I think that, arguably, the implausibility in the court case could be covered under the disclaimer of some details being changed to protect other people’s privacy.
If you’ve made up something that sounds unlikely, that’s not damaging anyone, and some of what seems like total madness (Why would someone who owes you a return on your investment lend you money from the business you invested in, against your house and at a high rate of interest?) is (kind of) explicable by them being trusting, naive, ill-educated types who self-represent because they have no money to pay a lawyer and can’t get legal aid.
What I’m saying is that the legal read isn’t going to take much interest in a fictional cover story, unless it libels an identifiable real person or institution. (Note that which courthouse is left vague, whether it’s circuit or county or high etc.) ‘Cooper’ is a fiction, so can’t be libelled.
And if, as I assume, the due diligence required PRH’s legal team seeing some paperwork about the real court case, it will just show a long outstanding debt the Walkers couldn’t repay and had been stalling on for years. If the legal team asked what that debt’s origin was, it would have been easy to say ‘renovating farmhouse/barn conversion, buying French property, poor decisions ’ etc. There’s nothing to link it to the theft from the Hemmingses, as SW was not charged.