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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Am I the only one that thinks that the budget is good?!

614 replies

isitactuallybadthough · 26/11/2025 18:31

NC’d for obvious reasons.

I mean it seems that they’re trying to help the working class?

I am not on benefits. I’m also not lucky enough to live in a property worth over £2,000,000. But surely the worst off in society will be better off under this? With the energy bill cut and two child benefit scrap? Also books for libraries, national wage increases. I do understand people feeling frustrated at the pension/ISA parts, that will probably affect DH and I but overall I’m pleased as the worst off will be slightly less worse off?

OP posts:
Peopleareworried · 26/11/2025 20:19

DuchessDandelion · 26/11/2025 20:15

I'm single, low income, desperately saving for my first property. Am gutted about the ISA news but apart from that I'll be less than £9 worse off a year - which comes from petrol taxation.

Since I've said I'd be happy to pay more tax to bolster our public services, then I can't grumble

Public services are not going to be improved by this. It’s all smoke and mirrors……

888casino · 26/11/2025 20:20

Bedtelly · 26/11/2025 20:13

I'm sure lots of people claiming UC now are good at budgeting as well. 59% of parents claiming UC are actually in work as well.

I'm glad that you utilised the benefits system when you needed it and now have such negative opinions about people who use it.

Also my point was that if you're still in your twenties there is lots of time for you to need the benefits system again. Anything can happen.

I don’t have negative opinions about people who use it I think a two child cap was reasonable but more than that is taking the piss, once you’ve got all the stuff from having one kid why does three require 300 more than two? 600 more for four etc. like I said three kids here now and didn’t find the jump from two to three that bad. People don’t get a three hundred pay rise from their job for having another kid

Alpacajigsaw · 26/11/2025 20:20

I’m in my 50s and honestly I don’t think I’ve ever sat after a budget and thought oh that was great, I’m better off now. Something has always happened that I’ve paid more. Labour and Tory are just 2 cheeks of the same arse. This website is full of £100k plus earning private school using posters and theyre still largely just having a tantrum that labour got in at all.

Joeninety · 26/11/2025 20:21

Take off of 'working people' that try to better themselves, to give to all the feckless dross that Liebour relies on.

Lucelady · 26/11/2025 20:21

LemaxObsessive · 26/11/2025 19:08

My widowed pensioner mum is already living in poverty due to having to pay £55 per month in tax on her state pension and due to the budget is now going to be paying over £130 per month in tax on her state pension. She’s 81 and worked all her life but due to a series of unfortunate circumstances beyond her own control, she’s only got a tiny private pension (£27pm) and is not entitled to pension credit. She’s fallen through the net. She called me crying her heart out. That extra £80 is literally her food budget each month. She’s saying she won’t be able to ever use the heating again and is going to have to sell her car and lose her last remaining independence, just to get through the next year. The last thing she said to me before she ended the call was “Hopefully I won’t be here anymore by the time the car money has gone”. It’s heartbreaking.
(No, I can’t help financially at all as I’m also on an extremely low income and a single parent. Besides, she would never, ever accept a penny from me)

I'm not sure of the eligibility but could your mum be entitled to attendance allowance? Do you have to help her or she able to manage every day tasks?
My BFFs mum is 86, lives alone most of the week and gets this.

Size18onagoodday · 26/11/2025 20:22

isitactuallybadthough · 26/11/2025 18:31

NC’d for obvious reasons.

I mean it seems that they’re trying to help the working class?

I am not on benefits. I’m also not lucky enough to live in a property worth over £2,000,000. But surely the worst off in society will be better off under this? With the energy bill cut and two child benefit scrap? Also books for libraries, national wage increases. I do understand people feeling frustrated at the pension/ISA parts, that will probably affect DH and I but overall I’m pleased as the worst off will be slightly less worse off?

Will you feel the same way when Reeves raises taxes again?

She has already said that she is willing to, if conditions dictate (hint: they will)

GentleOlive · 26/11/2025 20:23

HoskinsChoice · 26/11/2025 20:13

If you are earning enough to be in a position to add thousands in a pension just to avoid tax, you're already self sufficient. It's pure greed and completely tone deaf to the problems in society.

Someone on another thread said that one of the reasons this country is in such a mess is because people who understand nothing about the economy get to vote. Your comment reminded me of that.

TeenagersAngst · 26/11/2025 20:23

Beddiem · 26/11/2025 20:08

Err, rich people aren’t getting child benefit. It isn’t a universal benefit.

I think @HoskinsChoiceis confusing child benefit with UC. It doesn’t help when everyone calls it the 2 child benefit cap.

Blizzardofleaves · 26/11/2025 20:23

feistyoneyouare · 26/11/2025 20:18

Do you work in finance yourself? Genuine question.

We do, and there genuinely is ‘fuck all’ in the budget that will stimulate growth or jobs, but it is worse than that. It is considered likely, or very likely that both Starmer and Reeves are toast. There is neither vision or policy for a reboot of the economy and growth, only enlargement of the state and dependence.

Anyone ‘celebrating’ this budget appear to not understand the implications.

user927464 · 26/11/2025 20:24

HoskinsChoice · 26/11/2025 19:48

I see the removal of the child benefit cap as a negative. Whilst it will help poor families, it will also pay out to rich families too. I would actually rather see child benefit scrapped completely and the money saved going directly to just families that need it. That's probably my biggest issue with it, it's a really odd decision that smacks of tring to win a popularity competition, not doing the best for our country. That said, I do like the mansion tax and the ISA and pension changes that stop the wealthy avoiding tax.

This is nothing to do with child benefit. Its universal credit (child element)

timenotime · 26/11/2025 20:24

craigth162 · 26/11/2025 18:40

I disagree with removing 2 children benefit cap.

Me too. They really needed to tackle the rising disability benefits too, but have run scared from that too.

newnamenoname52 · 26/11/2025 20:25

I will be worse off and I am absolutely fine with that. I can afford to pay a bit more and I think I should.

To those saying we are giving to those who make bad life choices - I am fairly horrified by that view.! Do you honestly think that all those in receipt of benefits (including their children) are in that situation because of poor life choices?

Tryingtokeepgoing · 26/11/2025 20:26

JennyForeigner · 26/11/2025 19:34

Thanks - I wasn't aware of the SEN changes so will go and read up on that.

Apologies, it’s £6 billion not £8 billion. But that’s still a 1.7% reduction in spend per pupil across the whole education budget. So as other have posted, this budget has done nothing for public serves. Nothing at all. I am surprised there’s not more concern about this tbh

schoolsweek.co.uk/government-faces-6bn-send-shortfall-once-override-ends/

BlueandWhitePorcelain · 26/11/2025 20:26

I should think the rise in the national minimum wage will just about finish off the care sector, after a good attempt by the Chancellor in last year’s budget.

I doubt very much local authorities and the NHS will be funding the increase in careworkers’ pay?

TeenagersAngst · 26/11/2025 20:27

usedtobeaylis · 26/11/2025 20:01

I think my main annoyance is that it's just not joined up. The wage rises on top of the NI raises last time that didn't exempt social care for example is resulting in and going to continue to result in working class people both losing their jobs and their access to support and care.

None of it is joined up. Thats why it’s been called a smorgasbord. She’s just asked the Treasury geeks to come up with their fave ways to redistribute some cash from the ‘rich’ to the poor and called it a Budget.

Joeninety · 26/11/2025 20:27

I don't even consider what we have now, as even a proper government. They should be ignored at every available opportunity.

blankittyblank · 26/11/2025 20:27

HoskinsChoice · 26/11/2025 19:48

I see the removal of the child benefit cap as a negative. Whilst it will help poor families, it will also pay out to rich families too. I would actually rather see child benefit scrapped completely and the money saved going directly to just families that need it. That's probably my biggest issue with it, it's a really odd decision that smacks of tring to win a popularity competition, not doing the best for our country. That said, I do like the mansion tax and the ISA and pension changes that stop the wealthy avoiding tax.

It's not child benefit, it's the UC part of child benefit. So only the lowest earners/people are eligible for it.

rainbowunicorn · 26/11/2025 20:29

lazyarse123 · 26/11/2025 19:26

Not being picky but why is your mum paying tax? Using those figures you gave her yearly income at the moment is £12296. If she gets the current full pension. That's below the tax allowance.
If that's right you need to contact hmrc with her because it doesn't sound right unless she owes them unpaid taxes.

If OPs jumping 81 now she would have reached state retirement age in 2004/5. Anyone who started getting state pension before 2016 is on the old state pension which is maximum £176 per week. Only people reaching state pension age from 2016 onwards het New State Pension rate of £230 a week. If OPs mum is getting more than that the she is probably also getting the additional state pension or (SERPS). If she was never contracted out or only contracted out for.a very short time the she potentially has up to £220 a week coming in from that. For someone on old state pension with full SERPS can get around £389 a week maximum.

Switcher · 26/11/2025 20:29

The worst off have been better off in every budget since 2011. This ironically is the only budget where apart from the child benefit cap going, they are not. But yeah, go for whatever interpretation of the facts fit your politics, or alternatively read the FT.

Hankunamatata · 26/11/2025 20:29

craigth162 · 26/11/2025 18:40

I disagree with removing 2 children benefit cap.

Yep

BlueandWhitePorcelain · 26/11/2025 20:29

timenotime · 26/11/2025 20:24

Me too. They really needed to tackle the rising disability benefits too, but have run scared from that too.

Didn’t you watch the budget today? We did. One commentator talked about how disability and SEN costs had risen faster; but revenues had increased due to higher inflation and fiscal drag!

goudacheese · 26/11/2025 20:30

Not really as the only growth we can expect is in the population.

AlexisP90 · 26/11/2025 20:30

The one thing that annoys me is how working peiple over the threshold get treated when something happens.

DP got made redundant. Went to claim. Nah not eligible. Alexis earns too much. No. Actually my salary of £70k barely scraps us by. Well live within your means! But we did. The we got shafted by mortgage rates. Then we got shafted by all bills and food increasing. Its a joke. We have both worked all our lives and he isnt even entitled to free prescriptions because the best they will give is job seekers and thats contribution based.

We aren't on our asses yet but its the treatment of him losing his job and being told nah sorry cant help!

Im a Labour supporter.Always have been but they are making it more and more desirable to just not bother working anymore

As I said we didnt win or lose this time but it just fucks me off in general.

Although I am happy about pip face to face assessments.

SuffolkBargeWoman · 26/11/2025 20:30

EasternStandard · 26/11/2025 20:15

Hand it over @SuffolkBargeWoman;

🤣🤣🤣

anyolddinosaur · 26/11/2025 20:31

There are things I'd have liked to see in the budget that were not there. NI on pension contributions is a pretty minor change and doesnt come in for years anyway. There should have been bigger and faster changes.

Raising minimum wage is necessary but it is inflationary. Taxing property income will push up rents, also inflationary. I'd have liked to see more to cut inflation, removing the green levy is a start.

Isas are still too generous. Dont agree with removing the 2 child benefit limit, would have preferred more breakfast clubs.

Banks still making too much profit and government shouldnt be paying interest on reserve accounts at the BofE.

Not really a redistributive budget. Wont increase my tax bill as much as it should.

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