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AIBU?

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Can we all take a moment to pray for Thea, living life on the brink of poverty at £6k a month (£3.2k of which is UC).

549 replies

BananaramaDefence · 27/11/2025 23:57

In a good month when UC gives full entitlement, Thea has a total of £6,142.00, from £2,800 in take-home pay and £3,342 in universal credit plus child benefit. Her monthly expenses such as childcare, rent, council tax, energy and food etc are usually around £6000. She says: "So it’s living very much on the edge."

And now the cap is removed she will get more!!

From this: Pregnant mum-of-four: 'Budget benefit change saved our Christmas' - The Mirror https://share.google/QGbNeuIKPAmg1qNG5

No wonder people get pissed of with welfare in this country. I work 40 hours plus a week, have children, have to pay a mortgage, childcare and I earn way less than this!!!

No child should live in poverty but at the same time no family should get this muxh in benefits.

Before people say, yes but it's to pay rent and collate, I also have to pay all that and my mortgage is half my wage!!

OP posts:
Differentforgirls · 30/11/2025 07:47

Bjorkdidit · 30/11/2025 07:37

The definition of 'working parents' is quite broad. I'm not sure if it's still the same, but it used to be the case that if you had pre-schoolers, the amount of hours you had to work was quite low, IIRC, it was 16 hours for a single parent or 24-30 hours between a couple.

A relative of mine had 5 DC between age 12 down to a toddler and they deliberately did the right number of hours so they both worked a couple of days a week, didn't need to pay for any childcare (they also had a mortgage so no rent entitlement) and they got nearly £2k pm in top ups, so in effect their income was that of a decent professional salary but they only had to work a few hours a week in an easy, local job.

But looked after their own children. Free childcare is also a benefit.

SpaceRaccoon · 30/11/2025 07:54

Differentforgirls · 30/11/2025 07:39

Don’t work then.

Labournomics 😂

SpaceRaccoon · 30/11/2025 07:55

Coffeeandbooks88 · 30/11/2025 07:46

You think working parents on UC don't work hard? I say they work harder than high earners. Some of these high earners could have had the number of children they want in my opinion but they don't want to try and budget.

It's no-one's business how they do or don't manage their family size or budget though, seeing as they're self funded not taxpayer funded.

Differentforgirls · 30/11/2025 08:04

SpaceRaccoon · 30/11/2025 07:54

Labournomics 😂

What do you want to happen to the people you’re looking down on?

SpaceRaccoon · 30/11/2025 08:07

Differentforgirls · 30/11/2025 08:04

What do you want to happen to the people you’re looking down on?

I didn't want the two child benefit cap lifted. The people I'm looking down on are Labour.

Zitroneneis · 30/11/2025 08:10

Differentforgirls · 30/11/2025 08:04

What do you want to happen to the people you’re looking down on?

Looking down on?

Im not looking up at or down at anyone, but I expect people to take more personal responsibility for their actions.

Differentforgirls · 30/11/2025 08:12

SpaceRaccoon · 30/11/2025 08:07

I didn't want the two child benefit cap lifted. The people I'm looking down on are Labour.

I’m glad it’s lifted. I don’t vote Labour btw.

Differentforgirls · 30/11/2025 08:13

Zitroneneis · 30/11/2025 08:10

Looking down on?

Im not looking up at or down at anyone, but I expect people to take more personal responsibility for their actions.

And what if they don’t?

Differentforgirls · 30/11/2025 08:13

SpaceRaccoon · 30/11/2025 07:55

It's no-one's business how they do or don't manage their family size or budget though, seeing as they're self funded not taxpayer funded.

So they don’t claim free childcare?

Zitroneneis · 30/11/2025 08:14

Differentforgirls · 30/11/2025 08:13

And what if they don’t?

Then they are going to have to bear the consequences of their actions!

Kleeneze · 30/11/2025 08:15

Christmascarrotjumper · 30/11/2025 07:45

So you can't define "suffering" in this context? And you do understand that relative poverty is an ever moving goalpost? It's not something that can be eradicated, and it is how we measure in the UK.

Edited

Exactly. Next we’ll be hearing about single jobless people and how we have to bring them out of poverty etc. when poverty is a statistical measure, someone is always pretty much living in poverty.

Differentforgirls · 30/11/2025 08:15

Zitroneneis · 30/11/2025 08:14

Then they are going to have to bear the consequences of their actions!

Edited

Which will be?

Zitroneneis · 30/11/2025 08:18

Differentforgirls · 30/11/2025 08:15

Which will be?

I don’t think you need help in understanding what the consequences of spending more than you can afford are…..?!

SpaceRaccoon · 30/11/2025 08:27

Differentforgirls · 30/11/2025 08:13

So they don’t claim free childcare?

Not if their household income is above the threshold, no.

Differentforgirls · 30/11/2025 08:35

Zitroneneis · 30/11/2025 08:18

I don’t think you need help in understanding what the consequences of spending more than you can afford are…..?!

Is that what they’re doing? So it’s their spending that’s annoying you rather than their income?

Differentforgirls · 30/11/2025 08:36

SpaceRaccoon · 30/11/2025 08:27

Not if their household income is above the threshold, no.

And that’s what all the threads have been about. Them asking for ways to get around the threshold!

Zitroneneis · 30/11/2025 08:43

Differentforgirls · 30/11/2025 08:35

Is that what they’re doing? So it’s their spending that’s annoying you rather than their income?

I used the term spending beyond their means to mean that they make choices that are not economically viable.

Differentforgirls · 30/11/2025 09:16

Zitroneneis · 30/11/2025 07:45

Luckily I have an EU passport and can choose not to pay and leave!

Maybe you should as you sound unhappy here?

Differentforgirls · 30/11/2025 09:18

Christmascarrotjumper · 30/11/2025 07:45

So you can't define "suffering" in this context? And you do understand that relative poverty is an ever moving goalpost? It's not something that can be eradicated, and it is how we measure in the UK.

Edited

I just can’t stand bad manners. Same as you can’t stand misfortune.

Christmascarrotjumper · 30/11/2025 09:22

Differentforgirls · 30/11/2025 09:18

I just can’t stand bad manners. Same as you can’t stand misfortune.

Poor deflection. I haven't been rude to you. But it's fine if you haven't got an answer.

Jetplanesmeetingin · 30/11/2025 09:38

Differentforgirls · 30/11/2025 08:36

And that’s what all the threads have been about. Them asking for ways to get around the threshold!

But we have now established that the threshold is also the poverty line ! It can't be a "super wealthy" threshold and simultaneously the poverty line.

So clearly the threshold needs moving significantly. I would say to £200k minimum

SpaceRaccoon · 30/11/2025 09:41

"A family with three children that has at least one parent claiming the average rates of Universal Credit (UC), combined with other benefits, will receive up to £46,000 by next year, according to the Centre for Social Justice (CSJ).
That compares with the £28,000 take-home earnings of a family where one adult is working full-time, and another part-time, on the national living wage."

Differentforgirls · 30/11/2025 10:01

Christmascarrotjumper · 30/11/2025 09:22

Poor deflection. I haven't been rude to you. But it's fine if you haven't got an answer.

Yes you have. The word you missed out was “please”.

Christmascarrotjumper · 30/11/2025 10:03

Differentforgirls · 30/11/2025 10:01

Yes you have. The word you missed out was “please”.

Where are all your "pleases"? Good grief. You're stumped. You don't have a good response. Own it, learn from it.

Differentforgirls · 30/11/2025 10:05

Jetplanesmeetingin · 30/11/2025 09:38

But we have now established that the threshold is also the poverty line ! It can't be a "super wealthy" threshold and simultaneously the poverty line.

So clearly the threshold needs moving significantly. I would say to £200k minimum

Where did you get that from? If someone claims free childcare and moans when they can’t then they’re hardly self sufficient are they?

Its called “greed”, not poverty.