To Spend £1345 on a Set of Earrings ?

[Moaning5]

My dad has just gifted me £2000 - how nice !

My parents have NEVER gifted me money in this way. He’s done something with his pension and given all of us (4) the same amount.

I have no real savings to speak of other than an emergency fund. I have no mortgage to put it towards. I have grown up children who are independent. I have no debt to clear.
AIBU to pay £1345 for a pair of gold hoop earrings with pear drops as worn by Princess Catherine which I have always loved ?
Or am I being ridiculous and it needs to be be spent more sensibly ? On what though ?

You are being unreasonable if you don't upgrade the earrings (larger, or add diamonds), or buy a ring with the remainder.

I have these KIKI in the Classics Blue Topaz Pear Drop Earrings, wear them a lot - stunning

Paid £495 ten years ago in 2015! Now £850 WOW!

I think spending the money on earrings is ridiculous, but I'd do exactly the same. 🤣

If you really love the earrings then I would buy them. You will still have enough left over for a couple of nice handbags too 😆😆. I think money that you are given under circumstances like this is for enjoying not putting into a savings account.

My own “luxury” is art. If I have any money, I buy a painting. I love earrings, but never spend more than £50, but that’s how I spend my money. If I was given £2,000 I’d spend it on something that made me happy. My parents gave me some money a few years ago. I bought a painting which I love. I lost my mum this year, but I smile when I look at that painting.
just a word of advice, if you go for the earrings, make sure they are covered under your home insurance.

Right???

Yes, I would definitely listen them on my insurance policy.

Right what? 🤔

Huh, I've lived in America too long. We say "Right??" to mean "I know!" I have the same Kiki earrings and also bought them a long time ago, in 2014. They were 425. And now 850!!!

Ha ha sorry! I was like I’m sure they were £495. Wish I had bought a few more pairs back then too now!

Kiki is having a 15% off sale. Code THANKFUL. The pear drops are included. "waggles eyebrows" 😂

I meant list

And do you have a pension plan?

Depends on a few factors really
Do you have the lifestyle that you would get use out of them? Do you lose things easily and how devastated would you be if you did? Do you go off purchases quickly? How old are you? Would you angst over who to leave them too eventually.
You say they are a copy of Catherine's earrings, is it going to be a bit of a joke amongst your friends so you end up not wearing them. And lastly can you get a second hand pair as they aren't unique and put some money away for a nice bag or something?
If you really want them. Go for it. You can always sell them later.

Could take awhile though as the second hand market is pretty full. Also they seem to be popular just because a certain royal wore them recently.

I like the idea of a watch better than earrings tbh. Far less likely to get lost, would wear everyday and practical to boot.

They are pretty and quite versatile. Not as easily lost as a stud also. Have seen similar cheaper though so if it's not the celebrity/royal thing that's an attraction I would look for something cheaper.

Depends on your excess though.

You don’t have to explain anything to anyone or here or provide a breakdown of your finances. If you love the earrings then I say go for it. I would.

I've never had a boiler to break down lol. Not really a thing where I live, and thank goodness, they sound expensive

And any no claims bonus

The setting, type of diamonds or pearls, weight of gold.

Hallmarks are also something you can look up, especially for unique silver jewelry.

Treat yourself to whatever you want!