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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU about paying CMS on maternity leave

150 replies

Odellio · 10/06/2025 22:05

Are we (DH and I) being unreasonable in thinking that CMS should still be paid even if non-resident parent is on maternity leave?

SC live with us, their Mum pays DH via CMS, collect and pay method because of history of non-payment. It looks like CMS have decided payments to continue on weekly basis now she is down to SMP. She has applied for reconsideration of their decision to not pay.

DH never stopped providing financially for SC when we had another child, so we don’t see why she should have to stop paying CMS. Surely if you can’t provide for your existing children, don’t have more?

We are expecting another child and again, SC will not go without from DH financially because of this. She is having full year off on maternity leave whilst I’ve had/having to keep mine to 9 months both times for us to manage financially as a family. So maybe I’m just resentful of this fact.

OP posts:
Zanatdy · 11/06/2025 06:45

Your DH didn’t stop paying when you had another DC as it wasn’t your DH’s salary that got cut drastically. Hers has so it’s reasonable it’s reduced when on reduced pay.

Coconutter24 · 11/06/2025 06:49

ButteredRadish · 10/06/2025 22:30

Your DH needs to stop having children! If you’re so reliant on CMS (I know very well that it’s not just about receiving it but about the NRP paying it, however it sounds like you ARE reliant on it) then it’s incredibly irresponsible to have another DC. They’re not accessories!

Did you even read the post properly? DH is the one providing!

Coconutter24 · 11/06/2025 06:53

MellowPinkDeer · 11/06/2025 06:09

She should be paying based on her earnings as is the rules so if she is earning nothing then she’ll pay nothing. I did think that deductions weren’t allowed from stat maternity pay but I’m not sure on that. It would be the same on long term sick etc. just one of those things. You can’t force her to do anything unfortunately

Deductions can be made from maternity pay because it is treated as earnings. Your also wrong about not being able to force her to do anything, she is on cms collect and pay so as soon as her payday comes around cms take the money automatically wether the mum says yes or no

ShesTheAlbatross · 11/06/2025 07:00

YANBU to expect that all parents should consider whether they can afford their existing children before consciously choosing to do something that reduces their income.

ShesTheAlbatross · 11/06/2025 07:02

Zanatdy · 11/06/2025 06:45

Your DH didn’t stop paying when you had another DC as it wasn’t your DH’s salary that got cut drastically. Hers has so it’s reasonable it’s reduced when on reduced pay.

It’s reasonable to judge her for not being able to continue to support her existing children before having another.
In exactly the same way I’d have a very negative opinion of a man who has more children and his support for existing children decreasing.

MellowPinkDeer · 11/06/2025 07:03

Coconutter24 · 11/06/2025 06:53

Deductions can be made from maternity pay because it is treated as earnings. Your also wrong about not being able to force her to do anything, she is on cms collect and pay so as soon as her payday comes around cms take the money automatically wether the mum says yes or no

Edited

She can’t force her to care … or pay more than the CMS says. Or to pay more than nothing when she earns nothing.

BMW6 · 11/06/2025 07:05

Zanatdy · 11/06/2025 06:45

Your DH didn’t stop paying when you had another DC as it wasn’t your DH’s salary that got cut drastically. Hers has so it’s reasonable it’s reduced when on reduced pay.

She shouldn't have more children if she cannot afford to support those that already exist!

RhaenysRocks · 11/06/2025 07:07

Tandora · 10/06/2025 23:31

Why is the child not living with mother?

That's irrelevant. You wouldn't ask that if the NRP was male. You'd just accept it as typical. I'd love to have had 50/50 or frankly lately, be the NRP for a bit at least after a traumatic couple of years, but there's no way ex will have them.

nomas · 11/06/2025 07:15

ZoggyStirdust · 10/06/2025 23:28

When men have another child and reduce their payments they are arseholes and should carry on paying

when men go part time or have a pay cut and reduce their payments they are arseholes and should carry on paying

The person not paying for her child is a woman in this situation.

thepariscrimefiles · 11/06/2025 07:22

ButteredRadish · 10/06/2025 22:30

Your DH needs to stop having children! If you’re so reliant on CMS (I know very well that it’s not just about receiving it but about the NRP paying it, however it sounds like you ARE reliant on it) then it’s incredibly irresponsible to have another DC. They’re not accessories!

Surely OP's step-children's mother should have stopped having children as she can't or won't look after the ones she has already got? If she can't afford to pay the reduced amount of CMS while she is on maternity leave, she shouldn't have had another DC.

crumblingschools · 11/06/2025 07:23

@nomas I think that poster is highlighting double standards from some other posters. When a man purposely reduce their income they are slated on here.

Misspotterer · 11/06/2025 07:23

DH never stopped providing financially for SC when we had another child, so we don’t see why she should have to stop paying CMS.

Presumably your DH didn't grow, birth and nurse a baby, but instead continued being free to work and earn?

It's really not comparable. Anyway doesn't really matter if 'you don't see why the CM should reduce', the rules are if your income drops by 25% or more you can apply for mandatory reconsideration and your payments will be based on your current income rather than the previous years tax return.

tripleginandtonic · 11/06/2025 07:24

If she's on maternity leave maybe she can have the dc more so your dh can do some overtime, that's what gets suggested to mums when the fathers are reducing payments.

thepariscrimefiles · 11/06/2025 07:27

SheilaFentiman · 11/06/2025 06:21

I’m not sure many people think it is OK; most posts are saying “yes, this is technically correct” rather than “yes, this is morally right”

I also think that some people probably voted before OP clarified that the CMS payments have been re-calculated on the basis of the mother of OP's stepchildren's reduced earnings while on maternity leave so are lower than previously but the mother is appealing to pay nothing.

Odellio · 11/06/2025 08:22

Misspotterer · 11/06/2025 07:23

DH never stopped providing financially for SC when we had another child, so we don’t see why she should have to stop paying CMS.

Presumably your DH didn't grow, birth and nurse a baby, but instead continued being free to work and earn?

It's really not comparable. Anyway doesn't really matter if 'you don't see why the CM should reduce', the rules are if your income drops by 25% or more you can apply for mandatory reconsideration and your payments will be based on your current income rather than the previous years tax return.

Granted. It’s not just him that financially provides for them in our house though when we earn comparably, realistically we both earn equally to each other and whilst most of the SC only costs are covered by DH.. I also pay for the roof over their heads, the food in the fridge and a lot of things even down to the family holidays we go on. We plan and save for my maternity leave to continue with our quality of life as best as we can.

In a ‘typical’ situation where a mother has her children from a previous relationship living with her and she has further children. She would also be growing, birthing and feeding the baby whilst still having to provide for her existing children.

OP posts:
Tandora · 11/06/2025 09:08

RhaenysRocks · 11/06/2025 07:07

That's irrelevant. You wouldn't ask that if the NRP was male. You'd just accept it as typical. I'd love to have had 50/50 or frankly lately, be the NRP for a bit at least after a traumatic couple of years, but there's no way ex will have them.

Actually I don’t think the context is irrelevant at all which is why I asked the question,

Absolutely correct that I would not bother to ask if the NRP was male; there are structural differences that mean that the experiences of men and women in relation to reproduction are substantially different.
;I’m not sure why it’s so difficult for so many mumsnetters to acknowledge that very obvious reality these days but anyway 🙄..)

nomas · 11/06/2025 09:23

crumblingschools · 11/06/2025 07:23

@nomas I think that poster is highlighting double standards from some other posters. When a man purposely reduce their income they are slated on here.

But plenty of people are ‘slating’ this NRP mum? And rightly so.

Unexpectedlysinglemum · 11/06/2025 09:25

I would say that when a mother has another child, it's on the father to provide more for the older children, as mum isn't (paid) working she's caring for a baby. Regardless of who the new baby's father is it's your step kids sibling and therefore part of the family that you've chosen to blend into, so it's all hands on deck at this point.

Saying that, if my ex had a new baby and took extended paternity leave and stopped paying child maintenance for our child I'd be fuming too, so your feelings are valid. I try and save a lot of the child maintenance so we have a back up fund for emergencies like this.

BernardButlersBra · 11/06/2025 09:41

As the child still needs feeding, clothing, transporting etc then yes. No one made her have another child or take maternity leave. She's trying to make it your problem. For clarity l would say this if it was the mum or dad

BernardButlersBra · 11/06/2025 09:45

ButteredRadish · 10/06/2025 22:30

Your DH needs to stop having children! If you’re so reliant on CMS (I know very well that it’s not just about receiving it but about the NRP paying it, however it sounds like you ARE reliant on it) then it’s incredibly irresponsible to have another DC. They’re not accessories!

He's not the father though, my understanding is it's the affair partner she ran off with. I doubt he's thrilled by his ex mindlessly firing out more children (she doesn't appear to be able to actually afford) but he can hardly stop her

cadburyegg · 11/06/2025 10:09

YANBU

My ex went self employed and throws me a few quid here and there when he feels like it. If he had another child I’d be fuming.

NRPs are allowed to get away with a lot and there’s little incentive for them to step up to the plate.

RhaenysRocks · 11/06/2025 13:56

Tandora · 11/06/2025 09:08

Actually I don’t think the context is irrelevant at all which is why I asked the question,

Absolutely correct that I would not bother to ask if the NRP was male; there are structural differences that mean that the experiences of men and women in relation to reproduction are substantially different.
;I’m not sure why it’s so difficult for so many mumsnetters to acknowledge that very obvious reality these days but anyway 🙄..)

I think it is irrelevant. Obviously a woman having another child is more likely to drop income for the immediate mat leave etc but the principle remains that no additional children should brought into a set up if the existing ones have to then be disproportionately supported by another parent (in the cases of split household where the one picking up the slack is not consulted.) she doesn't get a special pass to do this because of biology. This is nothing to do with gender politics.

Electricbananaboat · 11/06/2025 14:06

I might be wrong but I was told CMS deductions can't be made on SMP. I think that's the case for several types of deductions and SMP.

SheilaFentiman · 11/06/2025 14:14

Good point @Electricbananaboat - see here, @Odellio

https://www.gov.uk/child-maintenance-for-employers/what-counts-as-earnings

What does not count as earnings
You cannot make a deduction from any of the following:

If any of these payments are your employee’s only income, do not make a deduction.
MellowPinkDeer · 11/06/2025 14:23

SheilaFentiman · 11/06/2025 14:14

Good point @Electricbananaboat - see here, @Odellio

https://www.gov.uk/child-maintenance-for-employers/what-counts-as-earnings

What does not count as earnings
You cannot make a deduction from any of the following:

If any of these payments are your employee’s only income, do not make a deduction.

I said this earlier and someone was very fast to tell me I was wrong!