I dont know what to tell you other than youve prioritised the right things (your 2 children!!!)
I would never be arsed with a new car so cant comment..
My new "dream" kitchen actually makes me slightly angry...for various reasons.
It started small and kept going.. in the end it went 50% over the "final" budget.
You also have to make about one million decisions. Not joking which tap, which sink, which way does it open, how high, knob or handle? Arghhhhh
These in and of themselves were so stressful..
our kitchen is perfectly nice but very bland as I ran out of steam so its all quite greige which isnt very me...
Anyway beyond that.... Many of the decisions are inconsequential and one "bad choice" doesnt matter much overall.... but unfortunately for me two decisions i made overlapped and I made 2 x bad choices and that lead to bad outcome and that leads to the anger.
Due to costs spiralling we put in cheaper flooring. I had similar lvl in a previous place and I tested the sample I liked... it was strong in knew the floor would wear well it was cheaper... tick tick tick! I felt good about the floor.
Cool.
The builders asked me did I want it under the units or not. My mum jumps in and says oh no its soooo much better under the units. Okay fine.
Builders say okay and fuck all else until its laid AND the kitchen is on top then say - that's normally only recommended for fully tiled floors not lvl like you have. Whatever. Floor is new it'll be good for years.
6 months on the floor is clearly crap. It looks 10 years old. Honestly...Like utter crap. Damaged warping, the texture holds dirt...
I am cleaning it weekly with a toothbrush
Psychologically i make my peace with buy cheap buy twice...and start saving another 3-4k to sort the floor.
i go get quotes...
But as it LVL flooring UNDER my units and quartz worktop no one will touch it. They are nit confident they wont effect the units.
So now I have a niceish brand new kitchen with fucking garbage floors that look dirty even when clean and used almost every penny of our savings at the time....we are talking over 45k
Gaaaaaah!
Tldr the stress of new and perfect is often more hassle than its worth.
You have 2 beautiful children you dont need a new kitchen that makes your eye twitch!
Edit: Get the big fridge. I had never had one before and WOW!!!! mine really DOES make me happy/ spark joy...!