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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don't have kids you can't afford!

895 replies

user793847984375948 · 25/10/2025 10:57

Hi all, this is meant to be an interesting discussion.

I keep seeing people say, “Don’t have kids if you can’t afford them.”

But in the UK, if someone works full-time on minimum wage, the state ends up paying thousands for childcare so that parent can work.
If that same parent stayed home, they would receive less support overall, yet they would be raising their own child hands-on. A single mum can work part-time and get rent and living costs for kids, around 500 a month in support if she works.

Nursery is about 1K a month usually. Then there's the wraparound care before and after school that could also be funded by UC.

So why is one scenario seen as responsible and the other as “sponging”?

Further, do people who say “don’t have kids you can’t afford” actually think only those earning £60k or more should have children, since that is roughly what it takes to cover childcare or a single income? That eradicates the above two scenarios and it's just those with independent wealth

If so, what would that mean for society long-term, both economically and socially? There would be fewer poor people over all and I think this would have an impact on our monetary system and menial jobs getting done.

And if you believe that only the wealthy should reproduce, you are effectively asking rich, white, powerful men to police women’s reproduction.
That is exactly what is happening in parts of America right now.

Genuinely curious how people justify this way of thinking.

OP posts:
Thread gallery
5
SlobbinBlob · 25/10/2025 14:01

BallerinaRadio · 25/10/2025 11:11

Anyone with a random new username that is 'genuinely curious' about something is usually an indication that curiosity isn't really that genuine 🙄

Well people name change for this very reason. People trawling through your post history.

GelatoForMe · 25/10/2025 14:02

GelatoForMe · 25/10/2025 14:00

I come from another country. The salaries were never high enough....do you expect whole continents to stop pro-creating because there is never enough good salaries going round? If you guys stops pro-creating then the men on the boats will be a fair catch for the women who want to procreate money or not

This was just another point of view, which I did not follow in my own life but which realistically exist in many non western countries which breed indeed like animals, for better descriptive word

ChesterDrawz · 25/10/2025 14:02

Zavettimexico · 25/10/2025 13:59

Ok but would you really dislike someone because of that? It’s not like they committed a crime?

No, not at all. Of course I wouldn't dislike them/you for something that happened at 15/16.

It doesn't change the fact I find it shocking that you apparently knew so little, but that's not a reason to dislike you.

Unrulyscrumptious · 25/10/2025 14:02

ChesterDrawz · 25/10/2025 13:57

Wow. You've jumped the shark with that one!

I can't speak for the poster you quoted, but like fuck was I ever:

"Young, dumb and in love? Thinking a baby was a good idea and wouldn’t bother anyone else? Didn’t realise benefits came from other people’s taxes or when you conceived didn’t even know about benefits because you thought your boyfriend could just get a job at 16 and support the family?"

Fucking hell..!

I mean I never was either but did you really not meet any other teenage girl this naive? Really?!

No5ChalksRoad · 25/10/2025 14:03

GelatoForMe · 25/10/2025 13:52

Don't want to be nasty but for me having children as a single mother on benefits has never been the choice, or regarded as a choice at all. I waited and waited until I met a man with reasonably humble but decent income, we married, I was home stay mum, no benefits, no paying for child care, nothing. I restarted work when the child was old enough

This is how decent people do it.

SlobbinBlob · 25/10/2025 14:03

No5ChalksRoad · 25/10/2025 13:53

My neighbours raised two boys without ever paying a single £ in childcare by deliberately seeking jobs on opposite shifts BEFORE TTC.

because they didn’t want to be drains on society.

Turning down childcare help they’re entitled to out of pride? Don’t most of us claim 30 hours childcare, or is that also being a drain?

GelatoForMe · 25/10/2025 14:03

And developping the last point of view, you will have indeed genetical replacement if the English native think that way. The IDL people might be horrified by that, the rulers on top might need workers and children bearers. It is not that simple as it looks

ChesterDrawz · 25/10/2025 14:04

Unrulyscrumptious · 25/10/2025 14:02

I mean I never was either but did you really not meet any other teenage girl this naive? Really?!

Honestly? No!

I must have led a very sheltered life if you're telling me that isn't uncommon...

SlobbinBlob · 25/10/2025 14:06

Unrulyscrumptious · 25/10/2025 13:55

Having any consideration for people outside of yourself completely escapes you doesn't it? It's absolutely impossible to you that another teenage girl did not have a thorough education of her menstrual cycle in the 80s nor did she have multiple forms of contraception available to her as a teenage girl back then. Nevermind as well that women, but especially young girls, suffer really high rates of sexual assault and abuse and coercion because of course not a single unintended pregnancy has ever occured through an unconsensual encounter of course. Nah those women deserve to get dehumanised as stray animals. A chimp could have more levels of kindness than empathy than you.

This is very true, but don’t expect to get an empathetic response here.

Lemonadepie · 25/10/2025 14:07

GelatoForMe · 25/10/2025 14:00

I come from another country. The salaries were never high enough....do you expect whole continents to stop pro-creating because there is never enough good salaries going round? If you guys stops pro-creating then the men on the boats will be a fair catch for the women who want to procreate money or not

That’s not possible, that the salaries ‘were never high enough’. Are you implying that your country had to borrow money from abroad?

ClarissR · 25/10/2025 14:07

ChesterDrawz · 25/10/2025 14:04

Honestly? No!

I must have led a very sheltered life if you're telling me that isn't uncommon...

The uneducated and under-educated have more children, starting younger. It’s a global fact. Their children are likely to repeat the pattern.

If you’re from an educated family, you may well never socialise with people like that. But they exist. The Sun is the most read newspaper in the UK. I don’t know a single Sun reader personally (or a single teenage mother) but there’s millions of them.

saqiatf · 25/10/2025 14:07

@spookyspaghetti

Well indeed, I’m not exempting ‘well off people’, no one should be having 3+ kids unless they’re pretty water tight financially.

Unrulyscrumptious · 25/10/2025 14:07

ChesterDrawz · 25/10/2025 14:04

Honestly? No!

I must have led a very sheltered life if you're telling me that isn't uncommon...

It sounds alike you lived in absolute isolation if you've never encounter a naive dumb 15/16 year old (girl or boy tbh!) in your entire life. Or ever read threads on here! There's always a thread about things people's 19/20 year old are doing like putting tinfoil in the microwave but you're gobsmacked that teenage girls exist who naively don't understand the full consequences of having a child or have a rose tinted view of having a baby with someone they think they're in love with. Very sheltered!

TJk86 · 25/10/2025 14:08

SlobbinBlob · 25/10/2025 14:03

Turning down childcare help they’re entitled to out of pride? Don’t most of us claim 30 hours childcare, or is that also being a drain?

Yes, that is a drain, especially when those claiming it work minimum wage/few hours. Or the mums who can’t possibly cope with looking after more than 1 child so send the other to nursery even when on Mat leave with a new baby.

GelatoForMe · 25/10/2025 14:09

Genetical pool replacement or not, what has to be done particularly in the UK is finding the cultural balance, because international multiculturalism has failed ....we are talking of real children being born....they are not animals....they will have to live here and each and every humans wants to live well -

  1. Secure the borders to some reasonable standard
  2. Deport all criminals
  3. Start paying fair wage to everyone who wants to have a manual job, these jobs are needed
  4. Start defending the Christian roots of this country and make all Muslim slogans and cultural behaviours accountable as to what fuels them
  5. Make everyone who gets benefits but used to stay home do community work
Zavettimexico · 25/10/2025 14:11

Unrulyscrumptious · 25/10/2025 14:07

It sounds alike you lived in absolute isolation if you've never encounter a naive dumb 15/16 year old (girl or boy tbh!) in your entire life. Or ever read threads on here! There's always a thread about things people's 19/20 year old are doing like putting tinfoil in the microwave but you're gobsmacked that teenage girls exist who naively don't understand the full consequences of having a child or have a rose tinted view of having a baby with someone they think they're in love with. Very sheltered!

They forget they were young once, just chance that they didn’t think they’d fallen in love. I also don’t believe all these people knew everything about taxes at 15

vivainsomnia · 25/10/2025 14:11

Each generation since the WW2 has become and more focused on the present and how to satisfy it, rather than the future and how to protect it.

There's a difference between a young couple, both educated, with good role models around them, an attitude that they should be responsible for themselves, who fall pregnant and decide to keep their duration child...and a woman in her late 30s, who already had 3 kids from different dads, whose never worked in her life, who doesn't know anything else than life on a council estate, relying on benefits who decides to keep her 4th child.

I agree that it's the latter that is of a growing concern. There was a recent thread about not being able to afford swimming lessons for kids. There are many things that parents with multiple children and little prospect of a career won't be able to afford for their kids that would give them a better chance at a happy and fulfilled life, but when it then comes to it, it's everybody else's fault that their children won't have the same opportunities rather than theirs.

It is really worrying for the future...

shuggles · 25/10/2025 14:11

@user793847984375948 So why is one scenario seen as responsible and the other as “sponging”?

Both scenarios are sponging. Given that the average parent would not care if I died today, I don't think I should have to fund their family.

If so, what would that mean for society long-term, both economically and socially? There would be fewer poor people over all and I think this would have an impact on our monetary system and menial jobs getting done.

Oh no. Wealthy people might have to roll up their sleeves and do their own dirty work for once.

And if you believe that only the wealthy should reproduce, you are effectively asking rich, white, powerful men to police women’s reproduction.

Non-sequitur.

SlobbinBlob · 25/10/2025 14:12

TJk86 · 25/10/2025 14:08

Yes, that is a drain, especially when those claiming it work minimum wage/few hours. Or the mums who can’t possibly cope with looking after more than 1 child so send the other to nursery even when on Mat leave with a new baby.

But 30 hours is for anyone earning under £100k, I’m pretty sure everyone uses it?

It just sounds like self-flagellation to me, to choose to pay £1k more a month rather than take a benefit designed for working parents?

Your friends’ choice though at the end of the day.

GelatoForMe · 25/10/2025 14:12

Lemonadepie · 25/10/2025 14:07

That’s not possible, that the salaries ‘were never high enough’. Are you implying that your country had to borrow money from abroad?

Of course it is very possible and of course there are Monetary funds

Lemonadepie · 25/10/2025 14:13

Hortesne · 25/10/2025 13:56

All teenagers should be middle aged, degree educated and fully conversant with UK tax regulations.

They should certainly not have babies before they’ve completed their education and understand the responsibilities of having children!

ChesterDrawz · 25/10/2025 14:13

Unrulyscrumptious · 25/10/2025 14:07

It sounds alike you lived in absolute isolation if you've never encounter a naive dumb 15/16 year old (girl or boy tbh!) in your entire life. Or ever read threads on here! There's always a thread about things people's 19/20 year old are doing like putting tinfoil in the microwave but you're gobsmacked that teenage girls exist who naively don't understand the full consequences of having a child or have a rose tinted view of having a baby with someone they think they're in love with. Very sheltered!

I'm sure I've encountered many naive/dumb 15/16 year-olds but what I quoted is far beyond "naive".

Lemonadepie · 25/10/2025 14:14

GelatoForMe · 25/10/2025 14:12

Of course it is very possible and of course there are Monetary funds

‘Monetary funds’ do not grow on trees. They are the result of economic growth and therefore salaries and taxes.

twistyizzy · 25/10/2025 14:16

Lemonadepie · 25/10/2025 14:14

‘Monetary funds’ do not grow on trees. They are the result of economic growth and therefore salaries and taxes.

According to a PP that's nothing to do with being able to afford funding the DC of parents who won't! Taxes and benefits are separate entities 🙄

Discombobble · 25/10/2025 14:16

So - I had 4 kids with my husband, nice house, doing fine, worked together in his business. Then he dropped dead in his early 40s leaving me a single parent with no job in a house I couldn’t afford alone. What should I have done differently?