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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
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Arran2024 · 18/10/2025 11:38

Harriet9955 · 18/10/2025 11:31

I know one has claimed it for over 10 years for physical problems ( fibro etc ) yet works as a cleaner for 40 hours a week, rides a huge motorbike etc. Know a few who claim not to be able to walk more than 20m yet can look after very young grandkids for days on end etc. They really need to be assessing people more thoroughly for this benefit.
I don't think changes should be made to the motorbility scheme though it's a lifeline for many. They just need to make sure the people who genuinely need it are getting it.accessing it.

Edited

You are allowed to work and get PIP. The people you are talking about might have other qualifying conditions.

ohtowinthelottery · 18/10/2025 11:39

@Thaimonstera All the WAVs we've had are just standard cars (or mostly vans) which are then converted by a specialist conversion company to suit the needs of the disabled occupant. The hoops they have to jump through to get the conversion passed for safety and crash testing means there's already a limited choice of vehicles available. Restricting that to British made vehicles would be bonkers - and not many "British" cars are actually made in the UK anyway.
We've had 2 Fords (probably made in Germany), a Fiat, a Kia and a Peugeot.

SerendipityJane · 18/10/2025 11:43

flawlessflipper · 18/10/2025 11:37

The Motability scheme does offer WAV leases. The process is different to normal cars, but it is still Motability.

Well my engagement has stopped now. I just know after visiting "The Big Show" last year that even WAV adaptations aren't as flexible as they could be.

The real scandal, which doesn't cross anyones mind (especially the OPs) is that Motability exists because public transport in the UK is so pisspoor as to be non existent.

The UK could save a Kings ransom if it seriously eliminated obstacles to the disabled and tap the vast wasted resource of people excluded from society - who would then bump up the tax take.

flawlessflipper · 18/10/2025 11:44

SerendipityJane · 18/10/2025 11:43

Well my engagement has stopped now. I just know after visiting "The Big Show" last year that even WAV adaptations aren't as flexible as they could be.

The real scandal, which doesn't cross anyones mind (especially the OPs) is that Motability exists because public transport in the UK is so pisspoor as to be non existent.

The UK could save a Kings ransom if it seriously eliminated obstacles to the disabled and tap the vast wasted resource of people excluded from society - who would then bump up the tax take.

Yes, more could be done. I was just pointing out WAVs are available via Motability.

KitsyWitsy · 18/10/2025 11:47

No, I love my Volvo and I loved the previous BMW. I always pay a bit to get something nice.

Why is everyone dragging the disabled lately?

Arran2024 · 18/10/2025 11:52

SerendipityJane · 18/10/2025 11:43

Well my engagement has stopped now. I just know after visiting "The Big Show" last year that even WAV adaptations aren't as flexible as they could be.

The real scandal, which doesn't cross anyones mind (especially the OPs) is that Motability exists because public transport in the UK is so pisspoor as to be non existent.

The UK could save a Kings ransom if it seriously eliminated obstacles to the disabled and tap the vast wasted resource of people excluded from society - who would then bump up the tax take.

Well not quite. I live in London, where public transport is readily available. But some people get PIP for things like epilepsy, severe social anxiety, where no amount of public transport will help (and before anyone asks, no, the person with epilepsy won't be driving but instead will have someone drive for them).

mugglewump · 18/10/2025 11:53

Motability cars are leased, not bought, so they are not 'given' to blue badge holders. Secondly, the car needs to reflect the needs of the user. For some this means wheelchair access. For others, it's room to cater for other medical needs, and for others it's different driving controls. Would a British manufacturer even want to cater for such diverse needs? The motability scheme exploitation has been blown completely out of proportion and is just a storm in a teacup.

Seawolves · 18/10/2025 11:53

My child's WAV is a VW Crafter (and a damned sight bigger than an SUV that a previous poster claimed). Without it we wouldn't be going anywhere that was off a public transport route and he wouldn't be able to get to appointments at the regional hospital, it was the only vehicle that was deemed to meet his needs on the scheme.

cramptramp · 18/10/2025 11:57

ThejoyofNC · 18/10/2025 10:00

Because they're being subsisided. Of course people who pay for their own car have more choice.

Mumsnet love to say there's no PIP fraud when there absolutely bloody is.

They mean the amount of fraud that is discovered removed is very small. There absolutely is fraud for PIP and disability cars that goes unchallenged and I don’t know why people won’t admit it.

Biskieboo · 18/10/2025 12:02

FallingIntoAutumn · 18/10/2025 10:00

It already happens.

Motability already have deals with each manufacturer. The dealerships receive a small handling fee for processing g and supplying the car. The discounts they get are massive due to the number they buy.
Motability are essentially just another fleet provider, that’s all.

Look, we don't want you cluttering up the thread with reasonableness and facts. This is a place for the ill-informed to spew their bile and have a pop at those less fortunate than themselves.

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

ConnieCooper · 18/10/2025 12:12

FallingIntoAutumn · 18/10/2025 10:09

Ok let’s explain motability payments

its Really very hard to obtain the motability part of PIP or UC. But, if you qualify you get an extra £77 a week. You can use this payment to go towards taxis, a second hand car, a new car whatever. Or you can use it to get a car through the Motability scheme.

Motability have loads of cars for lease, these often have the servicing and insurance built in to the monthly cost.
Now £308 a month doesn’t get you very much these days, so you’ll probably find if you need something of a decent size you’ll have to top it up yourself and maybe put an extra payment up front e.g £3000.

at the end of the term you have to hand the car back, it has to be in really good condition or they charge you. You need to keep the mileage to what’s agreed, or they charge you. That extra down payment you paid, you’ve lost it. That extra monthly payment you’ve made, you’ve lost it. Had the car adapted, you’ve lost that money too.

for many, the scheme is just too expensive so running a second hand car is better.

I agree with the above. But the part I think Reeves is getting at is Motability claim back the 20% VAT on the purchase of the car so over the tens of thousands of cars bought through the scheme, it adds up to a lot of lost revenue to the Government. Disabled people can claim back all the VAT on a number of things which are purchased to assist with their health issues but because cars costs more, they have the biggest impact by far

KitsyWitsy · 18/10/2025 12:15

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

ADHD? I think that's unlikely unless very extreme?

My son gets it for being autistic. I don't call it 'neurodivergent'. He's autistic and seriously so. He cannot go anywhere on his own.

Anyone who thinks we should have a sign on the car can fuck right off. Our lives are hard enough already.

KitsyWitsy · 18/10/2025 12:17

And they aren't free. The car takes up all the Motability allowance plus if you get anything fancy, you have to pay extra. I usually budget about 3-4k for my advance payment and then keep 3-5 years. I kept my BMW for 5 years.

PandoraSocks · 18/10/2025 12:20

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

Oh God. It is just pathetic to see people falling for this shit.

People are directing their anger towards the wrong target, but are too blinded by resentment and spite to see that. It must feel horrible to live that way.

PersephoneSmith · 18/10/2025 12:22

Rogerthat14 · 18/10/2025 10:00

So jaguar? What else?

Mini? Hardly ideal to accommodate my electric wheelchair

Parker231 · 18/10/2025 12:22

WildLimePoet · 18/10/2025 12:08

The fact that in every 4 cars is now notability with taxpayers funding cars for people with ADHD just shows you far this madness has gone.

And what possible justification is there for giving out free BMWs and Mercedes, and Audis. It’s absolutely scandalous.

Working for a living and paying your own way is now a mug’s game. Why bother when you can everything for free.

Around 50% of disabled people in the uk are in employment. Schemes like Mobility are to support disabled people with their independence and perhaps try and make life a little easier for them. What’s wrong with that?

flawlessflipper · 18/10/2025 12:23

Disability benefits, including the enhanced mobility component of PIP and high rate mobility DLA, are based on needs, not diagnosis. The vast majority of people with ADHD will not be eligible for enhanced mobility/HRM. For example, with PIP, in order to be eligible for the motability scheme you have to be in receipt of the enhanced mobility competent. So you have to score 12 or more points. There are 2 mobility activities. One is moving around and the other planning and following a journey. Someone with ADHD alone won’t score under the former. Some may score some points under the planning and following a journey activity. In order to score 12 points under that, you have to prove you cannot follow the route of a familiar journey without another person, an assistance dog or an orientation aid. Many with ADHD alone will not be able to prove that. The rules are different for DLA, but the same principle applies.

They aren’t free!

TwinklyStork · 18/10/2025 12:25

Ah yes, of course disabled people shouldn’t be allowed to have the same choices as everyone else.

Shush now with being so silly. I bet you think it’s a free car too, don’t you?

Shineonyoucrazy · 18/10/2025 12:27

Disabled car owners shouldn’t be restricted to any make or model, as long as they pay for more than basic. I’d incentivise UK made cars with lowee upfront payments. There is massive road tax fraud among disabled car owners - only cars that are driven soley by or used only for the direct benefit of the disabled person qualify but I know this is regularly ignored.

sashh · 18/10/2025 12:28

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

How are they a cost to the tax payer?

I have a choice to receive PIP or have it taken off me to pay for a lease on a car I will never own.

If I want a better car then I have to pay a 'deposit' which isn't a deposit because I don't get it back.

The adaptions cost a fortune.

OP

Every disability is different, not all cars are suitable for different disabilities.

Do you remember the old blue mobility cars? The ones that only one person could get in to because it was for the disabled person and no one else. SO you couldn't take your children to school. You couldn't have a carer go with you to the supermarket.

It was cruel, motability was brought in to right that wrong.

They are never a 'perk' and there are restrictions on their use. I can only insure another person if they live within 15 mins of me.

That means if I wanted to take a trip to, lets say France, with my dad(also entitled to PIP) only one of us could drive the entire journey.

Sinuhe · 18/10/2025 12:36

Parker231 · 18/10/2025 12:22

Around 50% of disabled people in the uk are in employment. Schemes like Mobility are to support disabled people with their independence and perhaps try and make life a little easier for them. What’s wrong with that?

But there must be something wrong if around 20% of new car sales are in fat through the mobility scheme.

That's a lot of new cars funded by the tax payers....

MsPavlichenko · 18/10/2025 12:38

ThejoyofNC · 18/10/2025 10:00

Because they're being subsisided. Of course people who pay for their own car have more choice.

Mumsnet love to say there's no PIP fraud when there absolutely bloody is.

They are using their benefits to lease a car, many pay over and above this in advance payments. It’s not subsidised.

The figures re fraud are official figures, not merely my opinion. Your ableism is shocking.

KitsyWitsy · 18/10/2025 12:39

sashh · 18/10/2025 12:28

How are they a cost to the tax payer?

I have a choice to receive PIP or have it taken off me to pay for a lease on a car I will never own.

If I want a better car then I have to pay a 'deposit' which isn't a deposit because I don't get it back.

The adaptions cost a fortune.

OP

Every disability is different, not all cars are suitable for different disabilities.

Do you remember the old blue mobility cars? The ones that only one person could get in to because it was for the disabled person and no one else. SO you couldn't take your children to school. You couldn't have a carer go with you to the supermarket.

It was cruel, motability was brought in to right that wrong.

They are never a 'perk' and there are restrictions on their use. I can only insure another person if they live within 15 mins of me.

That means if I wanted to take a trip to, lets say France, with my dad(also entitled to PIP) only one of us could drive the entire journey.

You can insure anyone. They don't have to be within 15 minutes. I frequently chop and change the drivers on my (my son's) car. One of the drivers lives bloody miles away but still comes over and drives my son around.

toolies · 18/10/2025 12:41

Sinuhe · 18/10/2025 12:36

But there must be something wrong if around 20% of new car sales are in fat through the mobility scheme.

That's a lot of new cars funded by the tax payers....

I mean lots of disabled people are also ‘the taxpayer’, aside from that, if people with HRM didn’t choose a car, the cost to the tax payer doesn’t change as they would be paid the mobility element to themselves.