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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask for child maintenance in these circumstances?

56 replies

UnaskedQuestion · 10/09/2025 05:24

My ex and I separated around 2 years ago. We have one child together and are generally amicable.

He's never been brilliant with money although he earns a fairly decent wage. When we first separated I didn't ask him for any money to allow him to pay for somewhere to rent and get set up a home where our son could stay with him otherwise he wouldn't have been able to afford to move out.

Fast forward to now and we're both happy with new partners. He has our son 1 night in the week plus every other weekend (so 4 nights a fortnight). He also picks him up from school 4 days a week and spends an hour or so with him. This was originally to fit around my work (so I do morning drop offs as he works then) but I'm currently on maternity leave so it's just for them to spend time together at present. He more often than not gives him tea these nights. The arrangement has worked well and we've both been flexible when required.

Money wise he pays for half of his swimming lessons (so about £15 a month). I get all school uniform but if I ask him he will usually pay half (though this year he's so far said he can't afford to send it yet).

That's a lot of background but it paints a picture of our arrangement and how it works. So I have him the majority of the time but he is an involved dad.

The issue is, things are really tight at the minute. I'm in my overdraft every month. My ex also claims things are tight for him too, and yet I found out he's got back from his fourth holiday this year (second time abroad) when he went to an expensive area for a week in the summer holidays (due to his partner working in a school). They went away in abroad earlier in the year and he took our son to Cornwall for a week too (which I'm grateful for, he loved it). He also seems to make other reasonably flashy purchases (game consoles etc) which he downplays but they could be second hand etc. I don't pry into his spending at all.

My partner thinks my ex is playing on my soft side by claiming he's skint all the time. My partner has similar amount of access to his child with his ex and set up maintenance payments without complaint and without her asking because he said it's just the right thing to do. It bothers him that he pays out happily for his child but we're also struggling as we're financially supporting my child too (we live together hence finances being linked). It's not fair to say it's none of his business what the arrangement is between my ex and I because he is currently picking up the financial shortfall for my son which he genuinely doesn't mind. But on principle I'm not sure if it's fair?

I know I'm entitled to child maintenance based on the online calculator and my partner thinks I should ask my ex for payments, even if it's less than the calculator suggests. I feel like I'm being greedy rocking the boat when we have an amicable arrangement even though genuinely money is a worry keeping me up at night.

What's the right thing to do here?

OP posts:
Pessismistic · 10/09/2025 22:57

Hey op could you ask him to buy all clothes and shoes, trainers etc for his dc rather than pay maintenance? he might think your only asking now because you have a 2nd dc? It sounds like you have been to soft on him look up cms and work out per week what you might be entitled to then go from there don’t apply for cms without some discussion with him first. The last thing you want is a custody battle but he should also be paying more than uniform and swimming.

Rainbowqueeen · 10/09/2025 22:59

Yes claim it. CMS can decide if you are entitled to it and if he should pay it. Why should you settle for crumbs and be grateful that he takes your son away for one holiday a year?

If he chooses not to see his son because he has to pay CMS then that tells you what kind of dad he really is.

Hankunamatata · 10/09/2025 23:02

If you had to pay for afteschool care each day when working instead of ex picking up how much would that cost? Would that nullify the maintenance you would get?

GooseberryGreen · 02/01/2026 02:05

I remember a time when a man would be ashamed of being unable to pay for a school uniform for their child. They generally wouldn't choose to go on multiple holidays rather facing up to their responsibilities. If he wont, I'd be relying on CMS to bring this to his attention. He should absolutely be paying his share. Just because you've been shouldering more than your share doesn't mean you should continue to allow him to shortchange you.

Ghht · 02/01/2026 02:22

Gingernessy · 10/09/2025 06:31

Maybe but I expect she's getting the child related benefits towards his upkeep too.
RP's are sometimes oblivious to extra help they get that NRP's don't

As the resident parent I pay for:

-All extra curricular classes
-Everything school related (uniform, trips, snack payments, charity related stuff- there is something every month)
-All my child’s meals (bar 4 days a month)
-All clothes/washing
-All toys and room decor
-Days out
-Child’s birthday party/ Christmas/ presents
-Cost of taking child to friends’ parties
-CHILDCARE
…I could go on.

But no, the child maintenance and child benefit does not cover the cost of my child every month (in fact, it doesn’t even cover the childcare element alone) and I definitely pay more than the non-resident parent!

MissRaspberry · 15/05/2026 17:28

Princessconsuelabananahammock9 · 10/09/2025 05:53

It’s been two years and both parents have moved on and you’ve had a baby?!

Given he takes your son after school four days a week I think you probably wouldn’t get much, but also it looks dicey that you just had a baby and are only now asking for support.

Edited

Child maintenance isn't calculated on how many times a week a non resident parent has their child over for a couple of hours after school. It's calculated on how many overnight stays the child has at their other parents home. Based on this he has his child around 52 nights per year so definitely not 50/50 and mum is entitled to apply for maintenance through CMS. Personally though I think CMS should be seen as a last resort solution as any decent parent should be paying to financially support their child without being forced to by a government agency

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