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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my ex should pay more child maintenance when he earns £720k a year?

462 replies

Pashpash24 · 13/08/2025 19:14

I’ll try to keep this as short as possible while giving some back story.

I was with my ex-partner for four years. We had a son together, but he walked out before he was born. He saw him a few times as a newborn, but I had asked that he didn’t bring his new partner. My son was six weeks old when he turned up at my door with her, even though I’d said it was too soon.

He took me to court saying she should be allowed to meet him. The court agreed it was too soon and suggested maybe when the baby was older.

Because of that, he told me he would never see his son again. I was devastated and said fine, she can meet him, because I didn’t want him to walk away. But he still refused and never saw him again.

For six years, he had no contact — no visits, no messages, nothing. The only thing he did was pay child maintenance. It was a decent amount (£1,277.50 a month), and I never asked for more.

He went on to have three more children with his now wife. I just got on with life until one day my son came out of school and asked, “I must have a dad, right?” I’d never told him about his father because I didn’t want him to feel abandoned.

When he started asking more questions, I texted his dad to say I was going to tell him the truth — I wasn’t going to raise him on a lie. I’d messaged over the years, even sent photos, and he’d read them on WhatsApp but never replied. So I didn’t expect a response this time either.

Surprisingly, he replied and said maybe it was time to meet. This was when my son was six (he’s now nearly nine). In the last three years, he’s probably met him in person about 10 times. He calls roughly once every 10 days, which I think is poor — it should’ve progressed a lot more by now.

Anyway, to the point. I recently logged into my Child Maintenance account after receiving an unusual notification. It showed his salary: £720,000 a year.

I’ve always been paid £1,277.50 a month because that’s what CMS caps it at. He could earn £1 million a week and I’d still receive that same amount — you have to go to court for any increase.

Would he be able to afford more? Absolutely. I know it’s a decent amount, but he only pays it because that’s the legal minimum CMS tells him to.

I’m self-employed and work part-time so my son can do after-school activities — he’s football mad and trains/plays four times a week. I’m essentially raising him alone; my dad moved 40 miles away, and I have no relationship with my mum. I rarely get a break, but that’s been the reality since the start.

I’ve never asked for an increase, but life is much more expensive now. £1,277 doesn’t go as far as it did six years ago, and £720,000 a year is a huge income.

To put it into perspective — CMS only calculates maintenance on a maximum salary of £156,000 a year. My ex earns over four times that, but I still only get the amount they’d set for £156k — just over 2% of his actual income. Unless I go to court for a “top-up order”, that’s all I’ll ever get.

AIBU to ask for more?

OP posts:
OliveWah · 13/08/2025 23:53

YANBU, you should definitely go to court over this. The DC who live with your ex are living a more financially comfortable life (based solely on their Dad's income, no idea how much their Mother earns) than his DS who doesn't live with him. Anyone can see the inequality here, of course he should be paying more when he is comfortably able to. How does he look at himself in the mirror knowing how badly he's letting his eldest child down?

namechangetheworld · 13/08/2025 23:55

HopscotchBanana · 13/08/2025 23:49

She has in fact, said exactly that.

Except she hasn't. Her exact wording was "I can't claim Universal Credit." That could be for any number of reasons, likely the savings she has already mentioned.

lovehoneybees · 13/08/2025 23:58

@Namechangerage - ah. So his field IS a field?! 😉😂

BrokenWingsCantFly · 14/08/2025 00:00

HermioneWeasley · 13/08/2025 19:37

I’d ask whether he’d consider setting up a savings account for your DS so it’s clear he’s not funding you

This sounds a more reasonable ask.
There is no way you would spend any more than what you already get rising 1 child. Why should you get a luxury life at the expense of an ex.
You will be in receipt of benefits only working part time, then this big sum from your ex already. You will already have a take home pay of more than most people who have worked hard to get to in their full time roles. It just sounds like greed.
So you shouldn't have to contribute no money towards your child's upbringing then?

ScrollingLeaves · 14/08/2025 00:10

BrokenWingsCantFly · 14/08/2025 00:00

This sounds a more reasonable ask.
There is no way you would spend any more than what you already get rising 1 child. Why should you get a luxury life at the expense of an ex.
You will be in receipt of benefits only working part time, then this big sum from your ex already. You will already have a take home pay of more than most people who have worked hard to get to in their full time roles. It just sounds like greed.
So you shouldn't have to contribute no money towards your child's upbringing then?

If you cannot see what she has contributed to her son in every way I despair.

Moveoverdarlin · 14/08/2025 00:11

I think people are being really harsh. I think your best bet would be to have a sensible, frank chat with the dad. Explain what’s happened. Say you had an out of the blue notification from CMS, which detailed his salary for the last few years. Tell him you’re pleased it’s all going so well, that you had no idea he was on that sort of money.

And just be honest, maybe say ‘Look I’ve not come here with my begging bowl, but I’m doing part time cleaning jobs so I can facilitate all the football clubs and my rent has doubled since he was baby, it’s gone from £500 to £1k. I just want the absolute best for him and wondered if you could either help pay for all the football clubs (appeal to the sporting connection) or start a savings account or up the monthly amount? What is the plan for your three children and their education? I assume you’re considering private education on your salary? Is that something we can talk about for DS? Like I said, you’ve been generous, but CMS is capped. They consider a salary of £156k top whack, and yours is way beyond that. I don’t want to go down the official route, I don’t want to fall out after you and DS have reconnected after all these years, but you’ve done so well and I just have to defend my little boy and want him treated on a more equal footing. I know he won’t have the same standard of living as your three kids, I get that, I’m not stupid but I do feel he could be owed a bit more.

Bella5C · 14/08/2025 00:14

From someone who has never seen a penny in CM and does do it all herself… go get the top up! Ridiculous amount of money to be earning and not paying the correct percentage of for your child. That’s the point! The absent parent would still be well off by a long shot. I don’t know why people are twisting it. I also don’t know why OP is being seen to be greedy? If the absent parent isn’t going to step up I think you are well within your rights to seek the top up. If he doesn’t like it, that’s his choice, not her fault!

Hettiee · 14/08/2025 00:14

I think this is a really great example of why you don't ask specific legal questions on MN. Not many people actually know the answer, a handful are stating they're lawyers when they're clearly not, and a hefty number have such low standards that they think you should accept the bare minimum for your DS because the other children he fathered subsequently deserve to benefit from his income but not him.

So, there's that. I'd see a lawyer if you really want to know your options. I don't think you're unreasonable to expect more to be honest.

Allisnotlost1 · 14/08/2025 00:19

HopscotchBanana · 13/08/2025 23:49

She has in fact, said exactly that.

By all means quote her words so we can see you’re right.

Allisnotlost1 · 14/08/2025 00:23

BrokenWingsCantFly · 14/08/2025 00:00

This sounds a more reasonable ask.
There is no way you would spend any more than what you already get rising 1 child. Why should you get a luxury life at the expense of an ex.
You will be in receipt of benefits only working part time, then this big sum from your ex already. You will already have a take home pay of more than most people who have worked hard to get to in their full time roles. It just sounds like greed.
So you shouldn't have to contribute no money towards your child's upbringing then?

OP says she worked full time, while raising her son alone, until he was in year 3 (7 or 8). He’s 9 now. She has worked really hard. And 1200 a month for a man earning 34000 a month is not a big sum.

Spookyspaghetti · 14/08/2025 00:39

HopscotchBanana · 13/08/2025 20:27

Behave.

What time is football practice, 3 times a week that no properly working parent can make it.

It's just excuses because you already receive enough top ups and money from your ex boyfriend to not need more hours to make ends meet. Yet you want more cash.

Your kid's already being financially supported much more by dad and the government than you. But instead of working you make excuses about bettering his life by working low hours and the only option that doesn't cross your mind is you actually working to earn more money.

Behave yourself!

What a misogynistic load of clap trap. A man should wear a condom or abstain if he doesn’t want to pay child maintenance. Raising a child is not solely a financial commitment, it’s primarily about time and care. The op has honoured her commitment to the child she brought into the world but the ex has not done the same.

If he lived with his own child would people still think what a great percentage of his income he is using?

If op working full time is so important, then the ex could easily take his own son to his sports matches. But you are expecting the mother to do all the child rearing and the majority of the financial backing while watching her kid miss out on the kids of opportunities that his father must have had if he was able to become a professional sportsman.

It’s hardly free money for the op. It is income that would have been household income had the ex not abandoned his child.

ShineLucy · 14/08/2025 00:51

Amuseaboosh · 13/08/2025 19:25

It's more than enough.

Family Law practitioner here.

Unless your son has severe medical needs above and beyond, it's more than enough.

Your ex has 3 other children to factor in.

Edited

What?!!!!

nellibet · 14/08/2025 01:30

Depends how much you earn

LiquoriceAllsorts2 · 14/08/2025 01:37

Whattodo1610 · 13/08/2025 23:39

You get approx £320 per week and you can’t afford to buy ds better food, go to clubs, nice clothes etc??? Really??? What the hell do you do with that money then?? The mind boggles 😵‍💫

Rent, food, heating/energy/water, clothes etc
Childcare (way more than the amounts mentioned here)
actuvities including football etc

user1492757084 · 14/08/2025 01:46

You are receiving a generous amount.

I would speak directly to your ex and inquire as to whether he has any plans to fund or put additional money away for your child's tertiary or upper secondary education.
Ask whether you two need to confer together as to what type of education is viable or possible.

The ex could be making some of his money through the efforts of his wife; it is not necessarily fair nor accurate to assume that your son deserves more.

If you both agree to a certain education for DS, perhaps the ex will gladly contribute.
There is nothing to be gained in destroying the now mended relationship.

SallyDraperGetInHere · 14/08/2025 01:59

NoSoupForU · 13/08/2025 20:22

I think you're unreasonable, yes, because you aren't seeing it as the cost of raising your son, you're seeing it as something you should be entitled to in order to live the lifestyle you want to.

It doesn't cost more than £1277 a month (plus whatever your contribution would be) to raise a 9 year old.

You aren't unreasonable to ask but you are unreasonable to feel entitled.

I disagree. He has four children, and one is at a significant disadvantage compared to the others. I wonder does his will make equal provision?

Is he on the birth certificate?

Id make a top up application saying x amount for as long as the child is in full time education or training. The OP’s opportunity to earn is severely diminished due to solo parenting. If the child wanted to go to uni in ten years time, he’d have to take on a loan, whereas his siblings will have much greater financial freedom. I presume the op can’t put aside any savings at the moment.

BengalBangle · 14/08/2025 02:27

Pashpash24 · 13/08/2025 21:35

Honestly I live in a rented house in Leeds in a really bog standard area and the rent on the house is £1100 a month. I could move to a really rough shit hole and I’d still be paying £800+. I have been saving and saving and saving for a mortgage and I’m almost there. Council tax alone is £150 a month with my discount. Don’t even get me started on car insurance. I can’t claim UC but I can claim help with childcare but that’s it. I know everyone keeps cribbing me for working part time but I actually earn okay money but I still do struggle sometimes.

Earlier, you said your rent is £950? 🤔

DiaryofaProvincialLady · 14/08/2025 02:32

Dumbo18 · 13/08/2025 20:24

Do you really work part time so you son can play football? Not asking to be nasty or anything just genuinely intrigued. I’ve not come across that before

OP wants her son to follow on the footsteps of his professional footballer father....

Silvertulips · 14/08/2025 02:51

Calculation here - https://becket-chambers.co.uk/articles/what-happens-when-child-maintenance-is-not-enough/

It seems straight forward to me - apply to the courts.

You could easily double the amount

FreyjaOfTheNorth · 14/08/2025 04:25

Pashpash24 · 13/08/2025 20:18

For people saying why don’t I go work full time I did. I worked full-time from when my son was in Reception until Year 3. He was always the first one in breakfast club and the last one to leave after-school club because I worked in an estate agent’s, and I hated it.

After that, I opened my own café and worked 7 days a week — he was with me in the café on weekends. I’ve never “cried poverty” and I’m not shy of hard work.

Now I work for myself cleaning houses and offices during school hours so my son can actually attend football training three evenings a week and play at weekends — something he couldn’t do before. Yes, I now work part-time, but that’s a conscious choice to give him a better quality of life.

If I received more maintenance, I’d use it exactly how most parents would: I’d shop for better quality food, buy him nicer clothes, take him on more days out, and go on more holidays together. My son is my life — I’m not looking for more so I can get my nails done.

But you would be eating the food and going on the holidays too. Don’t play the martyr.

You are being unreasonable. You didn’t even tell your son about his father, denied his existence essentially. But you are more than happy to take his money. Get a better job if you want your son to have nicer holidays and Waitrose food, like everyone else does. You only want the money because you know he has it. Not because you need it. If he earned minimum wage you’d find a way to cope

springtome · 14/08/2025 04:51

Personally I think you get more than enough to pay for half the costs of raising your child. I think the income of the other parent is only relevant when the child was brought up in an affluent home and a relationship breaks down and you want to maintain that lifestyle.

That is not the case here, your son has the lifestyle he always had and it’s not like he has a close relationship to his biological siblings that he knows the difference.

Working part time is a luxury and if you can’t afford it then you need to work more hours. Your ex does not need to fund your lifestyle.

Enrichetta · 14/08/2025 05:09

The boy will be unaware of the different life his siblings have - but one day he will find out, and this could cause irreparable damage to his relationship with his father. Given his wealth, it is highly likely that those children will be independently educated. How will OP’s son feel when he finds out…

MikeRafone · 14/08/2025 05:58

I really do wonder what sort of person expects, as a recent ex to turn up with his girlfriend 6 weeks postpartum 🤦‍♀️

mist on MN don’t want relatives visiting for the first few weeks let alone the fathers new girlfriend 😳

Coilt · 14/08/2025 06:49

Pashpash24 · 13/08/2025 20:49

Look I completely get that. It might seem like that’s for me. But he’s never ever taking him anywhere other than an arcade. He’s been in his life for three years now and he’s never even had him overnight. So yeah if he paid more it would all go on making my son’s life better/ more enjoyable in anyway I could. If he took him away on the holidays his other children get to go on then I’d absolutely love that. But he doesn’t. He’s never taken him anywhere. My sons got a lovely savings account waiting for him when he’s older and when the money does eventually stop I know regardless of whether his dads still in the picture I can help him out with whatever he needs. I completely understand people might think I’m being greedy but honestly I’m his mum and I adore him and if I could do anymore for him I would .

Because you chose to not have him in your kids life. You chose that for him

Ophy83 · 14/08/2025 06:55

I would seek legal advice. I'm not a family lawyer but I'd have thought he should have a similar standard of living as his siblings.