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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think council housing is really unfair??

998 replies

Helpmechooseausername · 05/06/2025 18:12

I totally get that some people need to be housed by the council, but AIBU to think that the system is abused - but it seems to be his the system works?

I know of two families who have lived in their council houses for years and raised their children there. They needed help when they first moved in, and so were quite fairly given council houses. But, now the kids have grown up and moved on. The parents both have got jobs, nice cars, holidays, go out for meals, etc., etc.. They can continue living in their council houses for the rest of their lives.

It seems massively unfair. Is it really not means tested?? Surely the houses should be given to other people who need them? How can it be right that they aren't told to move back into the private property market?

I feel a bit like when I stand in a queue in a shop, waiting to pay, while people come in and just take what they want without paying or queuing!!

And yes, I'll admit that I'm jealous! I can't afford to do any nice things for my kids and I, despite working hard, and it seems to be because I chose to own my own home and get a mortgage instead of getting a council house!

OP posts:
Thread gallery
6
YouWillFindMeInTheGarden · 05/06/2025 23:56

WilfredsPies · 05/06/2025 23:55

Ha! That’s hysterical! Some of these posters would sell a kidney and pimp out their DH before buying a house next to a council estate, let alone move on to one.

Housing association is mixed in on new build estates.

WilfredsPies · 05/06/2025 23:58

YouWillFindMeInTheGarden · 05/06/2025 23:56

Housing association is mixed in on new build estates.

I’m currently sat in one. There’s a very busy main road between us and the nearest private houses.

I know lots of them are now, (mine is 30 odd years old) but how often have you seen threads from people debating whether to buy a house near HA tenants and being advised not to?

TempestTost · 06/06/2025 00:02

MojoMoon · 05/06/2025 18:29

But you will pay off your mortgage in 15 or 20 years.
You will then own an asset outright that is likely to continue appreciating in value while your living costs drop because you are no longer paying the mortgage.
You will also have the option to sell the house at retirement, downsize somewhere cheaper and release capital to help fund a more luxurious retirement.
Plus you have an asset that will likely (unless unfortunate enough to require several years of expensive nursing care) be worth someone the you can leave to your children.

Where as the council tenants will continue paying rent until death. So while you have financial options in retirement to release capital, they do not and their living costs remain the same. Plus nothing to leave kids.

So if you are private renting, you might have more of a point but as someone with a mortgage, it's a silly thing to be resentful of as you will be better of in 15 or 20 years for the rest of your life.

Who says the people who find this most unfair own a home? Maybe they are renting privately.

However, even beyond that, I think many people see themselves having a mortgage well into retirement, and they don't care much about having an asset at the end when they could be dead soon.

TempestTost · 06/06/2025 00:03

I think the issue OP is the original idea of them doesn't fit the way they are actually being distributed in a lot of places.

Starlingsintheloft · 06/06/2025 00:07

There is a housing crisis. Compulsory eviction is not the answer I’m afraid. Eradicating anyone from an estate who earns over a certain level is also not the answer, is almost certain to backfire and ultimately could lead to the eventual ghettoisation of entire areas .

PDZeus · 06/06/2025 00:14

i live in a fabulous HA new build in a lovely area.
when i was allocated it my circumstance were very different to what they are now.
as a result i have a bedroom that is not used that often now and is a ‘spare’ room. but i have family who stay a couple of days a month in it to give me respite with a SEN child and another with complex health needs.
i don’t receive any benefits at all and i work full time.
this house is my families home and we all sleep better with a secure tenancy.
however, i don’t earn enough to save a deposit to buy and i’m of an age where i’d actually struggle to get an affordable mortgage.
ive spent money to enhance the property especially making the garden lovely. i’ve bought flooring, curtains, blinds etc.
on the outside i look just like someone who has
no business living in social housing (professional job, new car although it’s via salary sacrifice for peace of mind and a holiday abroad in europe once a year).
where would the OP like me to move to? a private let at much more per month than i pay now with no more than 6 months security? that’s just shifting the deck chairs on the Titanic?
my neighbour has just got back from why looks like a fantastic holiday in thailand. am i jealous, yes because i’d love to go to thailand but my children’s needs make that tricky.
am i jealous because she lives in social housing like me and has had an amazing experience? no i’m not. she got her house after fleeing DV with the clothes on her and her teenagers back. she’s worked hard and made a lovely life for them both.
everyone deserves safe, secure, good quality housing.
stop thinking those of us who have managed to achieve that should vacate and give all that up because we have somehow improved our lives beyond our station.

YouWillFindMeInTheGarden · 06/06/2025 00:26

WilfredsPies · 05/06/2025 23:58

I’m currently sat in one. There’s a very busy main road between us and the nearest private houses.

I know lots of them are now, (mine is 30 odd years old) but how often have you seen threads from people debating whether to buy a house near HA tenants and being advised not to?

Edited

It’s usually a 50/50 balance on mumsnet threads though….many say don’t, just as many say it’s fine 🤷‍♀️

llizzie · 06/06/2025 00:28

Are council tenants still surcharged for bedrooms they don't use? Perhaps their rent is not as cheap as people think?

The council should offer them smaller accommodation, because it does seem unfair that there are families in need.

Perhaps they bought it?

YouWillFindMeInTheGarden · 06/06/2025 00:31

llizzie · 06/06/2025 00:28

Are council tenants still surcharged for bedrooms they don't use? Perhaps their rent is not as cheap as people think?

The council should offer them smaller accommodation, because it does seem unfair that there are families in need.

Perhaps they bought it?

Surcharge is only for benefit claimants….no idea if it’s still a thing. Every person round here in social housing works. So nobody had said anything as it doesn’t apply to them

if the council doesn’t have homes for people as it is then where is this ‘smaller accommodation’ going to be magically appearing from?

Peacepleaselouise · 06/06/2025 00:35

That’s not them abusing the system. The problem is Maggie Thatcher sold off most of the council housing and created the nightmare that is the private rental market. Previously lots of working people were in council housing. It was never intended to be only for the homeless or very vulnerable.

llizzie · 06/06/2025 00:38

YouWillFindMeInTheGarden · 06/06/2025 00:31

Surcharge is only for benefit claimants….no idea if it’s still a thing. Every person round here in social housing works. So nobody had said anything as it doesn’t apply to them

if the council doesn’t have homes for people as it is then where is this ‘smaller accommodation’ going to be magically appearing from?

Well it cannot be magically produced, but if they have not bought their council house, then it is up to the council to deal with it.

Only they know what housing is available.

YouWillFindMeInTheGarden · 06/06/2025 00:41

None

there is none available. Otherwise people would be living in it!

llizzie · 06/06/2025 00:43

Peacepleaselouise · 06/06/2025 00:35

That’s not them abusing the system. The problem is Maggie Thatcher sold off most of the council housing and created the nightmare that is the private rental market. Previously lots of working people were in council housing. It was never intended to be only for the homeless or very vulnerable.

A lot of the properties at that time were in need of repairs anyway. The problem was that the councils could not use the money to build new ones.

The whole system has changed since then and it is mostly housing associations which run estates for the councils.

This barmy government keeps promising more housing, but where? On the fields farmers have to give up because they cannot pay their taxes, so that they cannot grow our food either? Is the Chancellor thinking of importing more food and build houses where orchards are?

Having said that, criticism doesn't bring solutions, and that is what is needed.

tellmesomethingtrue · 06/06/2025 00:45

Weddingbutterfly · 05/06/2025 18:14

Firstly it’s there home, secondly when you pay of your mortgage and live rent free living the high life , they will still be paying rent

Many people won’t be able to ‘pay off’ their mortgage in this day and age.

tellmesomethingtrue · 06/06/2025 00:47

TripleSeptic · 05/06/2025 18:20

It’s not a free house. My family member was made homeless because private landlord sold the home they lived in. The cost of private rentals skyrocketed due to demand. They became homeless and the council housed them in a grotty 60 year old flat, with damp. They were then allocated a new build. 3 bedroom, their rent is over 700 a month. My mortgage for similar house is 400. Neither of us can afford to go on holiday.

£700 a month for a 3-bed is incredibly cheap by the standard of pricing by me. You’d pay that for a room in a shared house!!

llizzie · 06/06/2025 00:52

PDZeus · 06/06/2025 00:14

i live in a fabulous HA new build in a lovely area.
when i was allocated it my circumstance were very different to what they are now.
as a result i have a bedroom that is not used that often now and is a ‘spare’ room. but i have family who stay a couple of days a month in it to give me respite with a SEN child and another with complex health needs.
i don’t receive any benefits at all and i work full time.
this house is my families home and we all sleep better with a secure tenancy.
however, i don’t earn enough to save a deposit to buy and i’m of an age where i’d actually struggle to get an affordable mortgage.
ive spent money to enhance the property especially making the garden lovely. i’ve bought flooring, curtains, blinds etc.
on the outside i look just like someone who has
no business living in social housing (professional job, new car although it’s via salary sacrifice for peace of mind and a holiday abroad in europe once a year).
where would the OP like me to move to? a private let at much more per month than i pay now with no more than 6 months security? that’s just shifting the deck chairs on the Titanic?
my neighbour has just got back from why looks like a fantastic holiday in thailand. am i jealous, yes because i’d love to go to thailand but my children’s needs make that tricky.
am i jealous because she lives in social housing like me and has had an amazing experience? no i’m not. she got her house after fleeing DV with the clothes on her and her teenagers back. she’s worked hard and made a lovely life for them both.
everyone deserves safe, secure, good quality housing.
stop thinking those of us who have managed to achieve that should vacate and give all that up because we have somehow improved our lives beyond our station.

If you are in a secure tenancy, stay there. You obviously need it and certainly have the right to enjoy it. Rents to the HA are circulated back into the association rather than in the pocket of landlords who do not keep up with maintenance, so you should stay where you are.

You should not listen to that sort of thing and not take it to heart. Your little family is what social housing is all about. I would advise you to try to save for a pension when the time comes, in case the benefit situation changes. At the moment pensioners on less than £218 a week can claim pension credit which brings a lot of other benefits.

There are people who abuse the system, but with you working and caring for the children with special needs, you should be secure for life if you stay put.

Springley · 06/06/2025 00:53

Kicking them out/increasing rent would be a huge disincentive for people to better themselves in terms of earning.

The problem is the cost of housing in general not social housing. As has already been said, they were built for all and almost a third of the country lived in them at one point. They were not just for 'the poor'.

tellmesomethingtrue · 06/06/2025 00:54

Dramatic · 05/06/2025 18:37

I do understand what you mean, my SIL and her family live in a council house and are about to be rehoused to a 4 bed because they keep having kids. They could easily afford to go private, their household income is quite high.

So unfair

cheffymcchef2 · 06/06/2025 01:00

You don’t get booted out your home just because your kids have left.

SquashedSquid · 06/06/2025 01:23

llizzie · 06/06/2025 00:52

If you are in a secure tenancy, stay there. You obviously need it and certainly have the right to enjoy it. Rents to the HA are circulated back into the association rather than in the pocket of landlords who do not keep up with maintenance, so you should stay where you are.

You should not listen to that sort of thing and not take it to heart. Your little family is what social housing is all about. I would advise you to try to save for a pension when the time comes, in case the benefit situation changes. At the moment pensioners on less than £218 a week can claim pension credit which brings a lot of other benefits.

There are people who abuse the system, but with you working and caring for the children with special needs, you should be secure for life if you stay put.

My tenancy is not only a lifetime tenancy for me, but can be passed to my child, then can be passed to their children. Security and community is really important in my area, and keeping local people in the area is a priority. I'm reassured knowing that if I die, my child will still have a home.

BastardesEverywhere · 06/06/2025 01:45

Frostiesflakes · 05/06/2025 20:06

He bought a house previously at 23 years old and owned it for around 9 years
its being sold as they split up

so don’t worry it wasn’t his ambition to have a council house he had plenty of ambition to be a home owner and now he isn’t anymore
but he did own a houses at an early age

he needed somewhere to live so he moved in with his nan and she likes having him there it’s company for her

regardless of if he stays there or not he has a secure cheap Tenancy for as long as he needs it

hate the game not the player

Not sure how any of that is different to your first post.

At the age of 32 his main ambition is to secure his nans council house so he can rent it for life 😬.

I don't 'hate the player'. In your example, I just think the player is pathetic and hope to God none of my dc ever end up in that way of thinking.

SquashedSquid · 06/06/2025 02:25

BastardesEverywhere · 06/06/2025 01:45

Not sure how any of that is different to your first post.

At the age of 32 his main ambition is to secure his nans council house so he can rent it for life 😬.

I don't 'hate the player'. In your example, I just think the player is pathetic and hope to God none of my dc ever end up in that way of thinking.

What about that is pathetic? What on earth is wrong with someone caring for an elderly relative, then taking on their tenancy? I'd hope that my children would aspire to be like him and keep their grandmother company. Thankfully, mine have been brought up to understand not to judge other people for something like living in a council house.

user1492757084 · 06/06/2025 02:28

Britain has fantastic council housing.
I love the way it leaves people housed and secure in their neighbourhood for decades.
More countries should do the same.

DrPrunesqualer · 06/06/2025 02:53

Ace56 · 05/06/2025 18:50

But they’ll be paying a heavily subsidised rent…why should a retired couple get to keep a cheap 3-bed house when their kids have all grown up and moved out? They should get a 1-bed flat. The only ones who should get to keep a 3-bed house are those who, y’know, actually bought their own?

Now we’ve moved to bashing elderly people again

Why should they be allowed to stay in a property they’ve rented and brought their kids up in. Oo. Difficult one….because it’s their home perhaps .

The problem is not the occupancy it’s availability.

NoMoreLifts · 06/06/2025 03:49

happytobee · 05/06/2025 20:18

Yes, and my mortgage and rent for my 2 bed new build on 75% SO is £1300, no idea if I’ll ever be mortgage free as I live alone. It would be lovely to get more space for nearly half the cost as well as free repairs on my white goods…

Who gets free white goods repairs? Most HA / council tenancies don't include flooring, never mind fridges.