How can it be right that you can get so much money on benefits?!?!

[TerrazzoChips]

How on earth can this be right? Link

it doesn’t include disability benefits but does include housing allowance and childcare costs. But a single earner will also have those?

I despair and could honestly cry. I am genuinely considering having another child and dropping my hours. I would be better off. I hate this so much.

If you want more kids have more kids its not me having to look after them, and all the drama that follows.

I was1 and done as that is all i could afford, that was almost 23 year ago.

If anyone says well im might as well have more kids because i get more money says more about the parents, kids are not piggy banks or a free ticket pass to get you a head of the line.

Did you waste your years getting a degree and buying a home @JustAlice?

If anyone says well im might as well have more kids because i get more money ...

They're l fecking eejits. That's what they are!😂😂😂

I’ve seen every side of this, I was a single, homeless mum and distinctly remember someone telling me I should just ‘go on benefits and get a council house’, I didn’t because that didn’t fit my own narrative, I understood about pensions and getting my children an inheritance and shielding them from the judgements that Mumsnet swear doesn’t exist but very much does at the school gates towards single parents on benefits in council houses, plus I had a good education to fall back on and family support who shared my understanding of what needed to happen. I work now with vulnerable children and their families and they don’t have the same options I had, children who really want out of that life style are absolutely stumped and their parents do what mine did, what we all do, try to help them along the route they know and understand. The answer to this is education, Not the crappy government version but actually education, opening up a different world view and creating opportunities for diverse learning that caters to each student.

Just looking at the graphic, it's not comparing apples with apples. Of course the sole earner is better off because they're a single person, not a family of five.

I don't understand all the benefit whingers. I literally never think about my taxes and benefit claimants, except to reflect that their lives are almost certainly much crappier and less privileged than mine, which makes me feel bad for them even if they get a lot of benefits.

Some people begrudge supporting those less lucky or capable than them. Those people should imagine that their particular taxes go to roads and hospitals and schools.

Exactly.

How is it wasting years to get a degree and/or buy your own house? Surely that's a good thing, to be in a position to educate yourself to a great standard and be able to own your own house?!
You'd really want a life of benefits and any disadvantages that brings or health problems instead?
Some of these comments are baffling.

I don't understand what's going on inside the heads of people who think £75,000 is 'so much money' for two adults and three children to live on.

"I despair and could honestly cry. I am genuinely considering having another child and dropping my hours. I would be better off. I hate this so much."

Not reading the Daily Fail would probably cure the feelings of despair pretty much overnight.

Hmm, from what ai have seen if the lifestyle of people on benefits they have far more spending power- and better quality of life then I do working full time.

If you think that someone on benefits has more spending power and a better overall quality of life that you, then that's very much a you problem.

The truth is, unless all these people you know on benefits have given you a detailed breakdown of their finances, you're just making wild assumptions. Judging things by cans of pop is nonsense. And you have no idea of the circumstances surrounding their weekends away, what they've paid for them, how they've paid for them or even if they've paid for them.

their kids can get free/ subsidised places on school trips so they don’t meet out due to being deprived and raised on benefits

You say this as though it's an added bonus for the parents, when in actual fact subsidies like this, free school meals etc are put in place based on their benefit to the children.

Instead of being envious of people on benefits who you perceive to have it easy, spend that energy improving your own circumstances.

I’m sort of an employer (CEO of a charity) average wage of most of my staff team is £30k - I would love to pay more but our funding and contracts has been cut to the bone - anyone who works for us with DC or who rents probably gets benefits top ups which I’m grateful for
As a charity we help people claim benefits - most of them are in dire circumstances and do not live in Daily Mail non reality land

I can just about and I’ve had a pay increase so now above min wage finally
27k but it is tough to pay a mortgage and bills on that plus everything else

Hellooo, anybody there? OP? Where are youuuu??

Is this another post and run? Set up a benefit thread and watch them go😏

In reality take home would be:
10k wages
Childcare at 15% of 36.5k -5475
Child and standard element 19k
work taper -3k
cb 3k

take home is much closer to 23.5k as the housing goes to the landlord and childcare to the provider. also very unlikely to get childcare unless you can prove you are working the hours paid, so the childcare is not realistic.

And that cap is often well below the average rent for a private sector rental, and almost never below it. What was intended as a cap has effectively become a "floor".

Where I live, the average rent for a 3-bed property is £500 a month higher than the maximum payable for rent under UC/HB. The extra has to be paid from the money that the government decrees is the amount you need to live on.

That's how much take home will have a working family on 70K combined after proudly paying their own way:
-25K rent
-14K income tax and pensions
-2K council tax
-1.5K commuting each

26K take home left with 2 parents working full time.The whole 2.5K a year more than 2 ppl having all their time to themselves.
And if it's a single parent earning 70K - it's even less - more like 21K due to higher income tax band.
That's why people are motivated to not work.

My friend rents and claims UC towards her rent. She doesn't earn enough to get a mortgage.

She was settled in a house as the owner was working abroad long term. He retired and wanted move back into his house, so she was given notice to leave.

She couldn't find anything else to rent locally and ended up moving to a less desirable area a few miles away as that's all she could find. She didn't feel as safe there and had the hassle of driving her children to school rather than walking. She didn't want to move schools and disrupt their education.

Another house came up locally and she was happy to move back here. She's been settled in that one for a couple of years now, but the owners told her earlier this month that they want to sell the house with vacant possession at some point next year and have given her notice of their intentions to give her time to find something else.

She's now frantically looking for something else and at the moment, there's nothing suitable for rent in our village. She's hoping new properties might come onto the market in the new year.

While you see all the posts about how great it is having your rent paid, she's struggling with the upheaval and cost following all her moves and the uncertainty of taking on a new tenancy next year and wondering how long she will actually live there.

We have been asked to move out of rental twice in 3 years. Privately renting doesn't give you housing security either. And your friend will get her own home from council after a while and will live there stress-free.
Without having to work, saving for deposit for 10 years and then paying mortgage for 30 more years withought opportunity to stop doing so.

But the uc claimant still has to pay CT, commuting and pension out if the take home, so if that is included its not comparable, where as the working person has the income, a pension and hopefully a mortgage free home in the long term. I would always choose to work and have a pension and mortgage, thinking of the future.

5 year waiting list for 3 bed house round near me, and they don’t do lifetime tenancy either so will be reassessed every 5 years.
What eventually comes available is Either a new build at £2000 a month affordable rent, or if your lucky and get an older house the rent may be half, but will have no flooring, riddled with issues and not usually in a nice area. However most UC claimant would not be able to rent a house at 2k a month as they ‘don’t earn enough’ to rent privately.

Ragebait by the DM.

All this shows is the cost of childcare and rent are too high.

Everyone needs a place to live, and not enough kids are being born in the UK... What is the DM's solution? Stop people having children and make them all homeless?

Do it then, OP.

I don't understand where that article gets it numbers from.
How can you only been earning 10k a year when to qualify for UC you have to be working 30hrs a week - which would be 30hrs a week at minimum wage. The more you earn the more benefits taper off. I have been on benefits are have worked my way up to being a high rate tax payer. I had very little when I was on benefits and was working pretty much full time.

You believe what the Daily Mail prints?

How sad.