Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
Thread gallery
11
SerendipityJane · 20/10/2025 14:36

BlueandWhitePorcelain · 20/10/2025 13:56

I suggest you look at the £895 billion, the Bank of England has used for quantitative easing since 2008/9:

https://committees.parliament.uk/committee/158/treasury-committee/news/199797/bank-of-england-has-taken-a-leap-in-the-dark-on-quantitative-tightening-treasury-committee-concludes/

The Parliamentary Committee has commented that the Bank of England has used a vast amount of taxpayers money, without any regard to value for money.

The amount spent on PIP higher rate mobility pales into insignificance!

An oldie, but goldie.

I still change people to disprove the proportions. First comment on absolute values gets the poor comprehension award for this thread. Which would be quite an achievement given there is intense competition.

Still, if it can happen anywhere, it can happen here.

Motability cars - should they be UK made?
Fuww · 20/10/2025 14:51

Fuww · 20/10/2025 14:32

I was a horrible shameless benefits basher. Then I read and actually saw how insignificant PIP is on the total UK budget. It's around 2% of total expenditure. It'll barely make a dent. Other places you can cut.

And also the significant challenge and pain disabled people go through. I cannot in good conscience support any form of disability cuts

SerendipityJane · 20/10/2025 14:53

Fuww · 20/10/2025 14:51

And also the significant challenge and pain disabled people go through. I cannot in good conscience support any form of disability cuts

Maybe they should have thought of that before they became disabled ?

(Will be what some people on this thread think).

LadyKenya · 20/10/2025 14:54

SerendipityJane · 20/10/2025 14:32

I don't understand why there is not any outrage from all of these people about the assessment process, and the colossal waste of money, they cost, in appeals.

If there was, would you get to hear of it ?

I would hope so. It has been mentioned countless times, on threads like these, so it is not like people are not aware of what some of us have been saying about the assessment process, and countless appeals. Is it just being ignored then, by the posters who wish to bash the disabled on PIP?

KitsyWitsy · 20/10/2025 14:56

LadyKenya · 20/10/2025 14:54

I would hope so. It has been mentioned countless times, on threads like these, so it is not like people are not aware of what some of us have been saying about the assessment process, and countless appeals. Is it just being ignored then, by the posters who wish to bash the disabled on PIP?

Anything that makes sense is ignored.

they are just jealous. Of disabled people. So bizarre.

drspouse · 20/10/2025 15:01

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

Do you want disabled people to a) go to work and pay taxes or b) sit at home on slightly reduced benefits and not pay taxes?

SerendipityJane · 20/10/2025 15:05

drspouse · 20/10/2025 15:01

Do you want disabled people to a) go to work and pay taxes or b) sit at home on slightly reduced benefits and not pay taxes?

You make it sound like those are the only two options. I can assure you they are not. Especially in some peoples minds. Eugenics is still very much at the heart of some modern political movements.

LadyKenya · 20/10/2025 15:07

KitsyWitsy · 20/10/2025 14:56

Anything that makes sense is ignored.

they are just jealous. Of disabled people. So bizarre.

Absolutely. I struggle to understand their thought process. They know that they would not want to be severely disabled.

SerendipityJane · 20/10/2025 15:12

LadyKenya · 20/10/2025 15:07

Absolutely. I struggle to understand their thought process. They know that they would not want to be severely disabled.

If you follow one line of supposed Christian reasoning (especially the more protestant views that flourished in the Victorian times and which were seeded in the US) then peoples estate in life is all part of Gods plan.

So the disabled were made that way by God, and who are we to try to undo his work ?

It's the same principle which abhors any form of handout. People are supposed to provide for themselves. Any form of support is going to lead to moral decay and hell on earth.

This is the darker side of the oft-praised "protestant work ethic". Which eschews helping others in favour of helping yourself and telling you it's Gods plan.

I'm probably oversimplified things a tad (if such a thing is possible on a thread like this) but you get the gist.

ohtowinthelottery · 20/10/2025 15:31

@Sinuhe I hope, for your sake, that nothing ever happens to you so that you become disabled and need assistance, because it will clearly be a huge shock to you when you find you won't be living the luxury lifestyle that you seem to think disabled people are living at tax payers' expense.

Seaweedsurprise · 20/10/2025 15:34

SerendipityJane · 20/10/2025 14:36

An oldie, but goldie.

I still change people to disprove the proportions. First comment on absolute values gets the poor comprehension award for this thread. Which would be quite an achievement given there is intense competition.

Still, if it can happen anywhere, it can happen here.

Tax avoided includes people investing in ISAs and pensions though. Tax evade is about £40bn a year and is mainly small companies.

Seaweedsurprise · 20/10/2025 15:36

ohtowinthelottery · 20/10/2025 15:31

@Sinuhe I hope, for your sake, that nothing ever happens to you so that you become disabled and need assistance, because it will clearly be a huge shock to you when you find you won't be living the luxury lifestyle that you seem to think disabled people are living at tax payers' expense.

Unless they have illness insurance etc like any other sane human. Why wouldn’t you? Who’d want to take the risk of having to live off PIP and UC when they don’t have to? Would you buy a house and not insure it? No. Why on earth would you not insure your future salary?

SerendipityJane · 20/10/2025 15:38

Seaweedsurprise · 20/10/2025 15:34

Tax avoided includes people investing in ISAs and pensions though. Tax evade is about £40bn a year and is mainly small companies.

Where shall I send the prize ?

Seaweedsurprise · 20/10/2025 15:38

drspouse · 20/10/2025 15:01

Do you want disabled people to a) go to work and pay taxes or b) sit at home on slightly reduced benefits and not pay taxes?

Most working people pay to get themselves to work.

Seaweedsurprise · 20/10/2025 15:40

SerendipityJane · 20/10/2025 15:38

Where shall I send the prize ?

I’m not the one posting ridiculously disingenuous charts.

Simonjt · 20/10/2025 15:41

Seaweedsurprise · 20/10/2025 15:36

Unless they have illness insurance etc like any other sane human. Why wouldn’t you? Who’d want to take the risk of having to live off PIP and UC when they don’t have to? Would you buy a house and not insure it? No. Why on earth would you not insure your future salary?

So people should be taking out insurance while still in the womb?

Seaweedsurprise · 20/10/2025 15:45

Simonjt · 20/10/2025 15:41

So people should be taking out insurance while still in the womb?

No of course not, but working adults that don’t take out insurance that protects their salary in the instance that they become too ill to work are foolish.

Arran2024 · 20/10/2025 15:46

What world do you live in where everyone can afford to take out critical illness insurance? It costs a lot of money and they will exclude anything you or even your near relatives have.

SerendipityJane · 20/10/2025 15:46

Simonjt · 20/10/2025 15:41

So people should be taking out insurance while still in the womb?

With the understanding that (a) all insurance has a cap and (b) insurance is a bet against something which may happen, not something which will happen (because that becomes "assurance" not "insurance").

Simonjt · 20/10/2025 15:47

Seaweedsurprise · 20/10/2025 15:45

No of course not, but working adults that don’t take out insurance that protects their salary in the instance that they become too ill to work are foolish.

So you agree people who are born with disabitities can’t follow your suggestion, yet you also wish to make their lives more difficult, why is that?

Simonjt · 20/10/2025 15:49

Arran2024 · 20/10/2025 15:46

What world do you live in where everyone can afford to take out critical illness insurance? It costs a lot of money and they will exclude anything you or even your near relatives have.

I looked at taking some out in my early twenties, I was quoted over £750 per month, for a maximum award of two years salary after 24 months of premiums! Silly me not taking it out as a seven year old before I developed diabetes.

Locutus2000 · 20/10/2025 15:52

Seaweedsurprise · 20/10/2025 15:40

I’m not the one posting ridiculously disingenuous charts.

Why is the chart ridiculously disingenous?

Seaweedsurprise · 20/10/2025 15:53

Simonjt · 20/10/2025 15:47

So you agree people who are born with disabitities can’t follow your suggestion, yet you also wish to make their lives more difficult, why is that?

Agreed. And they’d be much more money to go around for them if those who were able to work paid into insurance schemes to protect themselves if they got ill. It happens in most other European counties. I’m not sure why you find this so odd. The state runs a scheme that insures you for redundancy or illness that pays you a very high proportion of your former salary. You can opt in and be fully protected, or opt out and get the bare minimum. Most people opt in and therefore get excellent funding if they are too ill to work. We don’t have a state run scheme here, but there are private equivalents available.

Fearfulsaints · 20/10/2025 15:55

Insurance doesnt always pay out or is time limited if it does pay out.

I do have insurance but I also know there are lots of exceptions and scenarios it wont cover.

Seaweedsurprise · 20/10/2025 15:57

Locutus2000 · 20/10/2025 15:52

Why is the chart ridiculously disingenous?

Because the tax justice network are a socialist organisation that produce figures to suit their narrative. HMRC have no axe to grind, and therefore their numbers are much more reliable. The benefit fraud figures are totally subjective. I totally think a load of the new claimants are down to learning on TikTok how to make some cash.