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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Not to put " flee money" towards house

56 replies

YourMerryNavyDreamer · 08/10/2025 00:05

In two minds on this

Been married 15yrs with children and not once has husband been violent. However he has been incredibly belittling and bullying on occasions with shouting. Only about 4 times over 15yrs. Because of this I've spent the years putting about £50 per month into a separate account. I now have enough for 6 months rent.

My intention is only to use it if I ever need to flee. However we are house hunting and if I put the savings into the house fund we would need a lower mortgage/ could potentially aim for a cheeky offer on one's we can't afford otherwise

I don't know what to do. On the one hand it benefits all of us but I can't shake the feeling I should have something as a safety net " just in case"

OP posts:
FuzzyWolf · 08/10/2025 20:35

Whilst plenty of people have savings, to actively put aside money to be safe in case you need to flee your husband and marriage suggests there has been a genuine belief that you will need that. I’d keep the money safe, just in case.

Doorbellsandknockers · 08/10/2025 20:37

Keep the money. Everyone should have money set aside. But if you're scared of him better to leave.

Laura95167 · 08/10/2025 20:56

The very fact you think you need a flee fund is reason to keep it.

shellyleppard · 08/10/2025 21:12

Keep your safety net just in case x

Doesitgoto11 · 08/10/2025 21:26

Everyone should have a parachute fund. Trust your gut and keep it to one side and don’t tie it up in a house

GloryFades · 08/10/2025 21:30

CautiousLurker01 · 08/10/2025 07:31

They don’t have to be declared - but they are visible on the credit check! Every single store card. Mortgage lenders can see them listed and will ask about them.

just look at yours. It’s there. She won’t be able to hide it.

Edited

No they’re not. Not one of my savings account, investment accounts or ISAs are on my credit record… because they have no credit attached to them. My current accounts with overdrafts show, but just as zero balances as there is zero credit.

Are you in the UK?

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