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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think social housing should be means-tested annually like benefits?

1000 replies

EqualLedgerJay · 07/12/2025 17:25

Situations change, why should lifetime tenancies exist if income rises? AIBU to think fairness cuts both ways?

OP posts:
Thread gallery
9
Unforgettablefire · 07/12/2025 20:29

Bushmillsbabe · 07/12/2025 18:37

But it's not enforced. My Nanna lived in a 3 bed council house all her life. Offered a lovely 1 bed retirement bungalow in same village as her house. Refused and lived in there for around 40 years as a single person .

I don’t blame her refusing to leave her home and move into a retirement bungalow. She couldn’t have needed a retirement place if she lived there for another 40 years.

Bambamhoohoo · 07/12/2025 20:29

Catpiece · 07/12/2025 20:27

And the HAs are not for profit. The rents are put back into the properties for maintenance etc. Nothing is “free”. Honestly, the outdated, prejudiced ideas on social housing astound me. It is not subsidised. Unless you are in receipt of UC you pay rent. Most of the benefits bill goes into private rentals because of the inflated rates. If you built more social housing you could trim the bill massively. The working poor (40-odd hours a week) have their wages topped up to meet private rental prices. I know I’m wasting my breath because if you believe what you believe about SH I won’t be able to change that.

Edited

It amazes me how little the general public know about social housing.

they were quick to call for change when grenfell happened, yet take no other interest in it whatsoever. Most people don’t even know what a housing association is.

Bumblebee72 · 07/12/2025 20:30

Tontostitis · 07/12/2025 20:03

There should be no lifetime tenancies. All tenancies should be reviewed every 5 years. Antisocial tenants or those that no longer qualify should be given notice.

Completely agree. The only people are seem to disagree are the "I'm alright jack"ers.

LikeWhoUsesTypewritersAnyway · 07/12/2025 20:30

Tarteaucitronmerinquee · 07/12/2025 20:28

I don’t think the philosophy of social housing was to be renting it to people on 100k with grown up children for a 150 a week though 🤣

Good job that doesn't happen then.

Bambamhoohoo · 07/12/2025 20:32

Anxietybummer · 07/12/2025 20:28

Yes. Market rate.

Social housing rent rates ARE what everyone should pay but that sadly has no bearing on reality. As it stands we should prioritise tax payer subsidies for those most in need. If there are people housed in council accommodation that are able to afford market rate then they should pay it.

Ultimately this could potentially incentivise those individuals to move, freeing up the accommodation for those most in need.

BTW, I grew up in council accommodation, my mum lived in one until she died. She was very much in need of it. I’m not against the use of council housing, just those that take advantage of it.

It does bear relation to reality.

it covers the cost of maintenance, running costs and overheads.

it is not subsidised by the tax payer- it doesn’t need to be.

do you seriously think 1 property costs more than £600 a month to maintain? Just think about it.

private landlords need to pay massive BTl mortgages. There are no mortgages on social housing.

Catpiece · 07/12/2025 20:32

Bambamhoohoo · 07/12/2025 20:29

It amazes me how little the general public know about social housing.

they were quick to call for change when grenfell happened, yet take no other interest in it whatsoever. Most people don’t even know what a housing association is.

Nope. They just like a section of society to feel superior to. They live in an echo chamber of their own embarrassing spouting

Bumblebee72 · 07/12/2025 20:33

XenoBitch · 07/12/2025 20:29

My parents have been in their council house for over 40 years. If they owned it, it would have been paid off a very long time ago. They do not claim housing benefit. Rent comes from my mum's wages.
How are they subsidised?

When they both die, I will have 2 weeks to clear the house of all their stuff.

Do they pay a market rent? If it is a non-profit/charity rent it is subsidised.

40 years is a long time to be piss taking.

Joeninety · 07/12/2025 20:33

Bumblebee72 · 07/12/2025 20:30

Completely agree. The only people are seem to disagree are the "I'm alright jack"ers.

Nearly everyone's an 'I'm alright Jacker' nowadays. From the top to the bottom. Suppose it's just human nature.

Bambamhoohoo · 07/12/2025 20:34

Bumblebee72 · 07/12/2025 20:33

Do they pay a market rent? If it is a non-profit/charity rent it is subsidised.

40 years is a long time to be piss taking.

Subsidised by who?!

that’s what it costs to run?!?

it’s market rent that bears no relation to the cost of running the property.

1457bloom · 07/12/2025 20:34

It would be better if it was temporary accommodation with a maximum stay of one year. It’s a much in demand scarce and expensive resource and should be treated appropriately. We need to put an end to multi generational council tenants.

Catpiece · 07/12/2025 20:34

Bumblebee72 · 07/12/2025 20:33

Do they pay a market rent? If it is a non-profit/charity rent it is subsidised.

40 years is a long time to be piss taking.

Private rents are hugely inflated. HA rents are affordable. No one is taking the piss (well, only you out of yourself)

XenoBitch · 07/12/2025 20:35

Bumblebee72 · 07/12/2025 20:33

Do they pay a market rent? If it is a non-profit/charity rent it is subsidised.

40 years is a long time to be piss taking.

How are they piss taking? Please explain?
Because I think you need to look in a mirror.

Moonlightfrog · 07/12/2025 20:35

RightOnTheEdge · 07/12/2025 17:44

How do HA tennents have more security than someone with a mortgage?

Exactly this. There’s nothing more secure than owning your own home.

YellowGuido · 07/12/2025 20:36

The government fucked everything when they cleared so much of their housing stock via ‘right to buy’.
This was worsened by all the backhanders to local councils from developers dodging their social housing percentages in new build complexes, and general short sightedness for the last few decades around the provision of affordable housing in favour of large, money making houses via council tax income.
Add in ‘anything goes’ rules for private landlords and voila! Housing shit show.
Agree with OP to some degree - although annual reviews would be overkill. Perhaps a five or ten year provision before review? Certainly for people of working age…

Joeninety · 07/12/2025 20:36

Catpiece · 07/12/2025 20:34

Private rents are hugely inflated. HA rents are affordable. No one is taking the piss (well, only you out of yourself)

Yes, but who inflates them ? Not 90% of LL's.

1457bloom · 07/12/2025 20:37

As for saying build more social housing, the government does not have the money and is close to broke as it is.

Tarteaucitronmerinquee · 07/12/2025 20:37

LikeWhoUsesTypewritersAnyway · 07/12/2025 20:30

Good job that doesn't happen then.

I should hope not. But that was what we were talking about. People paying rent according to income in social housing. Of course low income families should pay lower rents but if those low income families progress ( and good on them) and start earning high incomes maybe that rent can be reviewed?

BunnyLake · 07/12/2025 20:38

XenoBitch · 07/12/2025 20:29

My parents have been in their council house for over 40 years. If they owned it, it would have been paid off a very long time ago. They do not claim housing benefit. Rent comes from my mum's wages.
How are they subsidised?

When they both die, I will have 2 weeks to clear the house of all their stuff.

That is one thing people don’t think about, how quickly it has to be cleared and sorted as a bereaved relative. When my mum passed at least we could do it to our timescale as it was privately owned. Obviously the quick clearance is so a family can move in , which is understandable, but it’s a lot to deal with within 2 weeks of your parent’s death.

Tontostitis · 07/12/2025 20:38

LikeWhoUsesTypewritersAnyway · 07/12/2025 20:30

Good job that doesn't happen then.

Yes it does and blanket denying it makes you look like a fool. I'm in my sixties and grew up in a council estate. I've got two friends still in council and HA one has a park home she spends summers in and the other is a high level social workers whose.26 year old accountant daughter means a combined income well over 100k and savings high enough to buy a flat outright. Their plan is to save until they can buy a house outright together. On the estate I grew up in there has always been people staying in 3 bed houses they no longer need 'as all my friends are here'. With the shortage of social housing it's just not a sustainable system and sticking your fingers on your ears going la la la won't help.

Joeninety · 07/12/2025 20:40

1457bloom · 07/12/2025 20:37

As for saying build more social housing, the government does not have the money and is close to broke as it is.

Edited

That's probably why they're starting to steal from the PRS. First our cars, then our houses. What's next ?!

Bumblebee72 · 07/12/2025 20:40

1457bloom · 07/12/2025 20:37

As for saying build more social housing, the government does not have the money and is close to broke as it is.

Edited

They would have the money if the social renters paid a market rent to be invested in building the stock.

x2boys · 07/12/2025 20:41

Tarteaucitronmerinquee · 07/12/2025 20:28

I don’t think the philosophy of social housing was to be renting it to people on 100k with grown up children for a 150 a week though 🤣

How many people do you are imagine are living in social housing that are on £100k?

XenoBitch · 07/12/2025 20:41

BunnyLake · 07/12/2025 20:38

That is one thing people don’t think about, how quickly it has to be cleared and sorted as a bereaved relative. When my mum passed at least we could do it to our timescale as it was privately owned. Obviously the quick clearance is so a family can move in , which is understandable, but it’s a lot to deal with within 2 weeks of your parent’s death.

Yes, and it is something I dread. I am not local to them, and have health issues.
DM has been very proactive about decluttering in the last few years, but DF has hoarding tendencies and keeps everything. DM clears a cupboard, and he fills it again.

Bambamhoohoo · 07/12/2025 20:42

Joeninety · 07/12/2025 20:36

Yes, but who inflates them ? Not 90% of LL's.

They are inflated because they are dictated only supply and demand.

Social rent is fixed. supply and demand has no impact.

private rent has profit built in at every stage- purchased on the open market with profit built in, with a mortgage that the bank has profit built into, making a return that the landlord can keep.

social housing doesn’t have that.

Social landlords sell properties to each other in bulk at £50k each. Properties worth £400k on the proper market.

just spend a second thinking about it, honestly.

HoneyParsnipSoup · 07/12/2025 20:42

x2boys · 07/12/2025 20:41

How many people do you are imagine are living in social housing that are on £100k?

I doubt anyone knows, they won’t be collecting that data as not means tested 🤷‍♀️

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