I’ve thought about this a lot especially in the example I provide in my first reply on this thread.
It’s not a cliche to see someone spending social security funds on hair and nails because I was witnessed this for myself with the family I mentioned. and an iPhone that was newer than mine at the time!
two parties also have fines being repaid which comes out of the social security funds they are supposed to be feeding their family off.
as I mentioned earlier, I don’t believe it’s a one size fits all solution and what I would do is not deposit money but allow credit up to a certain weekly/fortnightly limit for grocery shopping.
have a fuel credit, a road worthy vehicle credit, electricity credit, free GP and necessary medications, school costs including books, excursions and uniform expenses covered.
Accommodation supplement for both those with a mortgage and those renting.
All controlled by a photo id card held by the purchaser and an obligation to attend interviews and training courses.
Employers followed up in regard to interviews and those leaving employment within x amount of months of applying for this type of benefit. Retraining courses, wardrobe assistance with appropriate work ready clothing (again doesn’t have to be new but in good condition).
its not a perfect system but everyone will (or should have) food in their bellies and be warm and dry.
if it’s not agreeable, then don’t apply for it. Harsh but the money belongs to the tax payer and they have a right to know it’s being spent where it is supposed to be going.