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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think council housing is really unfair??

998 replies

Helpmechooseausername · 05/06/2025 18:12

I totally get that some people need to be housed by the council, but AIBU to think that the system is abused - but it seems to be his the system works?

I know of two families who have lived in their council houses for years and raised their children there. They needed help when they first moved in, and so were quite fairly given council houses. But, now the kids have grown up and moved on. The parents both have got jobs, nice cars, holidays, go out for meals, etc., etc.. They can continue living in their council houses for the rest of their lives.

It seems massively unfair. Is it really not means tested?? Surely the houses should be given to other people who need them? How can it be right that they aren't told to move back into the private property market?

I feel a bit like when I stand in a queue in a shop, waiting to pay, while people come in and just take what they want without paying or queuing!!

And yes, I'll admit that I'm jealous! I can't afford to do any nice things for my kids and I, despite working hard, and it seems to be because I chose to own my own home and get a mortgage instead of getting a council house!

OP posts:
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6
x2boys · 06/06/2025 09:36

ColourThief · 06/06/2025 09:28

Completely agree with you.
I think once your kids have moved out, you should be made to downsize at least.

I was made homeless with my 9 children a couple of years ago, our delightful ex landlord decided he wanted more money and could do so by kicking us out and turning it into a student property.
Our council couldn’t house us as they had no properties big enough, so we EVENTUALLY found another private landlord willing to take us on (and he had to be heavily bribed by the council to do so, even though we had always been perfect and respectful tenants that always paid our rent) with all our kids.

I’m now sat in yet another overpriced private rental property (four bed, I sleep in the living room) paying £1400 a month and have no sense of security that we won’t get another section 21 at a moment’s notice, because there was simply no social housing for us.

What really pisses me off is one of my older friends is sat in a five bed social property with just her almost adult son at home and had the audacity to judge the fact I had lots of children when I complained that we couldn’t find anywhere, she had 7 herself and was more than happy to take the council houses that were offered to her when they were all growing up!

It’s a stupid system and I think it’s the epitome of selfishness to be knowingly sat in a council property large enough to house a family desperately in need when you yourself at one point were likely in their position.

”I’m alright, Jack!” Right?

Tbf I can't see any council or housing association having properties big enough to house 9 children..

YouWillFindMeInTheGarden · 06/06/2025 09:38

AnaMRT · 06/06/2025 09:20

They have now stopped the Right to buy with the huge discount. Previously it was up or £120,000 off property price depending on how many years the tenant was a social housing tenant. Now it’s between £19,000-£38,000 off. Usually around 19k now. This in itself will deter people buying as it’s a drastic drop. They’ve also introduced in most new tenancy a fixed term tenancy. So they review the tenants financial circumstances every 5 years if they are still in need. So they can potentially terminate their contract every 5 years. As far as I know they’ve pretty much stopped offering secure lifetime tenancies. Not sure if the bedroom tax is still going but it was pushing people that had empty bedrooms to look for smaller properties and downsize. It ended up with lots of people in rent arrears as they couldn’t afford it. Not sure if that’s still going..

Who is ‘they’?

ours still offers massive right to buy discount as well as lifetime tenancies!!

who are you talking about?

Digdongdoo · 06/06/2025 09:38

x2boys · 06/06/2025 09:36

Tbf I can't see any council or housing association having properties big enough to house 9 children..

There are very few houses of any description big enough for that many people...

Boomer55 · 06/06/2025 09:42

Phonicshaskilledmeoff · 05/06/2025 18:36

Yes it’s set by demand. So council tenants once in a non emergency position should be paying the market rate in their area in my opinion. A 2 tier rental system where some get a leg up and other do not is entirely wrong. My friend lives in a 3 bed property down the road for 450. Private would be 850-950.

I’m paying £900 per month,for a two bedroom flat. It’s a Housing Association flat, and I pay full rent. No benefit top ups at all.

Not that cheap. 😉

YouWillFindMeInTheGarden · 06/06/2025 09:43

ColourThief · 06/06/2025 09:28

Completely agree with you.
I think once your kids have moved out, you should be made to downsize at least.

I was made homeless with my 9 children a couple of years ago, our delightful ex landlord decided he wanted more money and could do so by kicking us out and turning it into a student property.
Our council couldn’t house us as they had no properties big enough, so we EVENTUALLY found another private landlord willing to take us on (and he had to be heavily bribed by the council to do so, even though we had always been perfect and respectful tenants that always paid our rent) with all our kids.

I’m now sat in yet another overpriced private rental property (four bed, I sleep in the living room) paying £1400 a month and have no sense of security that we won’t get another section 21 at a moment’s notice, because there was simply no social housing for us.

What really pisses me off is one of my older friends is sat in a five bed social property with just her almost adult son at home and had the audacity to judge the fact I had lots of children when I complained that we couldn’t find anywhere, she had 7 herself and was more than happy to take the council houses that were offered to her when they were all growing up!

It’s a stupid system and I think it’s the epitome of selfishness to be knowingly sat in a council property large enough to house a family desperately in need when you yourself at one point were likely in their position.

”I’m alright, Jack!” Right?

made to downsize to where!?? How??

just a flippant remark made ( again)

there are no properties! How do you propose downsizing happens. Took me 3 years to downsize from a 5 bed to a 4. Just moved in and another kid moved out but I’m not downsizing again!

StScholastica · 06/06/2025 09:44

Ideally it should be means tested.
I know people earning £70k and living very cheaply in social housing. Meanwhile we have thousands of young adults and families living in one room in hostels. It's frustrating.
I live in a village, it's very difficult for young single people to buy here unless they have inherited wealth. There are only a handful of private rentals and they are extortionate holiday let's. When social housing went up people didn't object because they could see the need.
However not one of the 50 houses went to local people. The new tennants were only allowed to apply if they were from a certain city. How is that fair?

tuvamoodyson · 06/06/2025 09:46

Blondeshavemorefun · 05/06/2025 18:33

I’ve said the same. I’m not suggesting they get made homeless but a single adult in a 3 bed is wrong - when kids grown up and couple split up

should be made to downsize to a one bed so that another family can benifit from a 3 bed family home

but many will disagree. Saying it is their home

There are no one bed council houses where I am. The only one bed houses are in a ‘pensioners’ complex and are as rare as hen teeth, there’s a huge waiting list for them. Also, there are very few council houses in the area at all! I think when you’ve lived in an area fur many years, it’s very difficult to move, your dr’s are here, friends, church eg.
Lots of people on here with young children complain about having no family support, that’s the same for older people…it’s easy to say people should move out, downsize etc, in practice, it’s not always easy.

x2boys · 06/06/2025 09:46

StScholastica · 06/06/2025 09:44

Ideally it should be means tested.
I know people earning £70k and living very cheaply in social housing. Meanwhile we have thousands of young adults and families living in one room in hostels. It's frustrating.
I live in a village, it's very difficult for young single people to buy here unless they have inherited wealth. There are only a handful of private rentals and they are extortionate holiday let's. When social housing went up people didn't object because they could see the need.
However not one of the 50 houses went to local people. The new tennants were only allowed to apply if they were from a certain city. How is that fair?

I don't know did you ask why ?
Becsuse in most LA,s you have to have a local connection.

butteredradish4 · 06/06/2025 09:47

YouWillFindMeInTheGarden · 06/06/2025 09:43

made to downsize to where!?? How??

just a flippant remark made ( again)

there are no properties! How do you propose downsizing happens. Took me 3 years to downsize from a 5 bed to a 4. Just moved in and another kid moved out but I’m not downsizing again!

Then you are part of the problem. Morally bankrupt - you are happy for other families to struggle whilst living in a home that it too big at a knock down price.

Boomer55 · 06/06/2025 09:47

PetiteBlondeDuBoulevardBrune · 06/06/2025 09:06

Enough with the « it’s their home » argument!

When someone privately renting or with a mortgage can’t pay anymore we don’t spend public money to let them stay in « their home », even if they are not at fault.

Why does living in social housing means people can’t be expected to move?

Ridiculous to subsidise rent (by asking them to pay less than market price) for people who are not in need, and to spend fortune on temporary accommodation for others who are in genuine need.

If they’re made homeless, the councils have to rehouse them, if they have kids etc.

BIossomtoes · 06/06/2025 09:49

butteredradish4 · 06/06/2025 09:47

Then you are part of the problem. Morally bankrupt - you are happy for other families to struggle whilst living in a home that it too big at a knock down price.

Morally bankrupt my arse. I’d lay money you’d do exactly the same in that situation.

BoudiccaRuled · 06/06/2025 09:50

TheBroonOneAndTheWhiteOne · 05/06/2025 18:27

They're not rent-free, you do understand that?

People pay for them, until they die. There's no opportunity for the equivalent of a mortgage-free life.

Edited

Whilst I do agree, council houses are maintained through taxation, whereas home owners obviously pay to maintain their own homes. Once the mortgage is paid off, houses still cost a lot of money.

A council house is relatively stress-free in that sense.

Zov · 06/06/2025 09:50

butteredradish4 · 06/06/2025 09:47

Then you are part of the problem. Morally bankrupt - you are happy for other families to struggle whilst living in a home that it too big at a knock down price.

So should @YouWillFindMeInTheGarden just move out into a 1 bed private flat, with double the rent, and no security of tenure? And probably badly maintained? Would you? Would YOU give up a secure tenancy for life in the lovely house you'd made your own, with an affordable rent?

LOL don't make me laugh! No WAY would you. The bitterness and jealousy is ooooozing from your post. As I said earlier, hate the game, not the player. More social housing needs building. Not people being thrown out of their secure affordable home.

x2boys · 06/06/2025 09:51

butteredradish4 · 06/06/2025 09:47

Then you are part of the problem. Morally bankrupt - you are happy for other families to struggle whilst living in a home that it too big at a knock down price.

So you think the pp should make herself and family homeless so that a larger family can move in ?
Makes perfect sense

YouWillFindMeInTheGarden · 06/06/2025 09:52

butteredradish4 · 06/06/2025 09:47

Then you are part of the problem. Morally bankrupt - you are happy for other families to struggle whilst living in a home that it too big at a knock down price.

How? I just said I downsized…. It took 3 years you get no help at all from HA you have to find someone to swap with ( mutual exchange) and the stress of it all is yours alone

literally here 2 weeks in smaller property and a kid moves out and in with a new partner.

so what part of a problem am I creating? He may well move back but there are NO SMALLER properties here to downsize to. So I’m not putting myself through that all over again for nothing

soz and all

YouWillFindMeInTheGarden · 06/06/2025 09:54

x2boys · 06/06/2025 09:51

So you think the pp should make herself and family homeless so that a larger family can move in ?
Makes perfect sense

People don’t have any understanding of how the downsize/mutual exchange system works

they prefer to just sweep onto a thread and tell people to ‘downsize’ like it’s the easiest thing to do. So ignorant

Frostiesflakes · 06/06/2025 09:54

Zov · 06/06/2025 09:16

As the poster said just after you posted this, some social housing is not on 'council estates.' Some are in very nice areas/new build areas/private cul de sacs/parts of estates that were bought by the council for their housing stock when the housebuilders went tits up - part way or most of the way through the build.

I know some people in social housing who are in much nicer areas than some who have bought. The 'buyers' can't afford to live in the same area that the 'renters' live in! Part of the reason why some of the 'buyers' are so angry, jealous, and salty when it comes to people in social housing!

I agree in my street there are a mix of 4 HA & 1 council
where my nephew lives it’s a mix of council
owned Victorian style terrace and a few newbuilds HA and then mainly privately owned Victorian style terraces

you wouldn’t know that the council owned house were owned by the council

StScholastica · 06/06/2025 09:55

Yes, we asked, it was a scheme, part funded by the housing association and the LAs, to move families from the city to the new (beautiful) homes. Quite a few are families with problems and the police are there frequently now. Including armed units last year. Our crime rate has increased twenty fold. There was literally next to no crime in 20 years previously.
Massively unfair. We are a farming community but that does not mean that everyone is wealthy. The kids who work as farm operatives don't get paid well and are now forced to live at home ad infinitum.
4 houses were built for local people in a neighbouring village. That supposedly covered all need.

bestcatlife · 06/06/2025 09:56

How does anyone see it as unfair? They will be paying rent until they die, and their rent increases every year. (Ok not as much as it would in private renting) once your mortgage is paid off you can retire. Your owned home is an asset.
Also wouldn't wish the process of getting a council home on my worst enemy

YouWillFindMeInTheGarden · 06/06/2025 09:56

Zov · 06/06/2025 09:50

So should @YouWillFindMeInTheGarden just move out into a 1 bed private flat, with double the rent, and no security of tenure? And probably badly maintained? Would you? Would YOU give up a secure tenancy for life in the lovely house you'd made your own, with an affordable rent?

LOL don't make me laugh! No WAY would you. The bitterness and jealousy is ooooozing from your post. As I said earlier, hate the game, not the player. More social housing needs building. Not people being thrown out of their secure affordable home.

Assuming there are people in a one bed who are eligible to swap (mutual exchange) with me in a 4 bed….as currently that is the only way to ‘downsize’

HA/council don’t force or help anyone to downsize….you have to find someone eligible to swap with.

TunnocksOrDeath · 06/06/2025 09:57

The main issue is successive governments requiring councils to sell-off housing stock, without providing sufficient plans or funding to replace it. Both my parents were raised in council homes, with working parents. It was the norm back then, and it worked pretty well, now we just don't have enough stock so far fewer people qualify.
My old flat in London was sold by the council in the 80s and it's now worth over £300,000. You need to be earning over 60 grand a year to buy that flat, and there are council tenants living in virtually identical flats in the same block. No one on an average salary can afford to live there - they have to find somewhere cheaper, i.e. more cramped, less well maintained, in a worse area or whatever.
It would be unkind to expect someone caught in the middle not to feel any resentment at all that they are living in worse conditions than council tenants, but paying more for it, and with no security. But the answer is more council housing, not to chuck people out once they appear to be doing a bit better - nothing in this life is certain.

edited for a spelling error.

Profpudding · 06/06/2025 09:58

NeverDropYourMooncup · 06/06/2025 09:12

Oh, the self declaration mortgage thing to get around what the bank said was unaffordable.

If somebody's manager was prepared to do that and lie about the amount earned (because on 9 grand a year, a council flat marked up at £268,000 after discount and knowing the roof leaked & the entire block was 20 years past the due due for refurbishment wasn't going to be afforadable) - how exactly would that person then be able to pay that mortgage?

But thousands and thousands of people did exactly that and paid the mortgages which were entirely affordable. As they are now, it’s just that the banks won’t lend. How many times have we heard that people are being turned down for £1000 a month mortgage when they’re paying £1500 a month out in rent?
Some people were idiots and overstretched themselves but, Even then they probably were still up on the deal for a good few years.

Profpudding · 06/06/2025 10:00

BIossomtoes · 06/06/2025 09:11

You could get a mortgage with your Manager signing a piece of letterhead paper Stating your salaryfrom 1998 until at least 2008.

That’s odd because when I got my first mortgage in 1991, the second in 1996 and the last one in 2000 three months payslips were required. All different lenders too.

Absolute nonsense. I got 100% Mortgage.
Self declared in 2001. Bank of Scotland.

Far dodgy dealings were taking place before and after then.

x2boys · 06/06/2025 10:03

TunnocksOrDeath · 06/06/2025 09:57

The main issue is successive governments requiring councils to sell-off housing stock, without providing sufficient plans or funding to replace it. Both my parents were raised in council homes, with working parents. It was the norm back then, and it worked pretty well, now we just don't have enough stock so far fewer people qualify.
My old flat in London was sold by the council in the 80s and it's now worth over £300,000. You need to be earning over 60 grand a year to buy that flat, and there are council tenants living in virtually identical flats in the same block. No one on an average salary can afford to live there - they have to find somewhere cheaper, i.e. more cramped, less well maintained, in a worse area or whatever.
It would be unkind to expect someone caught in the middle not to feel any resentment at all that they are living in worse conditions than council tenants, but paying more for it, and with no security. But the answer is more council housing, not to chuck people out once they appear to be doing a bit better - nothing in this life is certain.

edited for a spelling error.

Edited

Yeah but outside of London ex council houses are often not worth very much and are in deprived areas

HairyToity · 06/06/2025 10:08

Actually I know people who rent in private sector who pay less than council rent! It's usually someone has a house, no mortgage, and just wants someone they trust and like, rather than go on open market through agent.

I know someone who pays £450 pcm rent, for her 3 bed semi, which would be £900 with other landlords. The owners are rich, and never put up rent and they know her and trust her. Perhaps they are scared someone might rent and trash it. She keeps it immaculate. I assume they think it better to have a small rental income and capital accumulation, than sell and money in a bond/bank account.

She's not the only one I know paying below council rent with a private landlord. It's just luck and who you know.