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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel really embarassed?

69 replies

OpalFruit1 · 03/08/2025 22:58

I went to Lidl today with my little one. Got some bits and then went to the self service bit. My card declined and then I realised that I had frozen my card on the app earlier in the day. Typically, my phone had died so I couldn't get onto my app. A shop keeper shouted to another asking them to go over as my card declined. I saw one colleague look at another and then laugh and smirk whilst looking over at me. I feel really daft, I know it's my fault but I had had a stressful day and completely forgot my card was frozen. Everyone was looking and I feel so embarrassed that the shop assistants were laughing. Aibu to feel like reporting them for that behavior and also to not shop there anymore.

OP posts:
abracadabra1980 · 03/08/2025 23:32

It’s happened to most of us at some point. I just ask if they’ll keep the shop until I go and get a different source of payment. If your phone has died, you could ask for a charger? I’m sure local Sainsbury’s lend them to people in that situation-must happen all the time.

CosmicScouser · 04/08/2025 00:15

Oh! My card gets declined all the time. Like, every week.

Coz I manage my money in a particular way where I have a separate debit card that I take out with me each day that has a budget allocated to it to cover my impulse buys (chocolate bars etc).

I don't look at the balance, I just go to the till with my chocolate bar and hope it authorises. If it doesn't, I know I have spent my allowance and I just abandon the purchase and walk out.

Sometimes it even happens as I'm ordering a coffee.

I'm not embarrassed? I just say oh I've spent my budget, if I need to say something 🤷‍♀️ I dont care

CosmicScouser · 04/08/2025 00:21

Honestly I think you care too much what other people think.

And also some people on this thread do too.

This is really not an embarrassing situation. Perhaps this experience might actually help you not be so bothered about other people's judgement.

Who are these people? Who cares. We'll all be dead one day, nothing matters 🙃

ClareBlue · 04/08/2025 01:00

All anyone thinks when they see this happening is 'God I remember when that happened to me because (insert reason)' and that's it. Reasons off the top of my head. New card not activated properly, card temp frozen by bank or customer, some trigger on banks system as possible fraud, some auto payments taken double payments leaving lower funds, some direct debit going out early leaving low funds, joint account and other person buying something, some credit not clearing or being paid on time. The list is long and it doesn't reflect on your honesty or ability to pay for your shopping and as it is so common nobody gives it a second thought after the event. Time to move on.

PollyannaNibbs · 04/08/2025 01:41

Lidl checkout staff will see plenty cards declined daily, it's really not something that unusual that it would cause laughter

It's happened to me a few times, without any obvious reason. Luckily I carry a debit and credit card so I can just produce another. Laughter nothing to do with it at all. Maybe the member of staff kept getting interrupted in his work and had been grousing about it. I know that's a bit random but there are a million reasons why something might raise a smile but not for the reason you think.

Lurkingandlearning · 04/08/2025 03:14

If you explained what had happened, you’d frozen the card, forgotten and that you’d allowed your phone battery to go flat, you couldn’t unfreeze it, the cashier might have smirked at that, the sequence of events, rather than thinking you had no money. If he was reacting to that he probably wasn’t having a dig anymore than I am. We all have days like that. Was his smirk possibly an attempt at a wry smile?

queenmeadhbh · 04/08/2025 04:29

CosmicScouser · 04/08/2025 00:15

Oh! My card gets declined all the time. Like, every week.

Coz I manage my money in a particular way where I have a separate debit card that I take out with me each day that has a budget allocated to it to cover my impulse buys (chocolate bars etc).

I don't look at the balance, I just go to the till with my chocolate bar and hope it authorises. If it doesn't, I know I have spent my allowance and I just abandon the purchase and walk out.

Sometimes it even happens as I'm ordering a coffee.

I'm not embarrassed? I just say oh I've spent my budget, if I need to say something 🤷‍♀️ I dont care

This seems mad - so if you’d ordered a coffee and payment declined, the staff would have to throw away the coffee because you didn’t check before ordering it if you could afford it? What about if you’re somewhere where you pay after eating or drinking, do you check then before tucking in?

iseethembloom · 04/08/2025 07:12

Tagyoureit · 03/08/2025 23:07

Im on the fence.

I dont think the staff behaved professionally if thats what really happened.

However, you cancelled the card then toddled off shopping with the same card on the same day.... really??

My card was cancelled by the bank last Tuesday (fraud activity) and im feeling the repercussions of it every day since because of how often I use my card and where the details are saved etc.

Sorry, but how can you honestly cancel a card in the morning and then go shopping with it in the afternoon?? It honestly makes no sense!

Supermarket work is not a profession.
The staff aren’t ‘professional’ because it’s not a career.

verycloakanddaggers · 04/08/2025 07:17

You've got nothing to be embarrassed about, so try to adjust your thinking.

You're stressed, try to help yourself with that rather than giving this headspace.

Focusing on grievances won't help you.

landlordhell · 04/08/2025 07:17

It may have been the 10th time that person had to deal with the same issue so it may have been an ‘in joke’ but still, they should be professional and should not be shouting across about a private matter. It’s easy in hindsight but you should have pulled them up in it at that time( I’d rather you didn’t broadcast my card decline to the shop) but these things are so common in retail. My card gets declined sometimes because the chip is faulty. The staff don’t bat an eyelid.

landlordhell · 04/08/2025 07:19

iseethembloom · 04/08/2025 07:12

Supermarket work is not a profession.
The staff aren’t ‘professional’ because it’s not a career.

Rubbish.

ToKittyornottoKitty · 04/08/2025 07:19

iseethembloom · 04/08/2025 07:12

Supermarket work is not a profession.
The staff aren’t ‘professional’ because it’s not a career.

Aren’t you lovely.

RubySquid · 04/08/2025 07:26

JockTamsonsBairns · 03/08/2025 23:26

Lidl checkout staff will see plenty cards declined daily, it's really not something that unusual that it would cause laughter.

This. Seriously declined cards are ten a penny. . I had a part time job in a takeaway where there were regular customers. Once a customer who came in weekly ordered and paid. Then said to me " oh I brought the new card after my old one declined last week"

Now apparently id served her when it happened. I didn't even remember it happen it's so common place

My Google wallet often has the wrong card up to scan on phone and it declined. I look, sigh then rescan making sure I'm using correct card

These are the little annoyances in life No big deal

tuvamoodyson · 04/08/2025 07:28

OpalFruit1 · 03/08/2025 23:05

Just to the customer complaints email for Lidl. Only because it really did seem as though they were laughing at me. Because the lady on the tills shouted for another colleague to go over and said the reason, and then the shop assistant looked over with a smirk on his face to her and laughed and then looked back to me. He wasn't stood with anyone so I can't see what else he would have been laughing about

Maybe they were smiling reassuringly to make you feel less embarrassed? Of course, this is mumsnet where a smile is a ‘smirk’ a firm voice is being ‘screamed at in my face’ two people chatting at the school gates is a ‘clique’ and no-one is ever quite sure if they’ve been offended and need to ask strangers on the internet if they have! Go ahead and report it…maybe do the MN thing and ‘log it’ with 101 just so, if it happens again, ‘it’s on file’ 👍

iseethembloom · 04/08/2025 07:39

landlordhell · 04/08/2025 07:19

Rubbish.

Poor shop workers getting moaned at for being ‘unprofessional’. I mean, c’monnn…. It’s not really a profession, is it? There’s no formal qualifying. Why accuse a Lidl worker of lack of professionalism? Lack of politeness or decency, or kindness, that’s another thing.

KPPlumbing · 04/08/2025 07:40

As if the shop workers care that your card got declined. They must see it 10 times a day.

Please don't report them. There's no need to take your low self esteem issues out on minimum wage workers.

BabyCatFace · 04/08/2025 07:42

OpalFruit1 · 03/08/2025 23:15

I said in my OP it was my fault and that I'd had a stressful day. But the reaction made it feel worse.

You also gave them a whole load of extra work to do, sorting out your groceries. Some of it may have had to be binned, if it was frozen/refridgerated. Lidl staff are on high performance targets all the time, and you probably knocked them back significantly with your mistake. It was only a mistake but it impacted other people, who reacted. You really need to take this on the chin and be more prepared. Do you have a car charger or power bank if you take public transport? Your phone should never need to run flat.

StrawberryCranberry · 04/08/2025 07:43

Honestly OP, this isn't a big deal. Forget it and move on.

Moonnstars · 04/08/2025 07:44

I think YABU wanting to complain. You don't know they were definitely laughing at you. I imagine you felt embarrassed and flustered at what happened and felt like everyone was staring and laughing at you when in reality they weren't.

stillhiding1990 · 04/08/2025 07:44

Reporting them to who ? It is not a crime to smile?

SunflowerLife · 04/08/2025 07:49

I saw a guy in Lidl try to pay, it was declined, then he had a loud phone conversation someone asking them to pay £17 into his bank account. He then stood for ages theatrically waiting for it to go through, all while holding up a big queue of people. Now that's embarrassing, yours isn't really.

AuntyDepressant · 04/08/2025 07:56

Come on. You're just projecting here. The person you're really annoyed at is the one who did a really stupid thing and froze their own card messing about with the app then forgot they did it.

CosmicScouser · 04/08/2025 08:05

queenmeadhbh · 04/08/2025 04:29

This seems mad - so if you’d ordered a coffee and payment declined, the staff would have to throw away the coffee because you didn’t check before ordering it if you could afford it? What about if you’re somewhere where you pay after eating or drinking, do you check then before tucking in?

Obviously I pay before they make it...! And I only use it for impulse buys, not being out and about socially

dogcatkitten · 04/08/2025 08:23

They were probably just laughing in sympathy, I would have laughed myself and said what an idiot I am I froze the damn thing!

gannett · 04/08/2025 08:29

OpalFruit1 · 03/08/2025 23:05

Just to the customer complaints email for Lidl. Only because it really did seem as though they were laughing at me. Because the lady on the tills shouted for another colleague to go over and said the reason, and then the shop assistant looked over with a smirk on his face to her and laughed and then looked back to me. He wasn't stood with anyone so I can't see what else he would have been laughing about

It's ridiculous to think of reporting them for laughing.

Cards getting declined for whatever reason is so commonplace these days that I'd have assumed they were laughing about how many times it had already happened that day.

You need to work on your self-esteem and resilience a bit. This is the kind of thing that is a little annoying and maybe a little embarrassing, but it's ultimately not your fault and doesn't have any sort of reflection on you - it doesn't rise to the extent of getting into this sort of tailspin about. Constantly worrying about what people (especially random supermarket assistants) think of you is no way to go through life.

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