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Underhand house purchase tactics.

68 replies

Helpmysanity · 20/01/2026 14:47

UK property, A neighbour house and has Sold STC. They accepted an offer from somone who has sold their own home (rejected offers from those that hadnt). There is however nothing they want to buy. They are undecided if they do still want to sell or extend meanwhile their buyers are unknowingly under the impression it will still go through. Is this normal practice? How are you expected to sell if there is nothing to buy that fits the brief! Presumably at some point they will have to pull out and stay or put back on market, but again what's the point if they can't buy?

It got me thinking, people generally won't accept an offer from someone who hasn't sold, understandably. However if I saw a house I wanted and I hadn't sold what's stopping me from accepting an offer from someone who hasn't sold as there is plenty of those around, to then enable me to put in an offer while all under pretence that I have sold (although only to someone who hasn't sold). I see houses on the market that are Sold STC and have been that way for months if not a years sometimes. Is that because people below are accepting offers when they shouldn't?

We are considering selling but there is nothing that we want to buy that isn't already Sold STC it just makes me wonder how many of these will fall through!

What are all the underhand tactics people use?

OP posts:
ThatZippyFinch · 20/01/2026 14:49

I can’t understand what you think is underhand?

ThatZippyFinch · 20/01/2026 14:50

The buyers will know their vendor has not found anywhere

So what’s the big deal

FuzzyWolf · 20/01/2026 14:50

I think what you are describing is typical behaviour.

Helpmysanity · 20/01/2026 14:52

ThatZippyFinch · 20/01/2026 14:50

The buyers will know their vendor has not found anywhere

So what’s the big deal

Yes so if I sold my house to somone who hasn't sold then buy a house from somone and tell them I've sold (although my buyers haven't sold) the house I'm buying will be told mine is sold to somone who hasn't sold?

OP posts:
AllIdoistidyup · 20/01/2026 14:53

"Shouldn't"? According to whom?

ThatZippyFinch · 20/01/2026 14:54

Helpmysanity · 20/01/2026 14:52

Yes so if I sold my house to somone who hasn't sold then buy a house from somone and tell them I've sold (although my buyers haven't sold) the house I'm buying will be told mine is sold to somone who hasn't sold?

I’m lost

Helpmysanity · 20/01/2026 14:55

AllIdoistidyup · 20/01/2026 14:53

"Shouldn't"? According to whom?

Well it makes them not able to proceed, and so the seller would only accept offers from those that can.

Ie in the case of my neighbour they rejected 20 odd offers but from people who hadn't sold so are pointless.

OP posts:
ThatZippyFinch · 20/01/2026 14:57

This is so weird and doesn’t make sense

ThatZippyFinch · 20/01/2026 14:58

EAs don’t just let any Tom, dick or harry. make an offer

You have to show the EA your property is on the market or that you are a cash buyer

AllIdoistidyup · 20/01/2026 14:58

That's just part of being in a chain and why they collapse. It happens. It's up to the seller of each house whether they risk accepting an offer. At the bottom of each chain is often a first time buyer so that's not an issue there and sometimes people "break the chain" and move into rented. Nobody has sold to anyone until the whole chain exchanges contracts.

Helpmysanity · 20/01/2026 14:58

ThatZippyFinch · 20/01/2026 14:57

This is so weird and doesn’t make sense

It's not weird, it does make sense. If there is a chain of houses in a sale but 1 in that chain hasn't sold do those higher in the chain know that?

OP posts:
ThatZippyFinch · 20/01/2026 15:00

Helpmysanity · 20/01/2026 14:58

It's not weird, it does make sense. If there is a chain of houses in a sale but 1 in that chain hasn't sold do those higher in the chain know that?

It’s on them to ask. These are adults with full capacity. If they want to to know, they’ll ask for info re quality of chain

totally normal

Helpmysanity · 20/01/2026 15:02

AllIdoistidyup · 20/01/2026 14:58

That's just part of being in a chain and why they collapse. It happens. It's up to the seller of each house whether they risk accepting an offer. At the bottom of each chain is often a first time buyer so that's not an issue there and sometimes people "break the chain" and move into rented. Nobody has sold to anyone until the whole chain exchanges contracts.

So if it saw a house I liked. Quickly put house on market, accepted 1st offer from random buyer who hasn't sold theirs would the house I'm buying know that? Or do I present to them as proceedable although I'm not as my buyer isn't.

OP posts:
ThatZippyFinch · 20/01/2026 15:05

This reply has been deleted

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OddBoots · 20/01/2026 15:05

They will know if they ask, and generally they would ask.

It's not unusual for it to take a while for a chain to be fully built, and even then things fall through so there is a lot to think about when buying and selling.

CraftyMintHedgehog · 20/01/2026 15:06

Helpmysanity · 20/01/2026 14:47

UK property, A neighbour house and has Sold STC. They accepted an offer from somone who has sold their own home (rejected offers from those that hadnt). There is however nothing they want to buy. They are undecided if they do still want to sell or extend meanwhile their buyers are unknowingly under the impression it will still go through. Is this normal practice? How are you expected to sell if there is nothing to buy that fits the brief! Presumably at some point they will have to pull out and stay or put back on market, but again what's the point if they can't buy?

It got me thinking, people generally won't accept an offer from someone who hasn't sold, understandably. However if I saw a house I wanted and I hadn't sold what's stopping me from accepting an offer from someone who hasn't sold as there is plenty of those around, to then enable me to put in an offer while all under pretence that I have sold (although only to someone who hasn't sold). I see houses on the market that are Sold STC and have been that way for months if not a years sometimes. Is that because people below are accepting offers when they shouldn't?

We are considering selling but there is nothing that we want to buy that isn't already Sold STC it just makes me wonder how many of these will fall through!

What are all the underhand tactics people use?

This is how chains work.

You get an offer on your own property then are able to offer on another. You start looking once your house is on the market, do some viewings, then once you have your own offer, you are free to offer on another property.

We accepted an offer years ago on our 3 bed semi, but the property we had viewed that we liked (4 bed detached) sold the day before. There was then NOTHING coming up suitable, so we let our buyer know as we felt bad. They then agreed to pay a higher price if we broke the chain and moved into rental, which we agreed. In the end we moved in with family and put stuff in storage as there was no suitable rental either.

It then put us in a much better position when buying as we were then chain free, so ended up with an even nicer house, and the person accepted our offer due to our chain free position as they wanted to move quickly.

TheatreTheatre · 20/01/2026 15:06

However if I saw a house I wanted and I hadn't sold what's stopping me from accepting an offer from someone who hasn't sold as there is plenty of those around, to then enable me to put in an offer while all under pretence that I have sold (although only to someone who hasn't sold).

Decent estate agents do due diligence and advise sellers of the viability and proceedability of all the offers they have - their mortgage offer, deposit, and what is going on further down the chain. So your vendors would find out that you had 'sold' to a buyer who was currently unable to proceed.

EAs don't just publicise the house for sale - their key role is establishing a proceedable sale and then supporting the sale process through until completion and that involves communication with EAs up and down the chain.

People know at the moment that you can't buy until you have sold. Anyone sensible has been scouting the market to ensure that there are possible properties that would suit them. And anyone getting an offer accepted knows that the vendor will need to find somewhere.

AllIdoistidyup · 20/01/2026 15:09

Helpmysanity · 20/01/2026 15:02

So if it saw a house I liked. Quickly put house on market, accepted 1st offer from random buyer who hasn't sold theirs would the house I'm buying know that? Or do I present to them as proceedable although I'm not as my buyer isn't.

They would know because the Estate Agent would ask you. And down the line if your buyer pulled out last minute your EA and/or solicitor would communicate that to everyone else because you wouldn't be able to exchange contracts.

Lakeyloo · 20/01/2026 15:10

Helpmysanity · 20/01/2026 14:52

Yes so if I sold my house to somone who hasn't sold then buy a house from somone and tell them I've sold (although my buyers haven't sold) the house I'm buying will be told mine is sold to somone who hasn't sold?

Yes, any estate agent will (should) do a chain check on you before they submit your offer to the vendor. They'll speak to all of the selling agents down the chain until they get to the bottom and discover there's a first time buyer, someone with nothing to sell, or an unsold house.

Chexton · 20/01/2026 15:10

You are describing a very normal chain. Nothing underhand or weird about it

Usually everyone in the chain knows how many people are in it and at what stage they are all at. I’m not sure what you think is wrong about this?

ThatZippyFinch · 20/01/2026 15:12

This reply has been deleted

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Changedmynameagain20 · 20/01/2026 15:13

I think the whole system is weird in England compared to other countries and needs a bit of an overhaul.

Helpmysanity · 20/01/2026 15:13

@TheatreTheatre

Thank you that clarifys a lot.

OP posts:
poetryandwine · 20/01/2026 15:14

Only in the UK is this normal. Briefly perusing the MN Property Board will give a sampling of the many problems it can and frequently does lead to.

In many countries an offer is accompanied by a deposit, refundable for cause, and proposed dates for various steps of the purchase process. These may be negotiated, but the process feels very different from the rather leisurely way things work in Britain.

Dancingsquirrels · 20/01/2026 15:21

poetryandwine · 20/01/2026 15:14

Only in the UK is this normal. Briefly perusing the MN Property Board will give a sampling of the many problems it can and frequently does lead to.

In many countries an offer is accompanied by a deposit, refundable for cause, and proposed dates for various steps of the purchase process. These may be negotiated, but the process feels very different from the rather leisurely way things work in Britain.

It may be normal in England

Not in Scotland