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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think social housing should be means-tested annually like benefits?

1000 replies

EqualLedgerJay · 07/12/2025 17:25

Situations change, why should lifetime tenancies exist if income rises? AIBU to think fairness cuts both ways?

OP posts:
Thread gallery
9
GETTINGLIKEMYMOTHER · 07/12/2025 19:58

AutumnAllTheWay · 07/12/2025 19:19

What does that one case show?

Do you really need me to spell it out?

Joeninety · 07/12/2025 19:59

sandflake · 07/12/2025 19:55

My parents have a lovely house worth almost a million and I may inherit a share of it or I may not. My parents may both need care homes and as a mum to 4, 2 of which are disabled I couldn’t possibly look after my parents in their home nor have room for them here and I don’t see my brother having time as he runs a business and has a family too.
My own Gran wanted to leave her house to her children and was adamant she would not go into a home but social services overrode that decision and she was forced to sell her home for fees.
You can’t guarantee your parents house will be yours one day because it might not work out that way even though my mum went round twice a day and did her shopping and cooking and washed and dressed her and kept on top of the housework she still got forced into a home by the authorities. So never bank on your inheritance.

'Forced into a home by the authorities'. That's disgraceful, even criminal.

Bambamhoohoo · 07/12/2025 19:59

Tarteaucitronmerinquee · 07/12/2025 19:58

I can’t actually belive that the rent isn’t recalculated ? Really it should be average market rate in this instance?

Why?!

if I chose to rent to you rent of £150 a week would you insist that I charged you more?!

social rent is social rent. Its whole philosophy is that it is not market driven.

BackToLurk · 07/12/2025 20:00

EqualLedgerJay · 07/12/2025 17:40

I completely understand why you wouldn’t want the insecurity of private renting - the private rental market is genuinely broken. My question isn’t about individual blame, it’s about whether a system designed for need should remain entirely static when circumstances change, especially given how many people are waiting for social housing with no options at all. I’m not suggesting people should be pushed out overnight or forced into poverty-level insecurity but whether there should be some mechanism for review, contribution or transition once households are well above eligibility. At the moment, there’s effectively no pathway through the system, which creates long-term blockages. That’s the tension I’m questioning.

Then fix the private rental system. Don’t hobble social housing

Sometimeswinning · 07/12/2025 20:00

Joeninety · 07/12/2025 19:41

Lovely property inheritances from parents are hardly ever mentioned when talking about todays tough housing market.

It really is!! We don’t talk about working people, paying tax having a say in the benefits system. Well we do but it gets shot down.

I would like either more houses or it means tested. I think that’s pretty fair.

Bambamhoohoo · 07/12/2025 20:00

Joeninety · 07/12/2025 19:59

'Forced into a home by the authorities'. That's disgraceful, even criminal.

What else can you do? Leave a poorly elderly person who is unable to look after themselves to rot?!

Bumblebee72 · 07/12/2025 20:01

Staying social housing when they don't need to is just another way the piss takers have found to sponge off their fellow citizens.

lifeonmars100 · 07/12/2025 20:01

There is no social housing near me as it all got sold ages ago but I understand that there are approx 12k people on the waiting list for a council property, In days gone by the little terraces such as the one I own were affrordable for first time buyers but these days the only people who can afford them are the BTL landlords who then turn them into unofficial HMOs with as many as 10 people crammed into a two up two down. They do not maintain the properties, I live next door to one such hell pit and it is horrible, The whole street has gone downhill to such an extent that nobody would buy round here except the landlords so the houses and the street gets worse as the months roll on. Rents are at least £1k a month, (city is in the Midlands) and they have rotting windows, broken doors and leaking gutters. Overcrowding means that there is rubbish everywhere and I hate where I live so much that I don't invite people round. The social housing up the road was all flogged off ages ago and never replaced so people who can't afford to buy are forced to rent out the neglected and decaying landlord owned properties.

lazyarse123 · 07/12/2025 20:02

No people shouldn't be reviewed. What happens if your income increases and you're forced to privately rent and then lose your job what do you do then?

Bambamhoohoo · 07/12/2025 20:02

lifeonmars100 · 07/12/2025 20:01

There is no social housing near me as it all got sold ages ago but I understand that there are approx 12k people on the waiting list for a council property, In days gone by the little terraces such as the one I own were affrordable for first time buyers but these days the only people who can afford them are the BTL landlords who then turn them into unofficial HMOs with as many as 10 people crammed into a two up two down. They do not maintain the properties, I live next door to one such hell pit and it is horrible, The whole street has gone downhill to such an extent that nobody would buy round here except the landlords so the houses and the street gets worse as the months roll on. Rents are at least £1k a month, (city is in the Midlands) and they have rotting windows, broken doors and leaking gutters. Overcrowding means that there is rubbish everywhere and I hate where I live so much that I don't invite people round. The social housing up the road was all flogged off ages ago and never replaced so people who can't afford to buy are forced to rent out the neglected and decaying landlord owned properties.

there is no city in the midlands where there is no social housing 😂

XenoBitch · 07/12/2025 20:03

Bumblebee72 · 07/12/2025 20:01

Staying social housing when they don't need to is just another way the piss takers have found to sponge off their fellow citizens.

No, the real piss takers are private landlords having their mortgages paid off in the form of housing benefit from their tenants.

Tontostitis · 07/12/2025 20:03

There should be no lifetime tenancies. All tenancies should be reviewed every 5 years. Antisocial tenants or those that no longer qualify should be given notice.

LegoVsFoot · 07/12/2025 20:03

lazyarse123 · 07/12/2025 20:02

No people shouldn't be reviewed. What happens if your income increases and you're forced to privately rent and then lose your job what do you do then?

Well that's the system for everyone in private tenancies

Bumblebee72 · 07/12/2025 20:04

lazyarse123 · 07/12/2025 20:02

No people shouldn't be reviewed. What happens if your income increases and you're forced to privately rent and then lose your job what do you do then?

You would then qualify again and they would be housing available because it would all be taken up by people who might have needed the help for a couple of months in the nineties.

BackToLurk · 07/12/2025 20:04

Sometimeswinning · 07/12/2025 20:00

It really is!! We don’t talk about working people, paying tax having a say in the benefits system. Well we do but it gets shot down.

I would like either more houses or it means tested. I think that’s pretty fair.

Because all benefits are out of work benefits and no one on benefits pays tax. Amirite?

FenceBooksCycle · 07/12/2025 20:04

Yabu. Social housing is not supposed to be limited to only the poorest. The shortage should be addressed by building more, not by time-limiting tenancies. The stability of a secure tenancy is the basis that allows people to sort their lives out and better themselves. Keeping people insecure and worried about the future because they are going to get booted out and at the mercy of profiteering landlords who can end their tenancy or increase their rent to unaffordable levels is not a basis from which they can build their lives. People's homes do not need to be used as a mechanism to profit the capital-owning wealthy.

Huuny · 07/12/2025 20:04

gogomomo2 · 07/12/2025 19:06

I do think that you should need to downsize once you no longer need extra bedrooms, not when dc are at university and may come home but once they are no longer in education and not living at home. I know some people find that a tough approach but it’s what people who own houses often have to do too especially on retirement

If you could guarantee the same area, maybe. Maybe. But that's unlikely to be the case, and then you're moving people away from their communities, their support networks, their jobs. Being poor doesn't justify punishing people by removing their entire lives from under them.

People downsizing when they own their own homes is entirely different.

Bambamhoohoo · 07/12/2025 20:04

LegoVsFoot · 07/12/2025 20:03

Well that's the system for everyone in private tenancies

But that’s the wrong system.

don't put everyone in the right system into a falling system, that makes no sense.

social housing is the gold standard. We need more of it, not to lose it to inexperienced unprofessional landlords

echt · 07/12/2025 20:05

What mean-spirited, beady-eyed thread.

This typifies it: Why should you be any different to the majority of people who have the insecurity of private renting? Whether you agree with it or not, I don’t get the argument that it’s unfair for people in subsidised housing to not have the insecurity that everyone else has.

Tarteaucitronmerinquee · 07/12/2025 20:07

Bambamhoohoo · 07/12/2025 19:59

Why?!

if I chose to rent to you rent of £150 a week would you insist that I charged you more?!

social rent is social rent. Its whole philosophy is that it is not market driven.

Look I am as socialist as they come but I think society has to help those in need as a priority . high earners living in a council property are being subsidized by society as a whole when according to the post I answered they really don’t need it. Paying a rent closer to market rate wouldn’t be such a hardship surely?

Catpiece · 07/12/2025 20:08

It would create ghettos. No one would make their houses a home because they’d know they’d be moved on. Don’t be ridiculous.

TheCurious0range · 07/12/2025 20:09

Tarteaucitronmerinquee · 07/12/2025 19:58

I can’t actually belive that the rent isn’t recalculated ? Really it should be average market rate in this instance?

Nope, they pay around £650 a month for a house in London zone 3/4 borders and earn well in excess of 100k , they talk about it openly when laughing about booking their next holiday. It is a bit galling tbh. When they got it 35 ish years ago they were both on relatively low incomes but no children. I just think about the young families now who could really use it and lots of people like me and my friends who had to move out of London because we couldn't afford to live where we grew up and by the time we were off she the waiting lists for social housing were almost a decade long. There needs to be more mobility if the stock is so limited or other ways to fund increased availability

CornishTiger · 07/12/2025 20:09

Oh dear. You clearly don’t know much about housing policy and social housing.

We’ve been here before Localism act 2011. Flexible and fixed term tenancies. Mostly have not worked. Just an admin burden. most housing associations are moving away from them now.

Social housing should be available to all within the allocation policy limit. That’s why there are limits on household income and capital limits.

echt · 07/12/2025 20:09

Paying a rent closer to market rate wouldn’t be such a hardship surely?

That's assuming that the market rent is reasonable.

Joeninety · 07/12/2025 20:11

lifeonmars100 · 07/12/2025 20:01

There is no social housing near me as it all got sold ages ago but I understand that there are approx 12k people on the waiting list for a council property, In days gone by the little terraces such as the one I own were affrordable for first time buyers but these days the only people who can afford them are the BTL landlords who then turn them into unofficial HMOs with as many as 10 people crammed into a two up two down. They do not maintain the properties, I live next door to one such hell pit and it is horrible, The whole street has gone downhill to such an extent that nobody would buy round here except the landlords so the houses and the street gets worse as the months roll on. Rents are at least £1k a month, (city is in the Midlands) and they have rotting windows, broken doors and leaking gutters. Overcrowding means that there is rubbish everywhere and I hate where I live so much that I don't invite people round. The social housing up the road was all flogged off ages ago and never replaced so people who can't afford to buy are forced to rent out the neglected and decaying landlord owned properties.

Terrible, and I'd guess the 'caring sharing' council do bugger all ?!

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