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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to be fed up of hearing 'I've worked hard for my money'

945 replies

newbluesofa · 28/11/2025 15:41

Lots of chat on MN recently about taxes on high earners. So heard lots of 'we have this money because we work bloody hard for it' and honestly I'm sick of it and think the people who say it are selfish.

Nurses work incredibly hard, long shifts, difficult job. Carers provide absolutely essential service, again shift work, difficult hours, difficult job. Teachers provide essential work, I know multiple teachers and they all devote evenings, weekends, school holidays to the detriment of their own families. All of these jobs also have huge emotional tolls. So 'I've worked hard for my money' means nothing to me, because a lot of people work a lot harder for a lot less.

OP posts:
pocketpairs · 29/11/2025 00:10

Newbutoldfather · 28/11/2025 15:54

As someone who worked in a senior position in an investment bank (MD) and probably earned (in today’s money) an average of around £500k/annum for many years and then had a second career as a teacher, earning about £50k/annum, I can tell you I worked a lot harder as a teacher, especially at the beginning.

Yes, my first 5 years in IB, I worked incredibly long hours, but not after that. And teaching is way more tiring, performing in front of a not necessarily easy audience for 8 hours a day, plus all the preparation and marking.

So, the idea that money is correlated to hard work is a load of rubbish. Yes, you need to have the ability to work hard and efficiently to earn big money, but so do you in teaching, medicine and, I imagine, a multitude of other less well paid jobs and professions.

(Having said that, taxes are really high now on the middle and upper middle classes. And the points people are making about cliff edges are totally legitimate and discourage hard work. We are governed by consent and Labour won’t be reelected unless they either lower taxes or dramatically improve public services).

Were you any good at IB, because there's clearly a correlation between effort and compensation. It may not be a perfect correlation, buy it's certainly positive.

NoSoapJustUseShowerGel · 29/11/2025 00:14

DIL2025 · 28/11/2025 22:54

It was a choice we made so that my husband could pursue his high earning career - just like a nurse knows she has to work night shifts - it doesn't make the sacrifice any less.

Yes, I am a product of the welfare state. I believe in the welfare state. I am happy to support a welfare state that is fair and genuinely helps those in need. But I do resent the welfare state in its current form and how bloated and ridiculous it has become. I also resent paying an unfair share of tax to support it. As a household we pay about £15,000 more in tax than an equivalent earning household just because of how the income is split - madness!

We are normal people, this is not an insignificant amount of money for us.

If you’re normal people to whom that’s a significant amount of money, I guess the 10 years abroad and working every hour and missing children’s events isn’t worth it after all. Maybe strive for a better work-life balance, earn a bit less, and best of all (apparently) reduce your tax bill.

LiquoriceAllsorts2 · 29/11/2025 00:26

When people say they’ve worked hard for their money it doesn’t mean they think others haven’t.

but higher earners are constantly being looked down on/ seen as being in wrong for being higher earners without an appreciation of them having worked for it .

also lots of teachers and nurses have worked their way up and gained promotions and are higher earners too

LiquoriceAllsorts2 · 29/11/2025 00:34

DressOrSkirt · 28/11/2025 23:23

No, I don't care how they got wealthy, it does matter, they don't need billions, or even 1 billion. It wouldn't make a difference to their lives to spend it, pay their employees more, or give it to charity. They are hoarding it.

But most billionaires don’t have billions in cash. They have it invested in companies that employ others, pay taxes and probably make/develop the products and services we want.

NoKidsSendDogs · 29/11/2025 00:34

Bellsbeachwaves · 28/11/2025 22:51

But I'm told that socialism doesn't work so ... Like in my ideal world, we would all have enough and I guess earn similar. Nobody needs a private jet, or a pool, or multiple holidays. But then I think everything would be a little grey and I wouldn't be able to watch Rivals on Netflix and then I get a bit stumped as to what the answer is.

Now people aren't allowed to have a pool or multiple holidays? What a horrible world you want to create, where everyone has a shitty life. Hard pass.

DressOrSkirt · 29/11/2025 00:35

PrawnsForDinner · 29/11/2025 00:05

It's theirs. Who are you "DressOrSkirt' to impose an arbitrary wealth cap? I'd understand but disagree with the case for a wealth tax (of around 2%). I'd understand and agree to change illegal evasion and tighten loopholes on avoidance.

They can't just give "all" their wealth away. They can give lots away (many do and have charitable foundations). They don't just have billions in cash under the mattress or stored in a bank vault.

I'm a person without any power to impose a wealth cap.

But I would absolutely be in favor of one, and your argument that "it's theirs" hasn't made me question my stance at all.

Hedgehogbrown · 29/11/2025 00:42

I wonder as well how many of these people who feel jealous and annoyed by people on benefits (most are actually in work) were helped through uni by money from parents or have inheritance, or were gifted a deposit. They would never admit to being benefit recipients themselves, just came from a different place.

CheeseIsMyIdol · 29/11/2025 00:42

ForHazelTiger · 29/11/2025 00:05

And we all know what happiness and wellbeing such devices have brought to the world...

Then feel quite free to give yours up.

DressOrSkirt · 29/11/2025 00:44

LiquoriceAllsorts2 · 29/11/2025 00:34

But most billionaires don’t have billions in cash. They have it invested in companies that employ others, pay taxes and probably make/develop the products and services we want.

I don't want billionaires to have so much power, deciding what to "invest" in (because it's not good for the planet or for regular people). Billionaires add nothing of value to society, and trickle down economics are proven to not work.

Dagda · 29/11/2025 00:44

I absolutely agree with you. Lots of people at various different pay scales work hard for their money. Having waited tables myself as a student I can tell you it was a lot harder than my current well paid office job.

This attitude , that you deserve to be well off . just ignores the inequality that has grown so much over the last 20 years,

Global wealth has doubled over the last 25 years or so. The average global chief executive pay increased by half while average workers’ pay rose by less than 1 per cent

CheeseIsMyIdol · 29/11/2025 00:45

Hedgehogbrown · 29/11/2025 00:42

I wonder as well how many of these people who feel jealous and annoyed by people on benefits (most are actually in work) were helped through uni by money from parents or have inheritance, or were gifted a deposit. They would never admit to being benefit recipients themselves, just came from a different place.

Voluntary benevolent gifts from family are not remotely related to forcing taxpayers at point of law to support the objectionable lifestyle choices of complete strangers.

ForHazelTiger · 29/11/2025 00:45

I think the entire idea that people should have to work hard for money is nonsense. People should get to live rewarding and meaningful lives - if they can do this then most will automatically 'work hard' of their own volition. Humans with good mental wellbeing are naturally hard working. The problem is living in such an unjust society where so many people don't get to flourish, and 'hard work' is exploited to enrich a few men at the top. There's no benefit to this - it's a hangover from Protestantism and the Industrial Revolution. If one has any morals at all it is painful to live in such an unfair society and see others with less, which leads to the need to justify what one has in terms of 'hard work'.

No one has money just because they 'worked hard'. They live in a society with a functioning economy and opportunities, they are physically and mentally well enough to work, they got the opportunity to do something that matched their skills that happened to pay well, etc etc.

NoKidsSendDogs · 29/11/2025 00:45

UserFront242 · 28/11/2025 22:52

I don't know anyone on over £40k. £100k seems obscene to me. But if they earn it then fair play.

You must not live in london. The median price for a house in a nice part of West london is 800k to 1.8 million. How much do you think you need to make to afford that mortgage? 40k is an entry level salary for many professional jobs, it's really not that much and quite sad that people think it's a lot in the UK, esp considering the extortionate taxes and COL.

MiserableMrsMopp · 29/11/2025 00:50

My DM worked hard all her life in minimum wage, menial jobs. From leaving school, up to retirement. Yes, she claimed some benefits. Yes, she lived in a council house. But she did shit (yet essential) jobs for very little money.

So the big house / posh car / multiple holiday brigade can fuck right off with their unwillingness to pay more tax. Mum needed the benefits she got. And her standard of living was still low.

MiserableMrsMopp · 29/11/2025 00:52

NoKidsSendDogs · 29/11/2025 00:34

Now people aren't allowed to have a pool or multiple holidays? What a horrible world you want to create, where everyone has a shitty life. Hard pass.

Edited

Of course they're allowed to have them. But they shouldn't begrudge paying more tax to support those at the bottom of the scale.

ForHazelTiger · 29/11/2025 00:55

CheeseIsMyIdol · 29/11/2025 00:42

Then feel quite free to give yours up.

The problem is that those billionaires have forced such devices on all of us without asking and made it impossible to live modern life without them. If you can think of a way for me to access my bank account or the QR codes that are now required for me to travel without my devices then I'm all ears.

PrawnsForDinner · 29/11/2025 00:57

ForHazelTiger · 29/11/2025 00:05

And we all know what happiness and wellbeing such devices have brought to the world...

I like to call my mum who lives abroad instead of writing letters.

PrawnsForDinner · 29/11/2025 00:57

LiquoriceAllsorts2 · 29/11/2025 00:34

But most billionaires don’t have billions in cash. They have it invested in companies that employ others, pay taxes and probably make/develop the products and services we want.

Exactly!!!! Thank you!!

ForHazelTiger · 29/11/2025 00:58

LiquoriceAllsorts2 · 29/11/2025 00:26

When people say they’ve worked hard for their money it doesn’t mean they think others haven’t.

but higher earners are constantly being looked down on/ seen as being in wrong for being higher earners without an appreciation of them having worked for it .

also lots of teachers and nurses have worked their way up and gained promotions and are higher earners too

I think the higher earners will be ok

ForHazelTiger · 29/11/2025 00:58

PrawnsForDinner · 29/11/2025 00:57

I like to call my mum who lives abroad instead of writing letters.

We could do that before the internet!

Dagda · 29/11/2025 01:09

PrawnsForDinner · 29/11/2025 00:57

Exactly!!!! Thank you!!

No not exactly at all. The top 1% have increased their wealth by 2655 times as much as the bottom half has over the last 25 years. Because the entire tax and economic system benefits them. The billionaires are not benefiting us. It’s laughable that people think just 3000 people (that’s the number of billionaires) are worth 16% of GDP and this is somehow beneficial to the world. They mostly inherited their wealth as well.

It’s not at all. It’s far too unequal.

Medexpert · 29/11/2025 01:10

Having waited tables myself as a student I can tell you it was a lot harder than my current well paid office job
If well paid office jobs are easier, then what is anyone complaining? If the next waitress feels she should be paid more for her hard work, she is free to apply to that well paid office job just like you did. Easy peasy!

ForHazelTiger · 29/11/2025 01:14

newbluesofa · 28/11/2025 21:15

Have to say, I do have regrets about starting this thread as other posters are right, this is exactly what the wealthy elite want, everyone fighting amongst themselves.

In the content of the super rich, earning 100/200k is nothing. It's the super wealthy elite we should be uniting against (though some people disagree and think we should just be grateful they're here to exploit us)

I'm just so sick of the attitude where everyone's just out for themselves. We've lost all sense of community in this country. It's so sad to see and to raise my children in it. But starting a divisive thread like this is no solution. I'm just tired.

Your post made me feel better - it's always good to know there are people who see these things are complex

Medexpert · 29/11/2025 01:15

Are we only talking billionaires here? What's the bracket of salary that makes ot OK to say you've worked hard to get it and fair to say tou don't want to pay more taxes? Mainly, what's the top acceptable income? £500k? 100K? 50K?

ForHazelTiger · 29/11/2025 01:17

Medexpert · 29/11/2025 01:10

Having waited tables myself as a student I can tell you it was a lot harder than my current well paid office job
If well paid office jobs are easier, then what is anyone complaining? If the next waitress feels she should be paid more for her hard work, she is free to apply to that well paid office job just like you did. Easy peasy!

Are you serious?