I have only got to page 3 so apologies if this crops up later.
This is how a hit water bottle works: you put it in the bed, to warm the bed up. Before you get into bed, once the bed is warm, you take it out.
You don't get into bed with a hot water bottle any more than you would get in with an electric blanket switched on. Surely?!
Also consider leaving the heating on till later and using a thicker duvet?