I live with my partner who is divorced with 2 adult sons who live independently. He owns the house we live in. I have no children, own a property with no mortgage that I rent out. Our living arrangements in my partners house involve us each contributing £1,000/month into a shared bank account, to cover food, social activities, purchase of items for the house and garden, and presents for his children and family. I also pay 50 percent towards all utility bills via a monthly direct debit into my partners account. My partner is wealthy, a high earner with finance earned from investments and inheritance. I have a good income and some savings. I do the majority of the housework, manage the large garden, work full-time in a demanding role, and am expected to make his breakfast and packed lunch daily, and remind him of things he needs to do.
My partner has said he does not want to marry, and that as part of his will the house and all his finance will be left to his children. He said he may at a later date consider adding a clause to his will enabling me to have a lifelong right to live in his house after his death until I die. I am expected to leave all my wealth to my partner should I die. His adult children, when we see them refer to their inheritance in conversations.
I am very upset, and feel used, in that I am contributing a significant and disproportionate part of my income to our shared life, whilst it enables him to save money for his adult children’s future. I have tried to discuss this inequity with him to no avail. I love him, and worry about my future based on this arrangement.