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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is no hope here?

956 replies

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

OP posts:
Thread gallery
8
thepastinsidethepresent · 28/07/2025 16:21

Quirkswork · 28/07/2025 16:02

Maybe you just outline what you think was wrong with my statement? You're the one questioning it, after all.

You don't really know, do you.

Incidentally I didn't make it up myself. It's a fairly well known comparison.

Maybe you just double down… oh hang on, you did.

I don’t think I’m the one who doesn’t know what they’re talking about. 😂 Google is your friend here, you shouldn’t need me to help you define terms.

Spookyspaghetti · 28/07/2025 16:24

PurpleChrayn · 28/07/2025 07:57

It’s bad.

DH and I are seriously considering moving to Israel. Even an active war zone seems safer and better than the UK right now for us.

I’m wondering if there is a bot farm targeting MN this week as there have been some proper unhinged threads about the U.K. and NHS.

The majority of people earn around 30,000 and the cost of living is high. The 1%, (many of whom are offshored) have been happy to under pay Brit workers for a decade while themselves and the Tories raked in more and more.

If somebody, like the op, is a top 1% earner and wants to leave the U.K. it’s not because they personally are especially effected by the cost of living and decline of services due to underfunding of local authorities. It is because they don’t want to contribute more taxes to give others a fair break.

Go ahead and leave. There are plenty of ambitious people with a moral compass who will finally get an opportunity once you are gone.

MyNameIsX · 28/07/2025 16:25

Spookyspaghetti · 28/07/2025 16:24

I’m wondering if there is a bot farm targeting MN this week as there have been some proper unhinged threads about the U.K. and NHS.

The majority of people earn around 30,000 and the cost of living is high. The 1%, (many of whom are offshored) have been happy to under pay Brit workers for a decade while themselves and the Tories raked in more and more.

If somebody, like the op, is a top 1% earner and wants to leave the U.K. it’s not because they personally are especially effected by the cost of living and decline of services due to underfunding of local authorities. It is because they don’t want to contribute more taxes to give others a fair break.

Go ahead and leave. There are plenty of ambitious people with a moral compass who will finally get an opportunity once you are gone.

Bot farm?

What makes you say that?

Spookyspaghetti · 28/07/2025 16:31

woodlandcalm · 28/07/2025 15:22

The 'rich' won't be rocking up to another country expecting financial support though will they? They'll be fully supporting themselves from the off.

They do expect financial support because they are going for the tax benefits. They expect the majority of workers in the country they move to to fund their higher quality of living.

Spookyspaghetti · 28/07/2025 16:36

MyNameIsX · 28/07/2025 16:25

Bot farm?

What makes you say that?

Again I refer to the level of unhinged. Just saying ridiculous, over the top nonsense is a classic tactic of MAGA and the Russian bot farms.

Quirkswork · 28/07/2025 16:43

thepastinsidethepresent · 28/07/2025 16:18

That doesn’t answer my question.

Well it does rather. If there's no money there's no money to spend on anyone.

Rosscameasdoody · 28/07/2025 16:49

Quirkswork · 28/07/2025 16:43

Well it does rather. If there's no money there's no money to spend on anyone.

Then the government should call a halt to the social contract. Taking money from people in the form of NI with the promise of providing benefit in return, when they need it, is just a ponzi scheme if you can’t fulfil that promise.

Quirkswork · 28/07/2025 16:49

thepastinsidethepresent · 28/07/2025 16:21

Maybe you just double down… oh hang on, you did.

I don’t think I’m the one who doesn’t know what they’re talking about. 😂 Google is your friend here, you shouldn’t need me to help you define terms.

I've made my original statement very happily.

You then said I don't understand socialism but didn't say what it was in my statement that you disagreed with.(presumably because you can't argue with the truth).

And then you carry on being mysterious. I still have no idea what part of my statement you disagree with. It's hard arguing with someone who won't provide their own argument. I will happily answer whatever arguement you put forward when you decide to, but I'm not a mind reader. 🤷‍♀️ So I will have to continue agreeing with myself!

Wise words Quirkswork. As usual.

Quirkswork · 28/07/2025 16:53

Tangfastic71 · 28/07/2025 16:20

Here’s a definition for you:
Socialism is an economic and political system where the means of production are owned and controlled, at least in part, by the community as a whole, rather than by private individuals. It's characterized by social ownership, which can take various forms, including public, community, or cooperative ownership. Socialism is generally considered a left-wing ideology, and its core aim is to reduce inequalities and promote social welfare through collective control of resource.

If we had followed socialist principles we wouldn’t have sold off our oil and gas industries….and that would have led to us being in much better situation than we are currently in.

The answer is definitely not to let a workshy proven liar to run our country with low taxes for millionaires

Ok. But what about my original statement do you disagree with?

Quirkswork · 28/07/2025 16:54

Rosscameasdoody · 28/07/2025 16:49

Then the government should call a halt to the social contract. Taking money from people in the form of NI with the promise of providing benefit in return, when they need it, is just a ponzi scheme if you can’t fulfil that promise.

So have an insurance based health system instead?

Rosscameasdoody · 28/07/2025 16:57

Quirkswork · 28/07/2025 16:54

So have an insurance based health system instead?

That would only work for those who aren’t currently sick or disabled. No insurer is going to take on anyone with a pre existing condition - even if they did, the cost would be prohibitive.

EasternStandard · 28/07/2025 17:06

Spookyspaghetti · 28/07/2025 16:24

I’m wondering if there is a bot farm targeting MN this week as there have been some proper unhinged threads about the U.K. and NHS.

The majority of people earn around 30,000 and the cost of living is high. The 1%, (many of whom are offshored) have been happy to under pay Brit workers for a decade while themselves and the Tories raked in more and more.

If somebody, like the op, is a top 1% earner and wants to leave the U.K. it’s not because they personally are especially effected by the cost of living and decline of services due to underfunding of local authorities. It is because they don’t want to contribute more taxes to give others a fair break.

Go ahead and leave. There are plenty of ambitious people with a moral compass who will finally get an opportunity once you are gone.

Are you only reading mn? There’s plenty from BoE and IFS on the state of finances currently.

Tangfastic71 · 28/07/2025 17:08

Quirkswork · 28/07/2025 16:53

Ok. But what about my original statement do you disagree with?

You said that “socialists believe that all the money you earn belongs to the state” which is more akin to an authoritarian communist government.

A more accurate and intellectually honest analysis would acknowledge that democratic socialism aims not to seize all private income but to balance individual opportunity with social responsibility, using the state as a vehicle to mitigate inequality and promote the common good.

If you are genuinely interested there are lots of online materials to understand modern democratic socialism and why it works.

Quirkswork · 28/07/2025 17:11

Tangfastic71 · 28/07/2025 17:08

You said that “socialists believe that all the money you earn belongs to the state” which is more akin to an authoritarian communist government.

A more accurate and intellectually honest analysis would acknowledge that democratic socialism aims not to seize all private income but to balance individual opportunity with social responsibility, using the state as a vehicle to mitigate inequality and promote the common good.

If you are genuinely interested there are lots of online materials to understand modern democratic socialism and why it works.

God no thanks. Had enough of that at uni! Thanks though.

Tangfastic71 · 28/07/2025 17:12

Quirkswork · 28/07/2025 17:11

God no thanks. Had enough of that at uni! Thanks though.

You’re welcome 😇

Rosscameasdoody · 28/07/2025 17:37

Jennps · 28/07/2025 12:23

So a free car then.

Could’ve said that without the word salad.

If that’s what you’ve taken away from my ‘word salad’ then l can only assume that either my explanation of the actual facts regarding the scheme and those who are eligible for it is beyond your comprehension, or you’re just being goady. Either way way you’re wrong. No. Not ‘free cars’.

Petrusplease · 28/07/2025 17:38

The OP is right in her assessment of the net contributor problem but wrong in her blame of the ‘takers’. It’s not their fault many are pensioners. It’s not their fault that many are in jobs - often vital ones - that pay fuck all. The real question is why do we - once the sixth richest country in the world - have so many people earning such piss poor wages that they need to be topped up by the state? These are by no means all public sector workers. These are often university educated people who work in professional jobs for private companies or organisations earning a pittance.

It pains me to say this but at the root of this is Gordon Brown’s tax credit policy. This made the government look generous and made recipients feel good that they were getting something from the state. It would have been far cheaper and far better for economic growth and business confidence and far cheaper for Brown to have slashed taxes rather than giving people back a proportion of the money they and others have paid in.

And no government has had the courage to tear up this subsidy for crap employers.

MyNameIsX · 28/07/2025 18:00

Spookyspaghetti · 28/07/2025 16:36

Again I refer to the level of unhinged. Just saying ridiculous, over the top nonsense is a classic tactic of MAGA and the Russian bot farms.

I think you will need to name names, if you truly believe what you have posted.

Kjpt140v · 28/07/2025 18:19

Bye, don't forget to shut the door on the way out.

EilonwyWithRedGoldHair · 28/07/2025 18:30

Shallwedance2000 · 28/07/2025 08:27

For me it is the cash value of benefits that can be exploited.

Benefits should have no cash value only services or goods value eliminating the benefit cheats and also criminals from exploiting and transporting cash around the world or hoarding cash as savings.

Who needs cash now? As soon as we go to a cashless system and AI can audit with a click of a button how we all spend our money I believe benefit fraud and criminality will reduce.

Then we start restricting what people on benefits are allowed to buy because people on benefits should only be allowed - only deserve! - the absolute basics... No thank you.

EilonwyWithRedGoldHair · 28/07/2025 18:32

Quirkswork · 28/07/2025 08:24

I don't think many people object to that (although they need to tighten up the rules on assessing mental disabilities that prevent people from working). The biggest bill is the public sector pensions liability.

Alternatively, we could try to have functioning mental health services that give timely support to those who need it...

lifeonmars100 · 28/07/2025 18:35

Rosscameasdoody · 28/07/2025 10:54

I’m a boomer and retired at 66. Not wealthy, no buy to let properties and live in a modest semi. I’d love to know why MN thinks we’re all living high on the hog when everything is relative to its time. To get a state payout of 40 years I’d have to live to 106. And if you think boomers are responsible for the benefit bill l suggest you drop your prejudice, open your eyes and look around you.

Another greedy entitled "millionare" boomer here who retired age 67 (began work at age 16)and lives in a two up two down terraced house in the sort of inner city area that would give some MNs an attack of the vapours. My house is worth about £160k, so there is no way I can downsize and free up my "millions" unless I go and live in a tent in the local park.

Quirkswork · 28/07/2025 18:45

EilonwyWithRedGoldHair · 28/07/2025 18:32

Alternatively, we could try to have functioning mental health services that give timely support to those who need it...

Yes great idea!!!!

Tiredjusttired · 28/07/2025 19:00

Shallwedance2000 · 28/07/2025 08:27

For me it is the cash value of benefits that can be exploited.

Benefits should have no cash value only services or goods value eliminating the benefit cheats and also criminals from exploiting and transporting cash around the world or hoarding cash as savings.

Who needs cash now? As soon as we go to a cashless system and AI can audit with a click of a button how we all spend our money I believe benefit fraud and criminality will reduce.

100%

Get rid of cash.

justasking111 · 28/07/2025 19:24

EilonwyWithRedGoldHair · 28/07/2025 18:30

Then we start restricting what people on benefits are allowed to buy because people on benefits should only be allowed - only deserve! - the absolute basics... No thank you.

Funny you should say that. The WEF want this to happen for everyone.