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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think social housing should be means-tested annually like benefits?

1000 replies

EqualLedgerJay · 07/12/2025 17:25

Situations change, why should lifetime tenancies exist if income rises? AIBU to think fairness cuts both ways?

OP posts:
Thread gallery
9
Winteriscoming80 · 08/12/2025 15:48

We could of stayed in the property and saved £500 a month!

SomeEsotericJoke · 08/12/2025 15:49

Winteriscoming80 · 08/12/2025 15:47

Only on mumsnet do you get flamed for doing a good thing 😂

don’t be ridiculous,
we bought a property in the area where my dh is from.

But you didn't do a good thing... You bought a house. I mean, that's a good thing for you, but you didn't do it out the goodness of your heart for the poor unfortunate souls on the social housing waiting list 🤣

TaupeRaven · 08/12/2025 15:52

I think it's incredibly unfair that there are families waiting years for an adequately-sized house whilst a member of my family enjoys her 3 bed housing association semi now all her children have grown, flown the nest, and bought their own properties.

I don't know what the solution is, but I do know that the current set-up seems pretty unfair and inefficient.

JenniferBooth · 08/12/2025 15:57

MN..................its your fault if you spend money doing up your SH house.
Also MN...............SH tenants turn the property into a shit tip

ShinyWorthKeeping · 08/12/2025 16:03

JenniferBooth · 08/12/2025 15:36

I got laughed at on here when i posted that our HA threatened DH with taking his mobility scooter and destroying it, and fining us to cover the cost of taking it. It was stored under the stairs. There was no need for this attitude, Its a block of four flats. He could have easily knocked on the doors, found us and discussed it with us in an adult manner so we could come to some sort of compromise. This was the run up to Christmas twenty seventeen so felt even more spiteful. We tried to discuss it with them but they refused to budge so i took to social media. In the middle of December they went into damage control and the HO sent someone round here unanounced to discuss it as they should have done in the first place. Upshot was DH now has a storage shed with a charger which he happily pays for. DHs scooter batteries are lead acid not lithium. I still have video and photographic evidence of what happened which i am keeping. Im willing to bet that they are not as enthusiastic about insisting on e scooters being banned.

The scooter was kept under the stairs too and the battery taken out each time but that's not good enough, she is very vocal on SM about it but nothings been done.

Before I had my youngest we also enquired about renting a shed or garage for the pushchair as I wasn't able to carry my other baby and a pushchair up and down at the same time but we're told a flat no.

I'm sorry you had to go through all this too.

verybighouseinthecountry · 08/12/2025 16:15

Kirbert2 · 08/12/2025 14:26

Is simply knowing the system and how it works knowing the tricks? Or are you talking about people faking things so that they can get ahead?

The only reason I have SH is because of my child and I think the vast majority of parents would put their child before a stranger.

Sorry by tricks I mean faking illnesses/situations or very heavily embellishing circumstances. Eg I worked in a DV organisation and they said that some women will fabricate a DV situation to get into a refuge, in order to massively increase their housing points. You get extra pints for DV, extra for being in a refuge, extra for sharing, extra because there's a flight of stairs and no lift , extra because of the MH issues caused due to sharing. As a result, many refuges will only accept a referral if a DV incident has happened within the last week.

NorthXNorthWest · 08/12/2025 16:15

Frequency · 08/12/2025 15:09

I think a lot could be solved if developers were forced to cater to local markets instead of maximising profits and selling to overseas investors or BTL LL from London who don't know the first thing about the local area.

For example, where my sister lives, they're practically building a whole new town on the edge of her town. The local average household income is £27,000 p/a. The lowest price for an "affordable" home on this estate is £185,000. The average price is closer to £300,000. Those homes clearly have not been built for the local market.

Ah the grand Labour Master plan that will solve all our problems...

The devil is in the detail of the shiny '1.5 million new homes ’ which includes SH and 'affordable' homes. Affordable for who, at five to eight times more that the average local salary?

They’re bull dozing greenfield sites with no real planning, no roads, no schools, no GP capacity, while better located and serviced brownfield sites sit ignored - it costs money to develop those. And the green space they boast about providing is usually nothing more than a token patch of grass wedged between matchbox houses which don't usually have sufficient parking - we wont talk about build quality... As for SH commitment... How many times has a developer reduced the number it will deliver once planning has been approved?

Everyone talks about Maggie selling off the family silver, but what do you call flogging the green belt and concreting farmland while pretending these homes are affordable? That’s not selling the silver, it selling the whole damn house! People need to wake up and smell the roses.

They’re paving over farmland and setting us up to depend even more on overseas food. If you cannot feed yourself a country you have to accept the price someone is willing to offer you = Food price inflation

It's one big ponzi scheme and Labour are hoping no one reads the small print until its too late.

NorthXNorthWest · 08/12/2025 16:17

Thechaseison71 · 08/12/2025 15:15

A few? Majority of council houses were built in the 50s to 70s .And I should imagine more housing benefit goes to private landlords as rent more expensive

If is important to you that tax payers have nothing to do with SH, that ok.

I will live in the real world.

HoneyParsnipSoup · 08/12/2025 16:18

ShinyWorthKeeping · 08/12/2025 16:03

The scooter was kept under the stairs too and the battery taken out each time but that's not good enough, she is very vocal on SM about it but nothings been done.

Before I had my youngest we also enquired about renting a shed or garage for the pushchair as I wasn't able to carry my other baby and a pushchair up and down at the same time but we're told a flat no.

I'm sorry you had to go through all this too.

I mean a buggy just has to be carried upstairs, it’s what all private renters do. Most private housing is unsuitable for modern living but we have no choice but to opt for what we can afford. I moved in August from a 2 up 2 down, no garage, small courtyard, zero storage, narrow hallway. This is with 2 small children and the resulting prams/buggies. I recall another Mumsnetter with 3 DC in a privately owned small 2 bed flat, no external storage.

We’re not living the high life by any means but I get the impression anyone who claims benefits or lives in social housing things everyone else is rich and lives in accommodation completely suited to their needs.

NorthXNorthWest · 08/12/2025 16:18

JenniferBooth · 08/12/2025 15:57

MN..................its your fault if you spend money doing up your SH house.
Also MN...............SH tenants turn the property into a shit tip

That second statement is being said by people in social housing...

NorthXNorthWest · 08/12/2025 16:21

JenniferBooth · 08/12/2025 14:27

Another thread i was on where ppl were wanging on about subsidized SH went quiet when i posted this.
https://observer.co.uk/news/national/article/the-tenants-forced-to-pay-for-their-richer-neighbours-gyms

All it proves is that time and time again those in power are terrible at negotiating deals and everyone else suffers for it. Its the same with the PFI projects.

Catpiece · 08/12/2025 16:21

SomeEsotericJoke · 08/12/2025 15:49

But you didn't do a good thing... You bought a house. I mean, that's a good thing for you, but you didn't do it out the goodness of your heart for the poor unfortunate souls on the social housing waiting list 🤣

No that’s right. You bought an asset

ShinyWorthKeeping · 08/12/2025 16:24

HoneyParsnipSoup · 08/12/2025 16:18

I mean a buggy just has to be carried upstairs, it’s what all private renters do. Most private housing is unsuitable for modern living but we have no choice but to opt for what we can afford. I moved in August from a 2 up 2 down, no garage, small courtyard, zero storage, narrow hallway. This is with 2 small children and the resulting prams/buggies. I recall another Mumsnetter with 3 DC in a privately owned small 2 bed flat, no external storage.

We’re not living the high life by any means but I get the impression anyone who claims benefits or lives in social housing things everyone else is rich and lives in accommodation completely suited to their needs.

In an earlier comment I said I only have use in one arm so I can't do this.

I haven't always been in this situation as explained earlier so im not someone who thinks everyone else is rich etc.

AutumnAllTheWay · 08/12/2025 16:24

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Boomer55 · 08/12/2025 16:25

NorthXNorthWest · 08/12/2025 09:12

No, they mean people like sashh and other vulnerable people or children should be prioritised for social housing over those who are capable of paying private rent but got there first or who inherited from their parents.

So the disabled and their carers should have access to prestige brand cars, but in the same breath they should be forced to pay market rents when they are already struggling. The two child cap should be lifted for children in poverty, but apparently it is fine for them to be in cramped, unsuitable private or social housing.

There is an urgent short and medium term problem.

But it is those who think there should be some sort of reasonable reform who are problem...

I’ve been in various social housing since the mid 70’s. I have never claimed benefits, I have always worked, although now retired, and I pay full rent of £900 per month. No top-ups here. 🙄

If I had to rent privately, in this area, I would need to claim top up benefits, so who would gain? 🤷‍♀️

HoneyParsnipSoup · 08/12/2025 16:25

Boomer55 · 08/12/2025 16:25

I’ve been in various social housing since the mid 70’s. I have never claimed benefits, I have always worked, although now retired, and I pay full rent of £900 per month. No top-ups here. 🙄

If I had to rent privately, in this area, I would need to claim top up benefits, so who would gain? 🤷‍♀️

£900 for what type of accommodation and where?

Boomer55 · 08/12/2025 16:26

JenniferBooth · 08/12/2025 15:57

MN..................its your fault if you spend money doing up your SH house.
Also MN...............SH tenants turn the property into a shit tip

Absolutely. 🙄🙄🙄😂

Boomer55 · 08/12/2025 16:26

HoneyParsnipSoup · 08/12/2025 16:25

£900 for what type of accommodation and where?

Two bed flat in a good area in London/NW Kent area.

ShinyWorthKeeping · 08/12/2025 16:38

This reply has been deleted

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Thank you, if that poster had taken the time to read my other comments she might not have spoken to me so rudely and condescendingly.

Frequency · 08/12/2025 17:02

NorthXNorthWest · 08/12/2025 16:18

That second statement is being said by people in social housing...

I don't think anyone in SH has said the tenants are wrecking the properties. I've said that the houses are shells when you move in, but that is not the fault of past tenants, that's down to the common HA policy of ripping out all flooring, wallpapers, soft furnishings, curtain poles, etc, even if they've just been replaced.

My HA is better than some about this, as they will leave things they deem to be "in good condition," but that is subjective and seems to mean they'll leave it if the person doing the report on what needs doing likes it. The carpet left in my bedroom was not in good condition at all. It was threadbare in some places, but the vinyl they ripped out of the kitchen was fine when we viewed the property; it was dated and scuffed in places, but given that I already had the expense of flooring out the rest of the house, it would have sufficed. The wallpaper and fireplace they ripped out of the living room were also fine, dated, old-fashioned, and slightly worn, but a whole lot better than bare, half-skimmed walls. God only knows what they thought was wrong with the grass in the back garden, or why that warranted being ripped out.

JohnTheRevelator · 08/12/2025 17:06

I can't honestly see how this would work in practice. Someone who lives in social housing could earn enough in any random year to take them over the threshold,but then the following year their income could drop,or they could lose their job for a variety of reasons,through no fault of their own. Then what happens?

Bambamhoohoo · 08/12/2025 17:14

JohnTheRevelator · 08/12/2025 17:06

I can't honestly see how this would work in practice. Someone who lives in social housing could earn enough in any random year to take them over the threshold,but then the following year their income could drop,or they could lose their job for a variety of reasons,through no fault of their own. Then what happens?

The tories did try this, it was called pay to stay, it was scrapped quite quickly after it was introduced because it wasn’t worth the hassle and there was no cooperation to implement it.

Bushmillsbabe · 08/12/2025 17:15

Bambamhoohoo · 08/12/2025 14:54

It’s such a good point- there will never be enough social housing to meet needs, because the need for it is limitless.

this is why banks are quite eager to lend money to social housing providers. There is no end to the demand, little risk to the revenue.

as is fairly well documented, the main reason so little social housing has been built is planning bureaucracy, and land prices.

it wasn’t so long ago housing associations were holding too much cash, to the point it was uneconomical, because they simply couldn’t spent it on building houses, the opportunities were so few.

But why couldn't they used that money to buy properties which were already built I wonder?

Land prices have to be factored into the cost though, HA's have to be able compete with private developers, which surely they could do easily if they are holding so much cash as you say they are?

Bambamhoohoo · 08/12/2025 17:18

Bushmillsbabe · 08/12/2025 17:15

But why couldn't they used that money to buy properties which were already built I wonder?

Land prices have to be factored into the cost though, HA's have to be able compete with private developers, which surely they could do easily if they are holding so much cash as you say they are?

They do use it to buy second hand properties but that isn’t a very big or robust market.
we have a housing shortage. There really aren’t that many to buy.

a few years ago buying pubs and converting/ demolishing them was popular- now all the pubs are gone so it’s mainly stopped 😂

when people live in properties they think they’ll last forever, that they’ll always make money. That they always have value.

When they’re business assets you look at them differently- who wants to buy a load of end of life assets? they are likely to need retrofitting to meet compliance standards, need new components, they’re often complex buildings etc….

Frequency · 08/12/2025 17:19

Bushmillsbabe · 08/12/2025 17:15

But why couldn't they used that money to buy properties which were already built I wonder?

Land prices have to be factored into the cost though, HA's have to be able compete with private developers, which surely they could do easily if they are holding so much cash as you say they are?

Some do. Thirteen Group buys and renovates old houses, and they also build new affordable homes that are actually affordable to locals.

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