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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think social housing should be means-tested annually like benefits?

1000 replies

EqualLedgerJay · 07/12/2025 17:25

Situations change, why should lifetime tenancies exist if income rises? AIBU to think fairness cuts both ways?

OP posts:
Thread gallery
9
Bambamhoohoo · 08/12/2025 07:53

Tarteaucitronmerinquee · 08/12/2025 07:48

I can’t actually believe its true !SH tenants are not means tested?… it would be ridiculous
I’ll have to go and check chat GPT….

It isn’t constantly means tested. So if you qualify when you move in, your income isn’t checked again. You could in theory move in as a homeless single parent and 20 years later be earning a high wage. You are not obliged to move out.

social housing is supposed to be a steady home. It’s long proven that social housing with a mix of people - workers, earners, professions- is the best outcome for everyone

Bambamhoohoo · 08/12/2025 07:54

PinkElephants356 · 08/12/2025 07:48

Social housing rent is typically 80% of the market rent amount. I think the answer is not to evict people but to means test and once income reaches a certain level charge the full market rate.

Affordable rent is 80% of market, social rent is generally far less than this (it’s completely area dependant obviously)

Kirbert2 · 08/12/2025 08:00

Bambamhoohoo · 08/12/2025 07:53

It isn’t constantly means tested. So if you qualify when you move in, your income isn’t checked again. You could in theory move in as a homeless single parent and 20 years later be earning a high wage. You are not obliged to move out.

social housing is supposed to be a steady home. It’s long proven that social housing with a mix of people - workers, earners, professions- is the best outcome for everyone

It isn't means tested at all in my area. If you want to apply for social housing, you can.

Bambamhoohoo · 08/12/2025 08:01

Kirbert2 · 08/12/2025 08:00

It isn't means tested at all in my area. If you want to apply for social housing, you can.

In many areas anyone can apply (in many areas there is an income limit though)

in most areas you won’t get social housing on a high income. You will just going the register and stay there forever. It’s a just a technicality

Tarteaucitronmerinquee · 08/12/2025 08:04

Frequency · 07/12/2025 23:35

Raises it to what, though? The UK housing market is vastly different from France's.

The average UK renter spends 30-40% of their income on rent. This can go up to 50% in the SE or for single-parent or low-income households. Whereas in France, the average rent is 25% of household income, and they have much more robust tenant rights than we do and rent caps in expensive areas to stop housing costs spiralling out of control.

Buying in France is cheaper, with the average house price being 160,000 euros, vs the UK, where the average price is 230,000 euros.

I would be in favour of copying France's housing market if we copied all of it, i.e improving things for private tenants and lowering the overall cost of housing.

They have a ‘sur loyer’ if you in are in council property and your current income goes over what the was the maximum income amount for being eligible for that rent was when you first got it. Reviewed yearly.
House / flat prices very much depend on where you live. I doubt you’d get much for your money to buy in Paris Bordeaux Lyon Marseille people will pay more like 33 percent of earnings for rent , maybe more with a ‘garant’. Agree that their all the tenanxy agreements protect the tenant better than in the uk.

Kirbert2 · 08/12/2025 08:04

Bambamhoohoo · 08/12/2025 08:01

In many areas anyone can apply (in many areas there is an income limit though)

in most areas you won’t get social housing on a high income. You will just going the register and stay there forever. It’s a just a technicality

My area has a banding system and income doesn't come in to it at all but if you are considered suitably housed including having a mortgage then you will be on the lowest priority band.

LakieLady · 08/12/2025 08:09

I think it would disrupt communities and create whole areas where everyone is either in poverty or not far above it. It would also disrupt children's education if families were unable to find private rented accommodation within a reasonable distance of their current school.

sashh · 08/12/2025 08:16

OP

I live in a HA property, I have been here about 20 years.

It has wide doorways to accommodate a wheelchair, the plug sockets are higher than usual and the light switches are lower so both can be used by a wheelchair user.

I have a challenge for you.

Find me a private rental that has the same. Just one, anywhere in the country.

Timeforabitofpeace · 08/12/2025 08:18

Hotvimtoandwaffles · 07/12/2025 17:33

What would be fairer would be fixing rents at an affordable level in line with social housing, but alas that’s not going to happen. The whole point of social housing is that there are rentable options available to people who can’t get a mortgage. It’s not their fault that there isn’t enough social housing available. I wish I could rent at a social housing level instead of the ridiculous rate I pay for sure, but I don’t begrudge people who are in that position despite that.

This.

Bambamhoohoo · 08/12/2025 08:22

sashh · 08/12/2025 08:16

OP

I live in a HA property, I have been here about 20 years.

It has wide doorways to accommodate a wheelchair, the plug sockets are higher than usual and the light switches are lower so both can be used by a wheelchair user.

I have a challenge for you.

Find me a private rental that has the same. Just one, anywhere in the country.

Tsk! They don’t mean people like you they don’t know anything about social housing they mean, you know, the bad ones! The feckless ones! Some of their best friends are disabled

OmNomShiva · 08/12/2025 08:25

Social housing should not be seen as “benefits”, but simply a nationalised landlord with better protections for tenants than the private market affords.

It should be available to all, available in copious amounts, not sold off to private owners, and it needs to be cutting edge high efficiency / low energy / low carbon build quality.

We should be throwing these up in every town and city in the country.

Thechaseison71 · 08/12/2025 08:26

Peoplemakemedespair · 07/12/2025 17:37

Why should you be any different to the majority of people who have the insecurity of private renting? Whether you agree with it or not, I don’t get the argument that it’s unfair for people in subsidised housing to not have the insecurity that everyone else has

It doesn't make sense to shove more people into insecure housing. Should be looking at another way of doing things For example in Spain my friends rented house ( private rent) The lease was guaranteed for 5 years, not rent jumps and paid for inspection every 6 mtjs / year. The landlord was also responsible for the white goods. When the washing machine broke the landlord arranged for another to be delivered and installed within a couple of days. Definitely a more secure way of renting

Do you realize when social housing was built en masse after the war people had to prove that they were in work and able to pay the rent? It wasn't like it is today

And it's NOT subsided. It's merely charging rent at cost rather than tacking on huge profits . Id say the people getting housing benefit that get use to pay private landlords rent is more of a subsidy . Especially as many of these people would not need benefits top ups id in social housing

Kirbert2 · 08/12/2025 08:30

sashh · 08/12/2025 08:16

OP

I live in a HA property, I have been here about 20 years.

It has wide doorways to accommodate a wheelchair, the plug sockets are higher than usual and the light switches are lower so both can be used by a wheelchair user.

I have a challenge for you.

Find me a private rental that has the same. Just one, anywhere in the country.

Yep.

The only reason why I'm in SH is because my son is disabled. The house is adapted for his wheelchair including wide doorways, wet room, stair lift and a hoist in his bedroom.

Not at all available with private rentals.

NorthXNorthWest · 08/12/2025 08:37

AutumnAllTheWay · 07/12/2025 21:12

Let's make that law.

Everyone should have to give up their house if their wages go up. Or when a child moved out. Private rent, bought houses and social housing.

Let's really even things out.

Fixed term tenancies should suffice. People shouldn't be penalised for improving their finances. Along with other clever but effective housing strategies.

MissyMooPoo2 · 08/12/2025 08:49

shellyleppard · 07/12/2025 17:31

Another benefits bashing thread.....fa la la la, la la la la

So what’s the alternative? Everyone just blindly agrees to everything benefits related and never raises a single question about the rationale or consequences?

MissyMooPoo2 · 08/12/2025 08:52

Tarteaucitronmerinquee · 08/12/2025 07:48

I can’t actually believe its true !SH tenants are not means tested?… it would be ridiculous
I’ll have to go and check chat GPT….

Agreed - the rent should be means tested.

kittywittyandpretty · 08/12/2025 08:53

MissyMooPoo2 · 08/12/2025 08:52

Agreed - the rent should be means tested.

It is means tested if you’ve got no money you get help towards the rent. If you have got money, you don’t get help towards the rent.

pottylolly · 08/12/2025 08:53

The answer is more LA owned housing that is exclusively for the use of non-working people on benefits & they need to give them the smallest house that will serve their needs — eg a family of four should get a 2 bed & they should get zero say in where they live provided it meets any disability needs.

Private rental subsidies (which is essentially what housing benefit for working people is) should only ever be provided to working people.

PeonyPatch · 08/12/2025 08:54

MissyMooPoo2 · 08/12/2025 08:49

So what’s the alternative? Everyone just blindly agrees to everything benefits related and never raises a single question about the rationale or consequences?

Exactly

Bambamhoohoo · 08/12/2025 08:55

pottylolly · 08/12/2025 08:53

The answer is more LA owned housing that is exclusively for the use of non-working people on benefits & they need to give them the smallest house that will serve their needs — eg a family of four should get a 2 bed & they should get zero say in where they live provided it meets any disability needs.

Private rental subsidies (which is essentially what housing benefit for working people is) should only ever be provided to working people.

Most people are in and out of work and in and out of benefits.

i think im really unusual in that I haven’t been unemployed. Most people I know have had periods of unemployment. They don’t qualify for benefits but that’s a moot point. It’s normal to have periods of unemployment, particularly in recession.

Thechaseison71 · 08/12/2025 08:55

pottylolly · 08/12/2025 08:53

The answer is more LA owned housing that is exclusively for the use of non-working people on benefits & they need to give them the smallest house that will serve their needs — eg a family of four should get a 2 bed & they should get zero say in where they live provided it meets any disability needs.

Private rental subsidies (which is essentially what housing benefit for working people is) should only ever be provided to working people.

Hmm building ghettos then? Or just moving everyone to the shittiest parts. ?

Bambamhoohoo · 08/12/2025 08:58

Thechaseison71 · 08/12/2025 08:55

Hmm building ghettos then? Or just moving everyone to the shittiest parts. ?

What about areas of mass unemployment ie when a huge local employer shuts down? Where does everyone go?

I am close to an area of generational unemployment from a manufacturer closing down in the 90s. They were aerospace engineers. It’s didn’t stop with the miners in the 70s.

Psychologymam · 08/12/2025 09:06

Bambamhoohoo · 08/12/2025 05:33

Ok, social housing isn’t a tax either. They were all stupid comparisons. Happy?

now that you’ve explained it’s stupid, I’m delighted and agree entirely with you - you should bring those debating skills to local government, imagine the changes you could bring about with such a coherent, well thought out approach.

Bambamhoohoo · 08/12/2025 09:10

Psychologymam · 08/12/2025 09:06

now that you’ve explained it’s stupid, I’m delighted and agree entirely with you - you should bring those debating skills to local government, imagine the changes you could bring about with such a coherent, well thought out approach.

Yes, and imagine yours! Tax’s and benefits are means tested so social housing should be!
I mean it has nothing in common with those things but despite the fact I know nothing about social housing, I’m egotistical enough to blast in with my inexperienced opinion.

Maybe you could try GB news, they love non experts pontificating.

NorthXNorthWest · 08/12/2025 09:12

Bambamhoohoo · 08/12/2025 08:22

Tsk! They don’t mean people like you they don’t know anything about social housing they mean, you know, the bad ones! The feckless ones! Some of their best friends are disabled

No, they mean people like sashh and other vulnerable people or children should be prioritised for social housing over those who are capable of paying private rent but got there first or who inherited from their parents.

So the disabled and their carers should have access to prestige brand cars, but in the same breath they should be forced to pay market rents when they are already struggling. The two child cap should be lifted for children in poverty, but apparently it is fine for them to be in cramped, unsuitable private or social housing.

There is an urgent short and medium term problem.

But it is those who think there should be some sort of reasonable reform who are problem...

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