AIBU to think we don't need to tell the insurer about daughter learning to drive?

[flawless234]

Hi All,
My daughter has just started learning to drive and we're now doing some practice sessions in our car. She's got her provisional licence and everything, and I'm sitting with her, but we haven't told our car insurance company. I'm thinking, she's not the main driver, it's just a bit of practice with me supervising, so surely we don't need to add her as a named driver?
I've heard some people say you need special learner insurance or to add them to your policy, but it feels a bit OTT for just a few supervised drives. I'm a bit worried about the premium shooting up, to be honest!
Am I being unreasonable to think we can just carry on as we are, or do we really need to contact our insurer? Does anyone have any experience with this? Any advice on what to do would be amazing, as I'm totally clueless about all this.
Thanks in advance!

Never seen a clear 💯 yabu before 😁

Surely this is a wind up??? Of course your daughter needs learner driver insurance. What if she crashes and damages someone else’s car or your car or someone’s property or god forbid, hurts or kills someone?!

Argh, accidentally clicked the wrong button - there really should be a way to undo!
You cannot be serious , OP!

This can't be a serious question. Surely nobody is this stupid.

On the vote? Just click the other one.

She needs learner insurance and the car needs to have L plates. If you’re pulled over and she’s uninsured she’s done for before she’s even got her licence. If she crashes into someone and has no licence or insurance she’s done for. If she drives absolutely perfectly but gets rear ended at a set of traffic lights she’s done for, as are you if you lie about being the driver at the time of an incident. Don’t be ridiculous.

Of course you need to insure her while she is driving your car, @flawless234! If she has an accident and hurts someone, or damages their car, and she is uninsured, she could be in trouble - unless you are planning on lying to the police and the insurance company and saying you were driving - which would be fraud - and fraud that the other driver would be able to prove.

This is quite simply, completely illegal

This is one of the reasons I’m terrified to drive even though I have a full licence. How are people this dim allowed on the road?!

I’m struggling to believe this is real but in any instance https://www.rac.co.uk/drive/advice/legal/driving-without-insurance/Driving without insurance – here are the consequences | RAC Drive

Also you will commit the offence of ‘use,cause or pemit’ your daughter using the car without insurance and face similar penalties.

tbh any driver including a learner who doesn’t check that they’ve got insurance cover for the car they’re driving isn’t responsible enough to be on the road.

With all due respect, you’re an absolute idiot.

If the police stop you then your daughter will get 6 points for driving uninsured and you could get a conviction for allowing someone to drive your car uninsured.

Learner driver insurance is quite reasonable, you can either add her to your policy as a named driver or take out a separate learner driver insurance which won’t affect your no claims if she has an accident.

For Christs sake sort it today. So so irresponsible.

Honestly, there’s been some mad threads on here recently about people driving and not disclosing facts to the relevant bodies.

of course she needs to be on your insurance!

In Australia you don't need to - provided a licensed driver is in the car with them

Not true. If you get six points in the first two years after passing you have to get a new provisional and take your tests again, it’s not a ban.

thanks - it didn’t appear to work in the app but I’ve done it in the browser.

Are you practicing on your private land with no other vehicles?
If you are on the road with other cars yes she needs insurance. If she crashes you won’t be covered and more importantly it’s illegal to drive without insurance.

Hopefully the OP has come to their senses now and bought some bloody insurance.
Stupidity and cluelessness are no defence. Unbelievable 🙄

Reverse?!

You need to add her. there are special insurances whilst having a provisional licence? What on earth did you think would happen if she causes an accident?

How are people this thick

Erm what?! Of course you need to tell them. Otherwise she's not insured.

get insurance! If you don’t and police see you and pull you over. Your child will be fined and banned from driving for 2 years

Are you serious? She’s been driving around uninsured?

Sorry, not sorry, OP.Read the room, get a grip and get her insured.

If she’s caught driving without insurance she’ll get 6 – 8 points and a fine but whoever is supervising her will get points and a fine for allowing her to drive uninsured. Are you ready to suck that up ?

Are you trying to get into the Favourite unreasonable AIBU thread ? Or most posts for a stupid OP.