That claim is baseless. I’ve given the example of my brother who has high BMI with low body fat due to having been in the armed forces when he was younger.
He’s not noticeably massive, he doesn’t look like a body builder or a security guard.
So the same pattern will apply to many people - but you wouldn’t be aware as you wouldn’t know their BMI.
Equally a female friend, who was very sporty, but never been a pro athlete but is very strong and fit, and done a lot of cycling, fitness training, mountaineering, taken part in the Survivor show - she was told by her doctor that her BMI was high, but when she showed him her body fat % (v low) and her waist measurement - very slim - and her volume of muscle he agreed that the BMI was simplistic.