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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
Thread gallery
11
Cantbleedingcope · 18/10/2025 14:33

x2boys · 18/10/2025 14:25

This is hilarious ,that you even think it's possible for a young man together a sports car mobility car in their grandparents name 🤣🤣🤣

Well 15 years ago - yes this did happen. Always the same story - needed it to take granny to hospital. Not sure if requirements have changed since then. But certainly there was a huge difference in vehicle requirements between the genuine claimants and the non genuine. Thing is - I actually support the motability scheme for the people who need it - no need to keep trying to pull apart what I’m saying is there. Unless you have worked in a car dealership and had experience of the different types of people who have come in and their reasons for needing the car, then you cannot possibly comment can you.

x2boys · 18/10/2025 14:35

Cantbleedingcope · 18/10/2025 14:33

Well 15 years ago - yes this did happen. Always the same story - needed it to take granny to hospital. Not sure if requirements have changed since then. But certainly there was a huge difference in vehicle requirements between the genuine claimants and the non genuine. Thing is - I actually support the motability scheme for the people who need it - no need to keep trying to pull apart what I’m saying is there. Unless you have worked in a car dealership and had experience of the different types of people who have come in and their reasons for needing the car, then you cannot possibly comment can you.

Yeah course.it did 🤣🤣😂

PennywisePoundFoolish · 18/10/2025 14:36

I think this is a great idea and should be rolled out further. If a person is getting any kind of benefit- UC/child benefit/pension, they should only be permitted to buy products manufactured/grown in the UK. They should have some kind of tattoo, just a small one, so that when they stop claiming it won't cost much to be removed.

Kirbert2 · 18/10/2025 14:38

Cantbleedingcope · 18/10/2025 14:33

Well 15 years ago - yes this did happen. Always the same story - needed it to take granny to hospital. Not sure if requirements have changed since then. But certainly there was a huge difference in vehicle requirements between the genuine claimants and the non genuine. Thing is - I actually support the motability scheme for the people who need it - no need to keep trying to pull apart what I’m saying is there. Unless you have worked in a car dealership and had experience of the different types of people who have come in and their reasons for needing the car, then you cannot possibly comment can you.

Of course you can comment when you know how the Motability scheme works and can say without a doubt that even 15 years ago, 2 seater sports cars were not available.

Locutus2000 · 18/10/2025 14:39

PandoraSocks · 18/10/2025 13:18

The resentment about the Motability scene is completely illogical.

If it was scrapped then disabled people would have to use their PIP/DLA to lease cars from other outlets. I just quickly checked and we could lease the car we have now for less than the PIP payment we sign over to Motability.

The difference is the money we pay now is ploughed back into the scheme for the benefit of all its members, rather than shareholders. Why is that a bad thing?

The difference is the money we pay now is ploughed back into the scheme for the benefit of all its members, rather than shareholders.

Well, some of the money. Senior management do okay.

Inside Motability the billion-pound car scheme caught in Britain’s benefits row

Chief Exec Andrew Miller is the man keeping Motability on the road as welfare cuts bite

https://www.independent.co.uk/news/business/motability-scheme-benefits-andrew-miller-charity-b2721798.html

Overthemhills · 18/10/2025 14:39

@Cantbleedingcope
But no one can just walk into a car dealership and buy a car, using the Motability scheme with someone else’s award.
The scheme - as someone upthread complained about - involves paying the insurance on that car.
When I applied to Motability the contract had to be checked with medical records supplied as well as DLA award and the contract to swap DLA was made between Motability and the DWP. Allied Mobility then supplied the WAV.
Admittedly I don’t know if there’s much option to look at cars of huge variation but the context of the young people using granny’s award (which one I wonder) to o secure funding either had GRANNY as the fraud and the card dealership as lunatics they can’t distinguish an older woman from two young men

Avantiagain · 18/10/2025 14:40

"They don’t need to be £30k cars for a start."

You won't get much change out of 30k for any car that fits in 5 adults and an adult wheelchair.

PandoraSocks · 18/10/2025 14:41

Cantbleedingcope · 18/10/2025 14:33

Well 15 years ago - yes this did happen. Always the same story - needed it to take granny to hospital. Not sure if requirements have changed since then. But certainly there was a huge difference in vehicle requirements between the genuine claimants and the non genuine. Thing is - I actually support the motability scheme for the people who need it - no need to keep trying to pull apart what I’m saying is there. Unless you have worked in a car dealership and had experience of the different types of people who have come in and their reasons for needing the car, then you cannot possibly comment can you.

My DH has been leasing Motability cars for 20 years.

No-one has to give a reason to the dealer for leasing the car. No dealer will ever ask this. So why would it even be mentioned that he car is to take granny to hospital?

No-one can lease a car on behalf of anyone else.

"Granny"is more likely to get AA than DLA/ PIP unless they became disabled before retirement age.

I could go on. Your story is full of holes. Writing this sort of rubbish is despicable and ableist.

Locutus2000 · 18/10/2025 14:41

Cantbleedingcope · 18/10/2025 14:06

I think like anyone else, disabled people need a choice of vehicles and using British manufacturers only may not provide those choices. Why should they be restricted to just certain manufacturers?

I worked in a German branded car garage briefly years ago - we had some severely disabled people who came in and I was thrilled to see that they were getting the vehicles they needed. There were some families who literally brought me to tears with their happiness at finally getting a car that suited their specific requirements. I loved helping these people.

There are however sadly some people who do abuse the disability payments - for example there were many young lads who came in and were getting a car in their grandmothers name for the purpose allegedly to take her to hospital appointments. It was always the same story. Now if they had been getting a suitable ‘regular’ vehicle I may not have batted an eyelid, however when they were getting a very low, 2 seater style higher powered sports car that would be very difficult for an elderly or infirm person to get in and out of - and also barely room for a pram let alone any walking device or wheelchair to go into it, then I very much doubt these cars were being used to ferry their grandmother around. Granny probably never saw the interior of them!

I think this is predominantly where people will have a negative view of the scheme. For others though who really need it, it’s an absolute lifeline for them and literally the only way they can live an as normal and independent life as possible. The issue isn’t the motability scheme - it’s the benefits system and their inability to police fraud.

Stop lying.

PandoraSocks · 18/10/2025 14:43

Locutus2000 · 18/10/2025 14:41

Stop lying.

It is maddening that MNHQ allows this sort of shit to be posted.

Arran2024 · 18/10/2025 14:46

neveragainmilly · 18/10/2025 13:36

How many cars?

I just looked at the site. Not choosing any filters eg seat number, transmission type, fuel type, looking at no down payment, there are 41 cars to choose from. So not the massive free for all!!

Rogerthat14 · 18/10/2025 14:46

I believe UK manufactured cars are Toyota, Nissan, Vauxhall, Mini, Jaguar Land Rover plus other prestige marques. Quite a range

source @Pandersmum ?

x2boys · 18/10/2025 14:46

Overthemhills · 18/10/2025 14:39

@Cantbleedingcope
But no one can just walk into a car dealership and buy a car, using the Motability scheme with someone else’s award.
The scheme - as someone upthread complained about - involves paying the insurance on that car.
When I applied to Motability the contract had to be checked with medical records supplied as well as DLA award and the contract to swap DLA was made between Motability and the DWP. Allied Mobility then supplied the WAV.
Admittedly I don’t know if there’s much option to look at cars of huge variation but the context of the young people using granny’s award (which one I wonder) to o secure funding either had GRANNY as the fraud and the card dealership as lunatics they can’t distinguish an older woman from two young men

Well that's it you need proof admittedly we didn't take my son with us when we signed for and later picked up.l his mobility car ,but I had proof I'm his appointee and I had to take proof that he gets HRM my DH also had to bring his driving licence as the named driver and only certain makes and models are available certainly no sporty little numbers

Ponoka7 · 18/10/2025 14:53

HRTQueen · 18/10/2025 14:19

Yes they should

What is wrong with having a Vauxhall or Ford (as examples of lower to mid range cars)

why are larger higher range BMW’s and Mercedes even on the list

and there is plenty of PIP fraud what there is also is people who are desperately needing the extra support not quite reaching the threshold which they absolutely should do and having to fight for it

the PIP system and benefits in general is a mess

we have 1 in 4 young adult’s on long term sick with a huge increase in PIP applications/payments of course something is very wrong

Ford aren't manufactured in the UK. As said, neither are some of the Vauxhall models that are good for carrying wheelchairs and oxygen etc. My DP decided to buy his Ford Eco Sport outright (with his private critical illness payment), they are ideal because they are slightly higher and the boot opens out sidewards, many disabled people struggle to close boots. But they aren't made in the UK.

HRTQueen · 18/10/2025 14:57

Overthemhills never mentioned British made

I mentioned higher range value of cars

not everyone who gets mobility cars is in need of a car that needs to be adapted for their needs

this is where PIP is problematic the mh issues and the physical needs issues sometimes they cross over

and other times they do not but people know how to work the system and this is where they are trying to become tougher but it’s impacting many who are not playing the system

Rogerthat14 · 18/10/2025 14:58

Just a heads up

@Pandersmum is all over mumsnet talking about PIP and benefits cuts just as you’d expect from an Op who starts this kind of thread

HRTQueen · 18/10/2025 15:00

Ponoka7 · 18/10/2025 14:53

Ford aren't manufactured in the UK. As said, neither are some of the Vauxhall models that are good for carrying wheelchairs and oxygen etc. My DP decided to buy his Ford Eco Sport outright (with his private critical illness payment), they are ideal because they are slightly higher and the boot opens out sidewards, many disabled people struggle to close boots. But they aren't made in the UK.

My point was about higher range value of cars that are on the scheme

i personally do no know what cars are and are not manufactured in the UK

I know higher range of value cars are available on the scheme and available to people who do not need it to be adapted to them. How can the be of course it’s open to being exploited it’s a ridiculous situation

Overthemhills · 18/10/2025 15:01

I’m still hoping that there’s some good intentions behind people who would prefer Motability (a charity) didn’t exist.
I can’t imagine how it would be well-intentioned though.
As it’s a SCHEME (how it operates) not a car manufacturer or stockist ie much like a bank if you like - why that is objectionable.
I expect the resentment that people have are from “stories” (using that loosely) about people with acne (!) getting free cars and so on.
The issue with Joe Acne is actually a problem with the DWP then as it’s the DWP that awards the qualifying benefits..
And/or the medical professionals who can’t decipher if conditions are debilitating in an individual’s life.
And once again for those at the back - should everyone on universal credit be monitored on their legitimate use of the funds they receive. Should they be forced to have vouchers to spend on specifically British grown food or pay rent to only British landlords or buy British cars or British clothes

Overthemhills · 18/10/2025 15:02

@HRTQueen
Can you explain how the scheme is open to abuse. It isn’t at all obvious - please explain.

Kirbert2 · 18/10/2025 15:03

HRTQueen · 18/10/2025 14:57

Overthemhills never mentioned British made

I mentioned higher range value of cars

not everyone who gets mobility cars is in need of a car that needs to be adapted for their needs

this is where PIP is problematic the mh issues and the physical needs issues sometimes they cross over

and other times they do not but people know how to work the system and this is where they are trying to become tougher but it’s impacting many who are not playing the system

But the only people who are going to be paying the higher advance payments for those cars are those who can afford them because it isn't covered from PIP or DLA money.

So why does it matter?

PandoraSocks · 18/10/2025 15:04

Rogerthat14 · 18/10/2025 14:58

Just a heads up

@Pandersmum is all over mumsnet talking about PIP and benefits cuts just as you’d expect from an Op who starts this kind of thread

Ah. Thank you. Good to know.

Overthemhills · 18/10/2025 15:04

@Rogerthat14
That really doesn’t surprise me - they went very quickly to talking about benefits for disabled people and moved on from having an issue with a charity scheme that enables people to use it to lease cars at an (almost) affordable rate. It’s actually a very expensive scheme for the lease holder but there a few choices when you need a WAV.

Pandersmum · 18/10/2025 15:05

Rogerthat14 · 18/10/2025 14:46

I believe UK manufactured cars are Toyota, Nissan, Vauxhall, Mini, Jaguar Land Rover plus other prestige marques. Quite a range

source @Pandersmum ?

Google

OP posts:
Rogerthat14 · 18/10/2025 15:06

Pandersmum · 18/10/2025 15:05

Google

That’s not a source

Rogerthat14 · 18/10/2025 15:06

PandoraSocks · 18/10/2025 15:04

Ah. Thank you. Good to know.

Yes
I wasn’t the least bit surprised when I saw posting history