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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Albu to expect my husband to earn more?

117 replies

gymboe · 25/08/2025 09:55

met dh nearly 20 years ago. He’s self employed in creative industry.

im employed full time. When we met I was on £18k. I’m now on £60k.

we have 3 kids. And life is vvvv expensive.

we’ve stayed in same small house we purchased since we were in our 20s.

he has never earned reliably. Sometimes it’s been great and other times it’s terrible. People don’t pay on time. He works weird hours and long Hours and struggles to consistently contribute to house. He puts in £600 and then a few weeks later £300 and at end of month maybe another few hundred etc etc. it’s teeny amounts and on random days. on the flip side I typically contribute £2500 on the first of each month. And then Pay for kids stuff out my own money (days out, school shoes etc)

we are always in our overdraft. He’s lied about having credit cards. He lied and hid 10k of debt. He lies about how much work he has. He’s constantly in overdraft. He says he doesn’t know when money is coming in. He has no work booked in September for example but “remains hopeful something will come up”. He’s constantly plugging one hole by taking from another pot and creating Another.

as we are now in our 40s I’m finding it all very draining. He’s recently taken on a 2 day a week job minimum wage (admin) which I found and insisted he applied for. It provides a third of what we need from him really. This means even longer hours and less help with kids. I’m on my own a lot these days.

I know it’s crap out there and Covid and AI have affected businesses but I never thought I’d be trapped in a job I don’t love, struggling to survive. In a house that is tiny, not able to afford own car, not been on holiday in 15 years (beyond camping)

I want him to stop. Get a full time job/retrain etc.

but he says “I’m good at it” “I want to be happy” “it does earn money” “no one else will
employ me”

if I try to discuss he goes into a dramatic depression pity rant and makes no changes.

leaving him is not an option. But what I saw in him at 20 was not how I thought we would be all
these years later.

OP posts:
Dozer · 06/09/2025 08:21

You seem to have issued another ultimatum that you won’t follow through on.

Praying he’ll change (get another job) won’t work.

Chazbots · 06/09/2025 08:29

Can you afford not to?

The longer you work keeping him, the more he'll take in the eventual divorce. If he stays, you'll keep him in retirement too, all the whilst he destabilises you.

Auroraloves · 06/09/2025 08:30

gymboe · 05/09/2025 23:07

I’m not sure I can afford to get divorced. That’s the thing stopping me. And I would miss seeing my kids full time.

I feel for you because I have a husband who is exactly like same. Self employed, creative work. Me the main bread winner and running around after the children, the house, carrying the mental load. I feel like I’m going to have a nervous breakdown.

I want a divorce but can’t afford it either and I’d worry I’d have to give him some of my pension too. ( miles away from retirement though)

Notinmylifethyme · 06/09/2025 08:48

I hope you didn't consolidate business debts in the home mortgage.

I'd want him to ditch his business, even if he doesn't make money selling the equipment he won't be spending more on it. Keep the 2 day a week admin job and be the SAHP to release time for you to relax. That's if he actually did the family chores...

But in reality, if he can't put his family's needs ahead of his wants, I'd have to ditch him. The lack of respect would kill it for me.

stayathomer · 06/09/2025 08:59

The only way I would argue this is if he does all childcare, cleaning etc etc, so if he’s sahp and has the two days and the creative thing but you say he doesn’t do that so the issues are

you feel stressed- how can that be relieved
how much time can he spend at his thing so he feels satiated (I’m saying this as an author who knows how awful it is not to get solid work done but who has to be realistic too as we have 4 kids and I work 20-30 hours in a mw job)
how can you cut costs in life in general
can you actually own a car (op I’m so sorry but if you need one you have to suck it up, if you don’t obviously that’s great)

If you want your marriage to work talk to him. Dh told me our issues after they’d apparently been issues for him for years (me as a sahm and getting up early and going to bed late to write, other stuff too including us never going anywhere together etc ). He had mentioned it but had he said ‘I think we’re close to the end’ I’d have copped on. Now the fun, love, warmth and support is home on both of our sides and we’re trying to figure out if it’s possible to get ‘us’ back.

Hugs and best of luck op, you both deserve to have it a bit easier than all of this x

DoYouReally · 06/09/2025 08:59

Have you sat him down and told him -

  1. You are no longer willing to subsidise an adult who has the ability to work a 5 day week and earn a full time wage
  2. You are no longer allowing his behaviour to impact his children
  3. That the stress levels you are under so he can be "happy" are no longer tolerable
  4. That his attitude towards work and money, together with his lies, is unattractive, lazy and disrespectful to both you and his children
  5. That you will be divorcing him if there isn't a significant change by year end

I wouldn't accept his behaviour.

Fearfulsaints · 06/09/2025 09:10

If you take the money out of it (I dont think you can decide people have to earn a certain amount as lifes not like that)

He is lying and creating debts and doesn't seem to be pulling his weight at home in terms of housework and childcare.

I lean towards divorce now will be cheaper than divorce in 5 years time.

Gassylady · 06/09/2025 09:30

This sounds really difficult and stressful @gymboe But really how many times will you discover lies, debt and his inability to put anyone but himself first?

He is clearly unwilling to consider the move into a full time employed position because he “wants to be happy” Think about that, what makes him happy isn’t you and the kids and a better quality of life it is the idea of himself as a talented creative.

The longer you stay together the more of your workplace pension he would be entitled to, basis of a split starts at 50:50 I think. Why threaten to leave if it is “not an option” could you instead look at some numbers and say that if he continues as is you are looking at a poor standard of living in older age. That you would not be able to help the kids out financially for driving lessons/uni/weddings/house deposits etc. But perhaps doing those things is not important if they dont make him happy.

BernardButlersBra · 06/09/2025 09:35

gymboe · 05/09/2025 23:07

I’m not sure I can afford to get divorced. That’s the thing stopping me. And I would miss seeing my kids full time.

I don't think you can afford not to. He's a drain who doesn't bring much to the table and that's probably not going to change

Mewling · 06/09/2025 10:03

BernardButlersBra · 06/09/2025 09:35

I don't think you can afford not to. He's a drain who doesn't bring much to the table and that's probably not going to change

Exactly this. And you may find that the time and energy you acquire once you’re not carrying around his deadweight more than compensates for any financial loss.

gymboe · 06/09/2025 12:40

It’s so upsetting the whole thing. I’m so sad it’s gotten like this. I know I’m partly to blame too as due to a variety of things including money I feel resentment towards him which has made me moody and not nice to be around. I’m stressed and just feel so guilty all the time for spending any money. I’ve totally lost respect for him so know I don’t feel like he’s a husband, he’s more like a room mate at this point.

I just can’t see that he can get out of this hole easily. He has said he owes loads of tax and has come to an agreement of quite a few hundred a month payment over the next 6 months. It’s a huge sum of money to find. He owes various people too. And the cost of running the business too…

I feel sick thinking about it but he’s still insisting he’s doing better etc

OP posts:
Chazbots · 06/09/2025 12:45

I'd get divorced even if you stay living together, just so the claim on your pension stops now...

Silverbirchleaf · 06/09/2025 12:50

gymboe · 06/09/2025 12:40

It’s so upsetting the whole thing. I’m so sad it’s gotten like this. I know I’m partly to blame too as due to a variety of things including money I feel resentment towards him which has made me moody and not nice to be around. I’m stressed and just feel so guilty all the time for spending any money. I’ve totally lost respect for him so know I don’t feel like he’s a husband, he’s more like a room mate at this point.

I just can’t see that he can get out of this hole easily. He has said he owes loads of tax and has come to an agreement of quite a few hundred a month payment over the next 6 months. It’s a huge sum of money to find. He owes various people too. And the cost of running the business too…

I feel sick thinking about it but he’s still insisting he’s doing better etc

So he’s in debt, and his business is not making any profit.

Best to stop throwing good money after bad, and to call it a day.

InBedBy10 · 06/09/2025 13:04

My ex was like this, a lazy, selfish liar who did the bare minimum around the house. You married a waister OP. And they dont change.

Like you I was 20yr when I met him and didn't mind the lack of money. But 20yrs later with 4 kids I got tired of paying for everything and doing 90% of the house work and child rearing. The resentment was eating me alive. And honestly it was the lies that got to me more than the money. You cant be in a relationship with someone you dont trust!

He says he wants to be happy, what about your happiness? Has he even spend 1 second considering you?

You said leaving is not an option but leaving is ALWAYS an option.

BernardButlersBra · 06/09/2025 22:11

With your latest update then lm sorry l need to shout: HE IS DRAGGING YOU ALL DOWN. You need to reduce the liability that he is. You don’t want to end up losing the house thanks to his shit business. He doesn’t want to change or step up. Fine (it’s not fine but you can’t make him change) just let him do his thing. It’s time to limit his claim on the house, your pension etc. It will only end getting frittered away by the sound of it anyway

LoyalMember · 18/09/2025 12:43

I think you'd be better off on your own. Has all the love evaporated, or is there still something emotionally there?

ForNoisyCat · 20/09/2025 08:35

Weekmindedfool · 25/08/2025 11:49

The lying isn’t really the issue. The issue is OP knows she made a mistake marrying someone in his job position/with his outlook on life. At the time it wasn’t an issue but now they are older with kids she’s wants more/change and is frustrated with her life choices. It’s resentment that he doesn’t earn enough so she can do what she now wants. He isn’t going to change now. So if you want more OP You are going to have to make it happen yourself. And you are going to have to stop blaming him or the resentment will destroy your relationship, assuming there is anything left in there to save.

This is a bit harsh ‘she mad a mistake marrying…’. They probably married out of love for each other rather than financial future outcome. We’re brought up to believe you marry for love and make it work by working together in all aspects of it. I think it’s harsh to call it a mistake. Agree with other posters perhaps he could get part time work in any other industry and his creative industry as his side hustle. .

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