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Share your dilemmas and get honest opinions from other Mumsnetters.

Am I the only one that thinks that the budget is good?!

614 replies

isitactuallybadthough · 26/11/2025 18:31

NC’d for obvious reasons.

I mean it seems that they’re trying to help the working class?

I am not on benefits. I’m also not lucky enough to live in a property worth over £2,000,000. But surely the worst off in society will be better off under this? With the energy bill cut and two child benefit scrap? Also books for libraries, national wage increases. I do understand people feeling frustrated at the pension/ISA parts, that will probably affect DH and I but overall I’m pleased as the worst off will be slightly less worse off?

OP posts:
GentleOlive · 26/11/2025 19:42

Can’t wait to see Labour being punished at polls by people paying for this largesse for other people to have multiple kids for free, while they themselves to have cut back on affording things for their own kids.

CorneliaCupp · 26/11/2025 19:43

TeenagersAngst · 26/11/2025 19:17

Everyone is affected by the freeze on income tax thresholds which aren’t even going up in line with inflation.

To those who are pleased with this budget, do they not bother you? Or do you not recognise them as de facto tax rises?

Don't really bother me, I earn enough that I can afford to pay more.

Bedtelly · 26/11/2025 19:43

888casino · 26/11/2025 19:37

who’s people? I’m in my twenties still with three kids yeah I had ny first at 16 and had to go on benefits but I waited till I’d sorted myself out financially before having my younger two. That’s the REASON I don’t get these grown woman who have loads of kids while still on benefits. Two child cap was reasonable but having over two while still expecting people to pay for them all is taking the piss

I understand where you're coming from and definitely people do make poor life choices but if you're still in your twenties then there's loads of time for you to maybe end up a single parent, or out of work or struck down with an illness or injured in an accident and unable to work. So you are being a bit smug.

We definitely need balance and incentives to work. We are have a good income but not naive enough to think that being on benefits could never happen to me

GentleOlive · 26/11/2025 19:44

venus7 · 26/11/2025 19:40

You know they're pretending, do you?

Yes millions of people on working age benefits and millions of immigrants coming in to do those unskilled jobs means I know. It’s not rocket science. Even a child could figure it out.

Beddiem · 26/11/2025 19:45

Thechaseison71 · 26/11/2025 19:29

It's over£300 a month per child so should make a big difference

‘Poverty’ is a statistical value. If your household income is more than 60% of the median income after housing then you officially no longer in poverty. Yay! But this doesn’t mean kids lives are any better. It’s just handing parents cash for them to spend on whatever they like. Fags, booze, horse racing.

JassyRadlett · 26/11/2025 19:45

For those saying that the removal of the two-child cap will lead to people having more children, the LSE has researched the effect on choices to have children around the cap, and found it had a relatively small impact in disincentivising people from having more than two children.

CASE News: New research finds that the two-child limit is has a very small effect on fertility – so will increase child poverty

https://sticerd.lse.ac.uk/CASE/_NEW/NEWS/abstract.asp?index=1238

User5306921 · 26/11/2025 19:46

LemaxObsessive · 26/11/2025 19:08

My widowed pensioner mum is already living in poverty due to having to pay £55 per month in tax on her state pension and due to the budget is now going to be paying over £130 per month in tax on her state pension. She’s 81 and worked all her life but due to a series of unfortunate circumstances beyond her own control, she’s only got a tiny private pension (£27pm) and is not entitled to pension credit. She’s fallen through the net. She called me crying her heart out. That extra £80 is literally her food budget each month. She’s saying she won’t be able to ever use the heating again and is going to have to sell her car and lose her last remaining independence, just to get through the next year. The last thing she said to me before she ended the call was “Hopefully I won’t be here anymore by the time the car money has gone”. It’s heartbreaking.
(No, I can’t help financially at all as I’m also on an extremely low income and a single parent. Besides, she would never, ever accept a penny from me)

But surely you can both live together so she has warmth and you could suggest it as her helping you rather than you helping her.

EasternStandard · 26/11/2025 19:47

GentleOlive · 26/11/2025 19:42

Can’t wait to see Labour being punished at polls by people paying for this largesse for other people to have multiple kids for free, while they themselves to have cut back on affording things for their own kids.

It doesn’t poll well at all.

HoskinsChoice · 26/11/2025 19:48

isitactuallybadthough · 26/11/2025 18:45

That is a good point and I agree with you @HoskinsChoice but the things that they DID do, I don’t see many negatives?

I see the removal of the child benefit cap as a negative. Whilst it will help poor families, it will also pay out to rich families too. I would actually rather see child benefit scrapped completely and the money saved going directly to just families that need it. That's probably my biggest issue with it, it's a really odd decision that smacks of tring to win a popularity competition, not doing the best for our country. That said, I do like the mansion tax and the ISA and pension changes that stop the wealthy avoiding tax.

RaininSummer · 26/11/2025 19:49

venus7 · 26/11/2025 19:40

You know they're pretending, do you?

This does apply to a fair percentage.

wordler · 26/11/2025 19:50

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

H202too · 26/11/2025 19:50

I agree OP. I mean it could be better but not bad at all.

Peopleareworried · 26/11/2025 19:50

Zanatdy · 26/11/2025 19:06

I’m pretty pleased as little impact. Like you, don’t
own a 2 million pound house or own an electric vehicle. Also can’t afford to throw spare cash into pension to dodge some extra tax.

Edited

That’s not what the putting money into pensions was.

HoskinsChoice · 26/11/2025 19:51

User5306921 · 26/11/2025 19:46

But surely you can both live together so she has warmth and you could suggest it as her helping you rather than you helping her.

We are one of the richest countries in the world, we should not be forced into sharing properties just so that our pensioners can eat and heat.

HoskinsChoice · 26/11/2025 19:53

Peopleareworried · 26/11/2025 19:50

That’s not what the putting money into pensions was.

It is for a lot of people, it's regularly recommended as a way to avoid tax on here.

Blizzardofleaves · 26/11/2025 19:55

I am not sure how it helps anyone to see the economy tanking and no plans at all for growth. That’s going to affect everyone.

LeadBubbles · 26/11/2025 19:56

NoWittyNamesAvailable · 26/11/2025 18:51

My family will benefit from the removal of the child benefit cap, i have 3. My husband works full time, but we also have a disabled child which means between various regular appointments and my husbands scheduled hours changing weekly I'm unable to work. BUT we would be fine without it. (We obviously didn't plan for the possibility of a disabled child and the separate challenges that brings).

I am glad that child poverty, in theory, should decrease but i do worry will people deliberately have more children now?

No. People don't have more children just because they can have £90 of child benefit £293 of UC per month and tax free childcare. 🙄

Edit as I'd made mistake on the type of benefit and amount, but the point is, people don't have children because they get access to benefits. It's much cheaper not the have children at all.

OnlyMabelInTheBuilding · 26/11/2025 19:56

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Why do they seem not quite genuine?

Samanabanana · 26/11/2025 19:56

I also think it is fine! Happy for those who are struggling to hopefully struggle a little less.

GentleOlive · 26/11/2025 19:56

HoskinsChoice · 26/11/2025 19:53

It is for a lot of people, it's regularly recommended as a way to avoid tax on here.

Using your own money to save for your own retirement so you can be self sufficient. Unlike benefit claimants. What a scandal.

User5306921 · 26/11/2025 19:57

HoskinsChoice · 26/11/2025 19:51

We are one of the richest countries in the world, we should not be forced into sharing properties just so that our pensioners can eat and heat.

Of course we shouldn't but an elderly woman living alone shouldn't be crying on the phone to her single parent daughter about not being able to afford heating

Sharing properties shouldn't be forced but if you and your mum get on together which you obviously do, then its the obvious solution.

888casino · 26/11/2025 19:59

LeadBubbles · 26/11/2025 19:56

No. People don't have more children just because they can have £90 of child benefit £293 of UC per month and tax free childcare. 🙄

Edit as I'd made mistake on the type of benefit and amount, but the point is, people don't have children because they get access to benefits. It's much cheaper not the have children at all.

Edited

It’s about universal credit not child benefit that’s 300 per child. 600 for two etc

Crikeyalmighty · 26/11/2025 19:59

@HoskinsChoice I think business rates were in there as well as commercial energy prices

LJ125 · 26/11/2025 20:00

I agree with you. There was so much talk in the media beforehand about how awful it would be and it’s really not that bad. Of course they need to raise extra money - that can’t be a surprise to anyone. Public services need more funding. The way they’ve gone about it, targeting those who are better placed to make a greater financial contribution (which includes me) is the obviously fair way.

usedtobeaylis · 26/11/2025 20:01

I think my main annoyance is that it's just not joined up. The wage rises on top of the NI raises last time that didn't exempt social care for example is resulting in and going to continue to result in working class people both losing their jobs and their access to support and care.

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