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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
WearyAuldWumman · 06/05/2025 21:24

My dad owned his own flat. The council bought it via compulsory purchase. Dad was given a derisory amount of money - not enough for him to be able to buy a new home.

We finished up in a council house. My parents paid their own rent and rates/council tax all their days.

ArminTamzerian · 06/05/2025 21:24

PluckyCheeks · 06/05/2025 21:23

Having spare cash to lease a car without worries about other bills is far more of a sign of unearned privilege. The privileged at least had their families work for it. These guys did…nothing. They just receive.

Which guys are you talking about?

Couldnotthinkofausername · 06/05/2025 21:25

XenoBitch · 06/05/2025 21:06

Council housing is not subsidised.

If a family is at risk of losing their home if they get a better job, then there is no incentive to do better.
People do better in life generally when they have a secure home.

We need more social housing.

Exactly 👍

PluckyCheeks · 06/05/2025 21:25

LadyKenya · 06/05/2025 21:23

I see, it is surprising that you have only just heard of PIP, you must be new to MN, and never watch the news, or read the papers.

As in, I found out you can get it for “anxiety and depression” which I’ve had for 25 years and has limited my life in lots of ways. I also have 2 physical diagnoses coming up so hoping I will get it. I assumed it was means tested. I have no means other than my property which I still owe 6 figures on.

vodkaredbullgirl · 06/05/2025 21:26

Great username OP, well fitting 😆

PluckyCheeks · 06/05/2025 21:26

ArminTamzerian · 06/05/2025 21:24

Which guys are you talking about?

The majority of my neighbours. I know more about their lifestyles than I really want to. It steals my peace.

Theunamedcat · 06/05/2025 21:27

User79853257976 · 06/05/2025 21:06

Can’t the ‘affordable’ homes on the plans be shared ownership?

YES plus new homes from the housing association are not always cheaper my housing association rents out new builds for around a thousand a month the "old houses" are closer to 600 a month the people in the new builds want out not just because they are crap but because they are expensive

Kirbert2 · 06/05/2025 21:28

Profhilodisaster · 06/05/2025 21:19

The council in our area don't own any houses these days , they're all owned by housing associations.
There are also many many reasons for getting a HA property, one of my family has a child born with additional needs and was helped by the hospital to get one .

This is why I have one too (and a Motability car) except my son wasn't born with additional needs, he became disabled due to a complication from an illness.

I'd much rather have my previous rented property and my son never go through what he went through.

Springhassprungxx · 06/05/2025 21:29

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

I thought this too

CurlySueAndBillToo · 06/05/2025 21:29

Also I live in a council house and the damp and mould is so bad we’re having to sleep in the living room. The only mould free room. I got a dehumidifier, I cleaned the mould, I painted with mould resistant paint and open the windows every day but after having a housing stock survey from an independent company it doesn’t matter what I do since the roof is failing, the guttering has collapsed in several places, the fascia’s and soffits are literally crumbling too and there are cracks around the window fittings.Its the coldest house up until the height of summer when it’s then so hot it’s unbearable.I am grateful for a home, for some of us though it isn’t a bowl of cherries.

vodkaredbullgirl · 06/05/2025 21:29

Think some people on here are taking the piss.

I live in Ha and have been here a long time, single parent. Although my adult dds still live here.

WorthyOtter · 06/05/2025 21:29

Anyone can get a council house. I had one a few years ago in a new build, we had money just weren't interested in buying a house (I have now). We were surprised when we got it because we didn't have kids at the time and didn't seem a priority but it was a bit out the way and there wasn't much interest in it. If I was renting, I'd rather go council in all honesty it's alot more reliable, your house won't be sold and they're pretty good at repairs

CalleOcho · 06/05/2025 21:29

TheCluelessMum · 06/05/2025 21:14

i thought they meant the same thing? Housing association was official name and council house was slang term? I don’t know. Sorry I didn’t know

You do realise that you could get all this information straight off Google?

Are you genuinely for real?

PlanningTowns · 06/05/2025 21:30

I wish people would educate themselves, I also wish developers would stop labelling them incorrectly.

as part of new developments the developer will normally have to provide a number of affordable homes. These can be (amongst others) social rent, affordable rent, shared ownership and discounted market sales (like first homes). Some will be managed by councils, others by housing associations and for discounted market sales they aren’t managed at all but controlled through agreements. These homes should be tenure neutral so that you can’t tell the difference between them and market homes (although the car parking is generally a give away).

dont assume that these houses aren’t owned with a mortgage by those living in them.

XenoBitch · 06/05/2025 21:30

Springhassprungxx · 06/05/2025 21:29

I thought this too

Because if people are at risk of losing their home for doing better in life, then there is no incentive to do better. Housing is a vital need, and no one wants to risk losing it, even if that means they stay on a lower income.

DorothyStorm · 06/05/2025 21:31

Keirawr · 06/05/2025 20:59

More than half new leased cars are on notability scheme. For people claiming disability benefits. Paid for by other people.

10 million people of working age are not working or not working enough and claiming benefits.

Who said claiming benefits is hard. Literally millions are doing and new cars are being handed out on benefits, the likes of which people in work could bill afford.

That’s why the systems is broken and losing so much support.

Ive an in-house lawyer relative who gets a mobility car due to her disability. With a corporate lawyer spouse… And a professional colleague who also has a mobility car (BMW).

Theunamedcat · 06/05/2025 21:31

PluckyCheeks · 06/05/2025 21:25

As in, I found out you can get it for “anxiety and depression” which I’ve had for 25 years and has limited my life in lots of ways. I also have 2 physical diagnoses coming up so hoping I will get it. I assumed it was means tested. I have no means other than my property which I still owe 6 figures on.

"Anxiety and depression" eh

Unlikely you get it "just" for that you also need evidence loys and lots of evidence not just your word and your mate bob down the road backing you up honestly take a good long look at the rates pip are taken to tribunal and take all the way up the system only to be granted it last minute it's not easy to get people in genuine need often get rejected and the reason it costs so much? They deny genuine claims and then spend a fortune trying to stop genuine people claiming

It's a farce

LolaLouise · 06/05/2025 21:31

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

Its not subsidised, subsidised implies part of the rent comes for tax. Its lower rent, yes, but no one else is topping up the payments.

I live in a council house, i was on the list for over 5 years, in that tim i had to find the upfront money for 4 private rentals as landlords wanted the house back for personal reasons, sold the house, and one passed away the family wanted to house back. 4 times i had to uproot my kids, myself, move further from schools, from work, from friends, from shops etc. I owned with my husband but the marriage broke down, we had to go private renting whilst on a list. When i got my council house, and the secured life time tenacy, i swore i wouldnt never voluntarily leave it. Now i earn over average income, pay full rent and council tax, still a single parent with no asistance from their dad, i cant afford a new car granted, but im not leaving my council house into the hands of private landlords ever again.

Flamingopingo · 06/05/2025 21:31

Paying outright for a second hand car might be a cost they can't afford. It's a chunk of money and not everybody has the means to save. Getting a new car with weekly/monthly payments may better suit their budget. Also you're less likely to have the big maintenance costs of an older car.

Macaroni46 · 06/05/2025 21:33

Genandthecats · 06/05/2025 20:58

Council houses are not exclusively for people on benefits. Sometimes people end up getting council houses due to being served section 21 when privately renting or someone who was once on a low income has been promoted and earns well but cannot or doesn't want to get a mortgage

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

vodkaredbullgirl · 06/05/2025 21:34

My garden is big enough to have goats, instead I've got dogs 😂

Keirawr · 06/05/2025 21:35

DorothyStorm · 06/05/2025 21:31

Ive an in-house lawyer relative who gets a mobility car due to her disability. With a corporate lawyer spouse… And a professional colleague who also has a mobility car (BMW).

And then you get all those nonsense about how hard it is benefits are to get. Yeah, right.

YouWillFindMeInTheGarden · 06/05/2025 21:35

Macaroni46 · 06/05/2025 21:33

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

No not at all

how odd!

YouWillFindMeInTheGarden · 06/05/2025 21:35

Social housing is not just for ‘families’ …

MrsTigerface · 06/05/2025 21:36

Well, God forbid that the lower orders should have a better car than you…

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