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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
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11
XenoBitch · 18/10/2025 12:44

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

Where is the stat about 1 in 4 cars being for people with ADHD?

The cars are not free. They are on lease. They are never owned.

If you remove the cars from PIP claimants then it would not save the 'tax payer' any money. Those people would still get the mobility element of PIP. They just would not be swapping it for a car.

Also, the people I know who have a car via the Motability scheme do work, and would not be able to work if they were not on PIP and have their cars (which have been adapted to suit their needs).

I wish people would educate themselves before spouting bullshit.

LadyKenya · 18/10/2025 12:44

KitsyWitsy · 18/10/2025 11:47

No, I love my Volvo and I loved the previous BMW. I always pay a bit to get something nice.

Why is everyone dragging the disabled lately?

Because they are the latest in a line of a group of people, to pin the problems of the UK on.

TwinklyStork · 18/10/2025 12:46

Sinuhe · 18/10/2025 12:36

But there must be something wrong if around 20% of new car sales are in fat through the mobility scheme.

That's a lot of new cars funded by the tax payers....

You do realise that disabled people also pay tax, right? Disabled people who work? You understand that most disabled people work, surely? PIP isn’t an out of work benefit. And that the motability scheme is a vehicle lease scheme that disabled people PAY for, and they don’t just hand out free cars?
There are some proper idiots here, there really are. I wonder how they manage to get up in the morning sometimes.

Annoyeddd · 18/10/2025 12:47

The three year swap over is good thing for those of us (non-motability) drivers. It means there are plenty of three year old cars around that have been well looked after and serviced etc. as opposed to three year old ex-company cars with high mileage.
People with disabilities need reliable vehicles - not something that will break down

Tesremos82 · 18/10/2025 12:47

ShrimpyMcNeat · 18/10/2025 10:00

They are if they can't afford them. The idea that everyone non-disabled has free choice is ludicrous.

No one forces anyone to have a motability car. If a limited, functional range isn't to the users liking they're perfectly free to decline the option and source their ideal car from elsewhere.

There's so many different needs among motability customers, which is why there is a need for a wide variety of vehicles. People need different height vehicles, some need things like electric boots or seats. I know one parent that needs room to lay there child flat for emergency life saving treatment. Wheelchairs and adaptions are sometimes vehicle specific. People that are too ill to work rarely qualify for private finance. What is actually ludicrous, is that you can't see that disabled people might have complex needs... they also pay for their vehicles!

EveryKneeShallBow · 18/10/2025 12:48

I have just been diagnosed with a terminal illness and granted higher rate mobility payments. As it goes, I’ve decided that I don’t want a motability car. However, I am very willing to give up my £77.00 per week to any of the spiteful, resentful fuckers who are willing to also take my diagnosis. Any day of the week.

topcat2014 · 18/10/2025 12:48

Even Morgan, made up the road from me, is Italian owned now.

TwinklyStork · 18/10/2025 12:50

Tesremos82 · 18/10/2025 12:47

There's so many different needs among motability customers, which is why there is a need for a wide variety of vehicles. People need different height vehicles, some need things like electric boots or seats. I know one parent that needs room to lay there child flat for emergency life saving treatment. Wheelchairs and adaptions are sometimes vehicle specific. People that are too ill to work rarely qualify for private finance. What is actually ludicrous, is that you can't see that disabled people might have complex needs... they also pay for their vehicles!

This, plus the adaptations aren’t free either.

The adaptations to my car cost me £2.5k.

PandoraSocks · 18/10/2025 12:51

Sinuhe · 18/10/2025 12:36

But there must be something wrong if around 20% of new car sales are in fat through the mobility scheme.

That's a lot of new cars funded by the tax payers....

If the scheme was scrapped, it would save the tax payer nothing. But imagine the impact on the motor industry.

KitsyWitsy · 18/10/2025 12:51

EveryKneeShallBow · 18/10/2025 12:48

I have just been diagnosed with a terminal illness and granted higher rate mobility payments. As it goes, I’ve decided that I don’t want a motability car. However, I am very willing to give up my £77.00 per week to any of the spiteful, resentful fuckers who are willing to also take my diagnosis. Any day of the week.

I'm so sorry to hear that.

I would also love to swap my situation of spending 25 years taking care of someone seriously disabled with the next god only knows how many years ahead of me...

But I get to drive around in a new Volvo so that makes it preferable? Fucking hell. No idea about what people are living with. Awful illnesses, severe disabilities and resenting one actually useful bit of help we get. Fucking hell, take a look at yourself OP and anyone who agrees with you.

charliehungerford · 18/10/2025 12:52

MsPavlichenko · 18/10/2025 09:56

Why should disabled people, who already face limited choice and opportunities have fewer options than non disabled people when choosing a car to lease? The level of PIP fraud is almost zero, and you need a higher level award to use the Motability scheme.

Many people have a very limited choice on what car they can buy or lease due to cost. I don’t see why Motability cars cannot be limited to mid range cars such as Fords and Vauxhall. Why do you need to include expensive top of the range SUV’s costing £45,000 plus ? A car is something to get you from A to B, and we have to remember that it’s funded by the taxpayer to the tune of £3.4 billion pounds a year. There has been an increase in pip claims of 80% in recent years. There was someone on a phone in on LBC recently who said their partner has been awarded the higher rate pip payment which he used to lease a Motability car as his mental health wasn’t good and he struggled to use public transport. Im not sure that this is a good use of public funds.

TheFairyCaravan · 18/10/2025 12:54

I’ve got a Motability car. I’ve had one for quite a few years. It’s an absolute lifeline for me. I save towards my Advance Payment from the minute I take delivery of my current car because those cars with a 0AP don’t suit me. I need a comfortable, heated seat at the correct height and a heated steering wheel. I, also, need an SUV for ease of getting in and out and enough room in the boot to take my power chair and hoist. Believe me, when I go to shop for a car it’s not as easy as saying “I want that one…”

I’m so sick of people picking on disabled people. Richard Tice said Motability claimants are “bed wetting boy racers” because apparently if you wet the bed you get give a Mercedes. Kemi Badenoch started with this removing the VAT exemption from Motability cars, at their conference last week, now Rachel Reeves has jumped on board. It’s nasty politics. Leave us alone and start looking up to save money instead of punching down all the time.

Overthemhills · 18/10/2025 12:55

The cars are not fucking free - where does this misinformation come from?

Overthemhills · 18/10/2025 12:56

And where does the statistic that 20% of he’s car sales are Motability cars ?

Tesremos82 · 18/10/2025 12:57

cramptramp · 18/10/2025 11:57

They mean the amount of fraud that is discovered removed is very small. There absolutely is fraud for PIP and disability cars that goes unchallenged and I don’t know why people won’t admit it.

I agree. The amount of people that claim PIP fraudulently is probably cancelled out by those people that legitimately qualify but get turned down. The incidents of accessors ignoring supportive evidence or even telling blatant lies is outrageous. People give up on their claims due to the stress. Millions of pounds would be saved if people weren't forced to go to tribunals which they then go on to win.

Overthemhills · 18/10/2025 12:57

Sorry new cars

PandoraSocks · 18/10/2025 12:59

charliehungerford · 18/10/2025 12:52

Many people have a very limited choice on what car they can buy or lease due to cost. I don’t see why Motability cars cannot be limited to mid range cars such as Fords and Vauxhall. Why do you need to include expensive top of the range SUV’s costing £45,000 plus ? A car is something to get you from A to B, and we have to remember that it’s funded by the taxpayer to the tune of £3.4 billion pounds a year. There has been an increase in pip claims of 80% in recent years. There was someone on a phone in on LBC recently who said their partner has been awarded the higher rate pip payment which he used to lease a Motability car as his mental health wasn’t good and he struggled to use public transport. Im not sure that this is a good use of public funds.

Why do you need to include expensive top of the range SUV’s costing £45,000 plus ?

You do realise that the cars are leased by Motability customers, not owned? The car's worth is immaterial. The only difference is the higher the spec, the higher the upfront payment made by the customer (from their own money).

LadyKenya · 18/10/2025 12:59

charliehungerford · 18/10/2025 12:52

Many people have a very limited choice on what car they can buy or lease due to cost. I don’t see why Motability cars cannot be limited to mid range cars such as Fords and Vauxhall. Why do you need to include expensive top of the range SUV’s costing £45,000 plus ? A car is something to get you from A to B, and we have to remember that it’s funded by the taxpayer to the tune of £3.4 billion pounds a year. There has been an increase in pip claims of 80% in recent years. There was someone on a phone in on LBC recently who said their partner has been awarded the higher rate pip payment which he used to lease a Motability car as his mental health wasn’t good and he struggled to use public transport. Im not sure that this is a good use of public funds.

What effect on your life does it have, what choice of car Motability offers to disabled people?

KitsyWitsy · 18/10/2025 12:59

charliehungerford · 18/10/2025 12:52

Many people have a very limited choice on what car they can buy or lease due to cost. I don’t see why Motability cars cannot be limited to mid range cars such as Fords and Vauxhall. Why do you need to include expensive top of the range SUV’s costing £45,000 plus ? A car is something to get you from A to B, and we have to remember that it’s funded by the taxpayer to the tune of £3.4 billion pounds a year. There has been an increase in pip claims of 80% in recent years. There was someone on a phone in on LBC recently who said their partner has been awarded the higher rate pip payment which he used to lease a Motability car as his mental health wasn’t good and he struggled to use public transport. Im not sure that this is a good use of public funds.

This is something that is obviously really hard for people to understand but Motability is funded by the payments from people's benefits. These would be paid out anyway, whatever they were used for, whether it's taxis or a lease on a car.

The government only pays extra to help people who need adaptations.

mamagogo1 · 18/10/2025 13:01

ive been helping a lady who comes to a programme I run, she is entitled to motorbility, she uses an electric wheelchair, but, and big but, the advisor says only 3 vehicles are suitable without extra monthly payments on top of the entire pip mobility element and will accept the grant she qualifies for for adaptations, and two of those brands aren’t interested in her business! Only ford has accepted her, so zero choice, and as it’s technically a van she will have to pay congestion charge to enter Bath despite not being used for commercial purposes.

PandoraSocks · 18/10/2025 13:03

KitsyWitsy · 18/10/2025 12:59

This is something that is obviously really hard for people to understand but Motability is funded by the payments from people's benefits. These would be paid out anyway, whatever they were used for, whether it's taxis or a lease on a car.

The government only pays extra to help people who need adaptations.

Yes, some people seem to have a hard time getting their heads around the actual facts.

LadyKenya · 18/10/2025 13:03

Overthemhills · 18/10/2025 12:55

The cars are not fucking free - where does this misinformation come from?

The usual sources, the papers, social media, people lapping up untruths, and passing them on verbally.

toolies · 18/10/2025 13:03

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

The only madness here is you thinking your comment is accurate.

ThejoyofNC · 18/10/2025 13:04

MsPavlichenko · 18/10/2025 12:38

They are using their benefits to lease a car, many pay over and above this in advance payments. It’s not subsidised.

The figures re fraud are official figures, not merely my opinion. Your ableism is shocking.

You think it's ableism to say that benefit fraud exists in the UK?

Sharptonguedwoman · 18/10/2025 13:04

'Made in the UK' a very small number of cars indeed. Niche and expensive. Assembled in the UK? Much more feasible but parts could come from all over. Don't think it's feasible.