids available and let him have them EOW, he can take you to court if he wants but he would never get every weekend in court, only EOW

cestlavielife · 31/03/2026 18:11

Whayever you like. Goes in your pot.
But plan ahead how will you support yourself when dc are adults?

MerseyChick · 31/03/2026 18:13

fireworksandflowers · 25/03/2026 21:17

AIBU to use the money I receive from children’s father to pay towards my bills? Like rent, gas, electricity? As well as their general expenses like uniforms, clothing , haircuts etc

Of course you are.

SerenitySeeker4 · 31/03/2026 18:16

Yeah, it's totally fine.

mammat72 · 01/04/2026 01:04

direct pay is where the parent with care is paid directly from the absent parent. this can still be monitered and done through the csa so that if there are any problems you can switch at any time to collect and pay. the cms handle collect and pay. they charge maintence plus 20% to absent parent and take 4% from receiving parent. its worth staying within the system even if doing direct pay as it leaves little room for ex's to financially abuse you

SquareSweetsThatLookRound · 01/04/2026 11:19

BeMellowAquaSquid · 31/03/2026 18:01

I pay every single bill, meal, school trip, clothing any expense you can name out of my own salary I use his to save for a rainy day. I recently renovated the children’s rooms so it went on that. He pays the bare minimal required by the CSM according to his salary and he’s in the salary bracket of six figures. I could go to court for more but don’t want the hassle. Am also in the position financially where when his money stops as youngest leaves school or hits 18 it won’t inconvenience me. It’s not an endless life long pot and some receiving parents should remember that.

But you’re are fortunate to be able to do that. Some woman struggle to make ends meet on their own.

BeMellowAquaSquid · 01/04/2026 23:07

SquareSweetsThatLookRound · 01/04/2026 11:19

But you’re are fortunate to be able to do that. Some woman struggle to make ends meet on their own.

I spent 8 years of my life robbing Peter to pay Paul. Got in debt, got out of debt, had 2 jobs. Went back to uni, got a degree, went out there and made life happen. I had 3 kids under the age of 8 living hand to mouth and I didn’t want to be like that. I made it happen for myself.

RhaenysRocks · 02/04/2026 07:47

cestlavielife · 31/03/2026 18:11

Whayever you like. Goes in your pot.
But plan ahead how will you support yourself when dc are adults?

She's getting 200 a month cms and most of her uc is on childcare. I think she'll manage once her three children are earning their own money and either moved out or paying rent.

RhaenysRocks · 02/04/2026 07:49

SquareSweetsThatLookRound · 01/04/2026 11:19

But you’re are fortunate to be able to do that. Some woman struggle to make ends meet on their own.

No she's not 'fortunate'..she works bloody hard and made decent choices to be in that position. I know that its not always someone's fault if they can't do that but let's not pretend its just random luck.

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