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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
Thread gallery
11
Kirbert2 · 20/10/2025 11:00

Seaweedsurprise · 20/10/2025 10:55

You don’t seem to understand that the government have targeted the ordinary working people again and again and again and again and again to fill the hole if the massively growing benefits bill without them even glancing at the spending and addressing ways of minimising them.

to fill a hole the government
has to increase taxes, borrow more, increase growth or cut spending. It has done the first two to death - absolute death. It needs to look at the second two. It’s time for spending to be cut. There is no other way.

Some people who use Motability cars are also working people but wouldn't be able to get to work without their cars.

Sinuhe · 20/10/2025 11:01

Kirbert2 · 20/10/2025 10:30

Actually, the point posters are making is that 99% of the time, there's an advance payment which isn't funded by the government and often costs thousands of pounds up front before you can get the car.

You don't just rock up and select any car of your choosing with only the mobility money going towards it which many people seem to think is how it works.

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

TigerRag · 20/10/2025 11:03

Sinuhe · 20/10/2025 11:01

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

But they're not costing the government any more money than those of us on enhanced mobility who receive the money into our accounts and use it in a different way

Seaweedsurprise · 20/10/2025 11:06

Kirbert2 · 20/10/2025 11:00

Some people who use Motability cars are also working people but wouldn't be able to get to work without their cars.

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

TigerRag · 20/10/2025 11:08

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

Overhaul it so that 70% don't have to go to tribunal and win? It shouldn't be too hard to get the majority of decisions right the first time

And stop assessing people like me who were born with incurable disabilities

Sinuhe · 20/10/2025 11:10

KitsyWitsy · 20/10/2025 10:34

But 'able bodied' people (?!) or the not disabled, are in a better position to be able to work for these things. My son can't work at all and never will. I appreciate some people are on a low income and can't afford to run a car but if they aren't disabled, they are in a better position to improve their situation.

Motability evens out the playing field a bit.

Are they?
Think about it, raising costs everywhere... food & housing are at the forefront.

Have you checked out the job market lately? My home town it's NMW warehouse jobs... that doesn't leave much £££ for improvement...

As I said in my original post, there is an moral aspect and responsibility towards our disabled people. But try and make someone understand this who is living from hand to mouth. Especially when there are more tax raises on the horizon.

Kirbert2 · 20/10/2025 11:10

Sinuhe · 20/10/2025 11:01

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

and that money is going to the person, car or no car so what difference does it make if it's a car?

Sinuhe · 20/10/2025 11:13

TigerRag · 20/10/2025 11:03

But they're not costing the government any more money than those of us on enhanced mobility who receive the money into our accounts and use it in a different way

Of course not, but it's the existence of the mobility component and that it is enough £££ to fund a car if someone wishes to do so.

Kirbert2 · 20/10/2025 11:14

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

Taking Motability cars away isn't going to reduce the benefits bill since the mobility component would still go to the person anyway. Unless you completely take away the mobility part of disability benefits and well, surely that would just end up with more people out of work and a bigger benefits bill?

I don't think the answer is to take away money from some of the most vulnerable people in society.

Sinuhe · 20/10/2025 11:19

Kirbert2 · 20/10/2025 11:10

and that money is going to the person, car or no car so what difference does it make if it's a car?

The difference is that there is a choice of how to spend the money given... and it is about the amount of £ given which enables someone to get a brand new car.

KitsyWitsy · 20/10/2025 11:21

Sinuhe · 20/10/2025 11:10

Are they?
Think about it, raising costs everywhere... food & housing are at the forefront.

Have you checked out the job market lately? My home town it's NMW warehouse jobs... that doesn't leave much £££ for improvement...

As I said in my original post, there is an moral aspect and responsibility towards our disabled people. But try and make someone understand this who is living from hand to mouth. Especially when there are more tax raises on the horizon.

They still have more choices. They can move for work, requalify, work more hours. For disabled people like my son, they can’t do any of this. They are stuck in the same situation for life.

Deal with the benefit bill by stop wasting money denying people PIP then having it go to appeal. Get the money owed by cooperations.

Kirbert2 · 20/10/2025 11:21

Sinuhe · 20/10/2025 11:19

The difference is that there is a choice of how to spend the money given... and it is about the amount of £ given which enables someone to get a brand new car.

Which you have to give back after 3 or 5 years and then find the money to pay a new advanced payment for the next car.

x2boys · 20/10/2025 11:37

Sinuhe · 20/10/2025 11:10

Are they?
Think about it, raising costs everywhere... food & housing are at the forefront.

Have you checked out the job market lately? My home town it's NMW warehouse jobs... that doesn't leave much £££ for improvement...

As I said in my original post, there is an moral aspect and responsibility towards our disabled people. But try and make someone understand this who is living from hand to mouth. Especially when there are more tax raises on the horizon.

Your assuming the.disabled person and their is living in luxury, often that's not the case my family also lives month to month and we survive on my Dh just above minimum wage, UC carers allowance and my sons DLA ,yes we have a nice mobility car for my son but I would swap that in a heartbeat for my Ron nor to be disabled.

SerendipityJane · 20/10/2025 11:42

BlueandWhitePorcelain · 20/10/2025 10:37

ITA with that, I just don’t want to say it in public, in case it upsets any survivors or their descendants on MN.

It was just bantz

SerendipityJane · 20/10/2025 11:43

Fuww · 20/10/2025 10:27

Why don't you report them? She said near 0 anyway.

You can't report imaginary happenings.

LoisGriffinskitchen · 20/10/2025 11:58

My son’s Motability vehicle gets swapped soon. It doesn’t need any special modifications because his issues are learning disability not physical disability. Still I guess it allows folk buying his old car second hand to froth at the knickers about able bodied people being given new cars. Hmm

LadyKenya · 20/10/2025 12:37

TigerRag · 20/10/2025 11:08

Overhaul it so that 70% don't have to go to tribunal and win? It shouldn't be too hard to get the majority of decisions right the first time

And stop assessing people like me who were born with incurable disabilities

This. I don't understand why there is not any outrage from all of these people about the assessment process, and the colossal waste of money, they cost, in appeals. Why on Earth are people having to go through the process every few years, when they have conditions that will never improve, or be 'cured'.

HRTQueen · 20/10/2025 13:06

LadyKenya · 20/10/2025 12:37

This. I don't understand why there is not any outrage from all of these people about the assessment process, and the colossal waste of money, they cost, in appeals. Why on Earth are people having to go through the process every few years, when they have conditions that will never improve, or be 'cured'.

I thought that was one of the changes that people who have life long conditions will no longer have to be reassessed. I hope it is as it’s very stressful

It’s a very poor how assessments are managed

Fuww · 20/10/2025 13:19

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

What should we do regarding the disabled who'd die without support?

BlueandWhitePorcelain · 20/10/2025 13:56

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

I suggest you look at the £895 billion, the Bank of England has used for quantitative easing since 2008/9:

https://committees.parliament.uk/committee/158/treasury-committee/news/199797/bank-of-england-has-taken-a-leap-in-the-dark-on-quantitative-tightening-treasury-committee-concludes/

The Parliamentary Committee has commented that the Bank of England has used a vast amount of taxpayers money, without any regard to value for money.

The amount spent on PIP higher rate mobility pales into insignificance!

Simonjt · 20/10/2025 14:12

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

So you want to increase unemployment? How do you think that will decrease taxation?

Sinuhe · 20/10/2025 14:25

x2boys · 20/10/2025 11:37

Your assuming the.disabled person and their is living in luxury, often that's not the case my family also lives month to month and we survive on my Dh just above minimum wage, UC carers allowance and my sons DLA ,yes we have a nice mobility car for my son but I would swap that in a heartbeat for my Ron nor to be disabled.

Nope, I am just highlighting the fact that even able bodied people can be trapped in jobs and locations with little or no financial help from the government.

Fuww · 20/10/2025 14:32

BlueandWhitePorcelain · 20/10/2025 13:56

I suggest you look at the £895 billion, the Bank of England has used for quantitative easing since 2008/9:

https://committees.parliament.uk/committee/158/treasury-committee/news/199797/bank-of-england-has-taken-a-leap-in-the-dark-on-quantitative-tightening-treasury-committee-concludes/

The Parliamentary Committee has commented that the Bank of England has used a vast amount of taxpayers money, without any regard to value for money.

The amount spent on PIP higher rate mobility pales into insignificance!

I was a horrible shameless benefits basher. Then I read and actually saw how insignificant PIP is on the total UK budget. It's around 2% of total expenditure. It'll barely make a dent. Other places you can cut.

SerendipityJane · 20/10/2025 14:32

I don't understand why there is not any outrage from all of these people about the assessment process, and the colossal waste of money, they cost, in appeals.

If there was, would you get to hear of it ?

SerendipityJane · 20/10/2025 14:33

Fuww · 20/10/2025 13:19

What should we do regarding the disabled who'd die without support?

Well that rather solves the problem doesn't it ? I refer you again to poster from a history less than a century ago which still has living survivors.

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