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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
XenoBitch · 06/05/2025 21:36

Macaroni46 · 06/05/2025 21:33

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

No incentive to try and earn more if you are at risk of losing your home.

vodkaredbullgirl · 06/05/2025 21:36

I know a couple who's kids have flown the nest and still live in theirs.

TheHateIsNotGood · 06/05/2025 21:37

Don't get drawn in folks - this is clearly a wind-up post - the username gives the hint.

JenniferBooth · 06/05/2025 21:37

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

Speaking of subsidised.

Across the river in Nine Elms, Janine Streuli is one of many NHG shared ownership tenants in a block called Viridian Apartments. But far from delivering Kenrick’s utopian vision of good quality housing for everybody, regardless of wealth, Streuli and her neighbours have ended up paying for the concierge and garden landscaping of the wealthy residents of the adjacent luxury block. They’re facilities that she and the fellow affordable housing residents haven’t been given access to; their block has a separate “poor door” and their entrance to the communal gardens are sealed shut.
The charge was only announced five years after Streuli moved in, when the affordable housing residents got a bill for thousands of pounds. While their initial leases made clear they wouldn’t have to pay these fees, NHG’s own lease with the building’s management company — which actually runs the development and its facilities — said the opposite. When the discrepancy was eventually identified the tenants were asked to take on the cost. They were now going to be paying to maintain the luxury gardens and concierge that they weren’t even allowed to use. Now she and most of the other residents spend upwards of £6,000 or £7,000 a year in service fees, almost 500% the rate promised when she moved in. While subsidising the facilities of their neighbours, many of their own flats and corridors have dealt with flooding, penetrating damp and mould — problems that have never been adequately fixed. Eventually the residents cobbled together enough money to take NHG to a property tribunal, and next month their fate will be decided by a judge

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter

How a charity founded to solve the housing crisis became one of London’s worst landlords

What went wrong at Notting Hill Genesis?

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter

XenoBitch · 06/05/2025 21:37

Keirawr · 06/05/2025 21:35

And then you get all those nonsense about how hard it is benefits are to get. Yeah, right.

Getting the higher rate of PIP to be eligible for a car is not easy to get.
Maybe you should give it a go, and report back here.

HamieandHave · 06/05/2025 21:38

PluckyCheeks · 06/05/2025 21:02

Story of my life. We are surrounded by people with 24 plates yet we are the only homeowners (ex LA) and are about to buy a 10 yr old car as that’s all we can just about afford.

People on benefits seem to not be able to plan for the future and cannot delay gratification, hence they use their spare case to lease a flashy car. There’s also a cultural element, where we live, at least.

Edited

Where are the people on benefits getting cash to buy brand new flash cars?

tinytemper66 · 06/05/2025 21:39

It has got fuck all to do with you.

Hwi · 06/05/2025 21:39

Danikm151 · 06/05/2025 20:54

Council houses aren’t just for those on benefits. They’re a secure tenancy in return for rent paid. Those on lower income will get housing benefits towards rent but there are those that pay rent outright.
I work full time and rent a housing association house.

This - some of the best houses in London are council. Peabody in Covent Garden, Datchet House in Euston, and lots of really old brick Georgian houses in Bolsover Street. They also just built a new development, private+council where Middlesex Hospital was, close to Nassau Street, WC1

XenoBitch · 06/05/2025 21:40

HamieandHave · 06/05/2025 21:38

Where are the people on benefits getting cash to buy brand new flash cars?

Either cars on the Motability scheme (which means they are disabled... lets not get jealous of that, yes?), or the cars are hire purchase/lease.

housemaus · 06/05/2025 21:40

OP, if you didn't actually know: council houses are owned by the local council itself (and rent is generally a bit cheaper), housing associations are separate organisations with their own properties where the rents tend to be affordable but not as cheap as council rents. A lot of social housing now is HA rather than council - lots of council housing got sold off to HAs in the late 80s/early 90s (theoretically to improve social housing stock), and lots of council houses got sold via Right to Buy. HAs have different funding sources and aren't quite as restrained by budget as councils tend to be.

Icouldntclimbthelamppost · 06/05/2025 21:40

@Bryonyberries Good explanation but its not that councils spent the money on other things, they weren't allowed to spend the revenue on replacement housing. It was part of the concerted move to bring market forces and privatisation into the public sector, and look how well that's gone.

Digdongdoo · 06/05/2025 21:41

There was a thread on this recently...
Affordable rent = disposable income. It's not rocket science.

InfoSecInTheCity · 06/05/2025 21:41

Flamingopingo · 06/05/2025 21:31

Paying outright for a second hand car might be a cost they can't afford. It's a chunk of money and not everybody has the means to save. Getting a new car with weekly/monthly payments may better suit their budget. Also you're less likely to have the big maintenance costs of an older car.

Came on to say this. I don’t like debt, so I buy cars outright with my savings, but if my only choice was to pay monthly then I may as well lease a nice car rather than buy an old car with a loan.

Slightyamusedandsilly · 06/05/2025 21:42

But surely the new council houses are for new tenants (because unless I'm mistaken, you don't get to upgrade from your existing home to a better council home)? In which case, they must have been in need to be able to get to the top of the list?

Numberfish · 06/05/2025 21:42

YourElatedLimeShark · 06/05/2025 20:58

I live in a council house. And I work so hard on my own business. My kids have brand new iPhones. I have a gorgeous 67 plate fancy car and have another vehicle too. We eat amazing food. Eat out often. Have nice clothes. Designer sunglasses. I vape. I don’t drink. I go the gym and have a PT. My kids go to multiple clubs almost every day of the week. I have a 65 inch TV on my wall. I have well cared for pets.

May be these guys are the same? Not everyone in a council house is poor etc. many work. And work bloody hard.

So why live in a house that’s needed for people without such a high income?

Doggymummar · 06/05/2025 21:44

Social housing is for incomes of upto £60k in our authority so could be a teacher firefighter police officer loads of professions tbh,

WorthyOtter · 06/05/2025 21:45

Numberfish · 06/05/2025 21:42

So why live in a house that’s needed for people without such a high income?

Why not? That's their home. Who knows what her situation was when she first moved in, why should she now have to leave her home cos she's earning more money?

Arran2024 · 06/05/2025 21:45

CurlySueAndBillToo · 06/05/2025 21:17

And usually a very expensive down payment too. My last car was a people carrier because I needed a big boot to store my electric wheelchair (which I also had to purchase myself). For the car plus the adaptions needed like the hoist to lift the wheelchair etc it was over £4000. Despite living the high life on benefits I had to borrow the money for it from family. I hate this narrative about disabled people driving around in range rovers when so many of us are struggling to get a car that meets our needs and our finances.

We have a motability car too as my daughter has epilepsy. I'd rather she didn't have epilepsy. https://www.theguardian.com/society/2025/mar/24/motability-disability-scheme-uk-taxpayers-government

Motability: is it true that the disability scheme is taking UK taxpayers for a ride?

Understanding the rightwing backlash over the government scheme helping people with serious disabilities get a car

https://www.theguardian.com/society/2025/mar/24/motability-disability-scheme-uk-taxpayers-government

Beeloux · 06/05/2025 21:46

I think council housing should be for those in need of it. I also don’t believe in right to buy.

There is hardly any social housing left in my town, as many people have bought their council houses and sold them on or rent them out privately at extortionate prices.

YouWillFindMeInTheGarden · 06/05/2025 21:46

Beeloux · 06/05/2025 21:46

I think council housing should be for those in need of it. I also don’t believe in right to buy.

There is hardly any social housing left in my town, as many people have bought their council houses and sold them on or rent them out privately at extortionate prices.

No new build estates near you?

Macaroni46 · 06/05/2025 21:48

WorthyOtter · 06/05/2025 21:45

Why not? That's their home. Who knows what her situation was when she first moved in, why should she now have to leave her home cos she's earning more money?

Because she doesn’t need it anymore. Make space for someone who does need it.

Beeloux · 06/05/2025 21:48

HamieandHave · 06/05/2025 21:38

Where are the people on benefits getting cash to buy brand new flash cars?

They’re fiddling it. Many pretend to be single mothers but have a partner living with them earning cash in hand. See it happen all the time around here.

Blongie · 06/05/2025 21:48

Numberfish · 06/05/2025 21:42

So why live in a house that’s needed for people without such a high income?

Literally this

Wow. Madness. Country is screwed.

only people doing well at the moment are the people creaming benefits (DLA, PIP etc etc) or the very top.

middle earners might as well not bother.

Glitchymn1 · 06/05/2025 21:49

Firstly you have to have points and bid. If it’s a full time, working couple or single person you’d have zero chance around here. Zero.
You need lots of children, medical conditions to get points to bid. If you are single under 35, you’ll be lucky to get a hostel. Over 55 you might get a flat if you’re sick enough.

Doesn’t matter if it’s council or Housing Association, you need points, lots of them. Full time workers would get told to private rent.

Are there white vans on the driveway too?
Not everyone on benefit struggles, some do, some don’t. Could be on credit. Could be PIP. There are generally newer cars on the road these days compared to years ago.

RosesAndHellebores · 06/05/2025 21:49

When I was a little girl, the council houses in our village were for ordinary working people. People who worked in shops, on the bins, drove buses, delivered letters, porters, etc. They were brick built and well kept. They should never have been sold off.

Occasionally, I cut through a council estate when I visit some friends (I know the back route and avoid the lights). I don't see very many cars newer than five or seven years old there. The people I see on that road do not look like they spend much on themselves.