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Share your dilemmas and get honest opinions from other Mumsnetters.

To not be happy about paying this much tax

625 replies

Lovingthehamsterwheel · 06/05/2025 11:42

Name changed to enable objectivity.
I just saw this new tax calculator that shows you how much tax you are paying in total, including all hidden taxes, council tax etc

For a Person on 75k a year, 44 percent of earnings go on tax.

10k of that is spent on welfare.

Am i being unreasonable to think this is absolutely a terrible time to be alive in terms of taxes in the UK. And it is no wonder higher earners are leaving the country.

tax.corgi.global/

OP posts:
Thread gallery
12
Alexandra2001 · 06/05/2025 13:42

Lovingthehamsterwheel · 06/05/2025 11:55

Its not an income tax calclator. I am a higher rate tax payer, I understand taxes.

This calculator shows you complete tax including council tax, vat, alcohol duty etc On top of your income tax.

Basically how much money goes from your earnings in total into the government purse, in total.

Try putting in the calculator the salary of a carer or a hospital porter or a teaching assistant?

Unless you go somewhere like Dubai, you'll pay similar or more.

Perhapsanothertime · 06/05/2025 13:42

Lovingthehamsterwheel · 06/05/2025 11:58

As I have said, this is not an income tax calculator. Its a hidden tax calculator.

But the income tax alone is completely and wildly wrong. I just checked my payslip and compared it to what the calculator is claiming my income tax is, and the calculator has inflated it by 34%…..

Digdongdoo · 06/05/2025 13:43

JHound · 06/05/2025 13:37

How do you pay for the safety net without significant taxes? People assume the bulk of government spending is people choosing not to work. A lot of the spend is on healthcare and pensions.

What country has a good robust system of state spending with a decent tax take (not including oil wealth?)

I don’t necessarily disagree with OP (although I am not sure it’s true about high earners). I am a high earner and each year I have a little cry over how much is taken from my salary and bonus.

But then I see posts here at people crying over tax levels and also crying over this government slashing spending. And it’s like we cannot decide what we want.

Presumably the safety net would be cheaper than the current dependency model. Which leaves more tax left to pay for things that improve qol for everyone. It's less the amount of tax that is the issue, more how it is spent.

Crunk · 06/05/2025 13:44

Mine comes back as 49% but it excludes my pension relief and adds all sorts of things I don’t pay so is nowhere near that.

remember with the welfare bill that most of it is pensions costs which I’m sure no-one fancies losing!

Fearfulsaints · 06/05/2025 13:45

I dont actually know how much indirect tax we pay due to VAT. I know what VAT is but I've never sat down with all my bills for a year and added it up

I know our income tax and national insurance paid

I always forget the £200 a month council tax and the car tax of £20 a month as being tax to.

Inheritance capital gains and business rates aren't things I pay. Although I guess the price of seevices/goods reflects business rates.

I have paid stamp duty twice.

JHound · 06/05/2025 13:46

Lovingthehamsterwheel · 06/05/2025 12:03

All of them, being too high and not optional.
Like if I have private medical insurance I should be allowed to reduce my tax accordingly.
I should also be able to offset my mortgage against tax going to welfare state to house others.
I should be able to offset my childcare bills as I am providing the next generation of tax payer
Gambling and alcohol, you can choose yourself if you want to partake, so theyre fine.

Edited

Private insurance does not cover emergency so you would still be using the NHS though I agree there should be some form of rebate to recognise you lowered reliance on the NHS.

I don’t know why being lucky enough to be on the housing ladder should mean your tax is subsidised by renters though? And I agree there should be some form of childcare rebate but not the whole lot. Yes you provide the next generation of taxpayer (we hope) but once again those unlucky enough to be childless should not be penalised for that (also they end up paying in a lot but taking out less due to not having kids).

But yes I agree generally we should be able to offset some beneficial things against tax.

ilovesooty · 06/05/2025 13:47

MrsSkylerWhite · 06/05/2025 12:05

Don’t be silly.

It's absurd isn't it?

MeowCatPleaseMeowBack · 06/05/2025 13:47

Ph3 · 06/05/2025 12:49

Me and my family - we are both high earners and left the UK. Very good friends of ours are leaving at the end of May and my brother in law and his wife with 2 kids are looking into it (to join us as we speak) all high earners with kids that love the UK. I still miss it every day.
and if you do a quick google sources there are plenty of sources that tell you the same. If it’s significant enough I don’t know.

No, your anecdata isn't significant.

MyDeftDuck · 06/05/2025 13:48

Sorry……but if your income is high you will pay higher tax.
Best to get your tax code checked by HMRC though.

JHound · 06/05/2025 13:48

So according to this - including my employers contribution (which they should not) I have an effective tax rate of 52.9%.

rainingsnoring · 06/05/2025 13:50

JHound · 06/05/2025 13:40

Of course. I moved to Australia for years. Money and tax was not a factor in my decision as most of the countries I would want to live in have substantial taxes (except the USA but the states I would live in are comparatively higher taxed.)

Thanks. I think some people have the impression that those on higher incomes resent contributing. I don't think that is the case for the majority, it's more the other factors that I suggested above.

ilovesooty · 06/05/2025 13:51

Lovingthehamsterwheel · 06/05/2025 12:19

Its not silly, mortgage interest means that the banks are earning in many cases double the original loan value in interest, this should be offset against the welfare and housing tax to reduce payments.
It would support the property market.
If I am paying for private healthcare, why should I not be able to reduce my NIS as I am taking strain off the NHS?

Edited

I might just as well have said that as a childfree person I should be able to claim a tax rebate because I haven't claimed taxpayer funded education and health services for children, but that would be absurd.

Ph3 · 06/05/2025 13:54

MeowCatPleaseMeowBack · 06/05/2025 13:47

No, your anecdata isn't significant.

Sure - of course not! 🙄. I suggest you do a google search. There are plenty of info out there. As said in a previous post ONS released some data recently. I also offer a different perspective - there is nothing anecdotal about leaving a country you love so you can have and offer your children a better quality of life that you had.

MerlinsBeard1 · 06/05/2025 13:54

YANBU.

The amount of tax my DH has to pay is astronomical. If Starmer continues to raise taxes he will register his business in Dubai.

This is what Labour don't get, you keep taxing the shit out of business owners they just up a leave, then it is the middle earners and poor who are left trying to bridge the enormous void that gets left.

The highest earning 1% in the UK pay an estimated 28% of all income tax.

The top ten per cent of income tax payers earned 35.1 per cent of total income in 2024-25 and paid 60.2 per cent of income tax.

Lovelysummerdays · 06/05/2025 13:54

ilovesooty · 06/05/2025 13:51

I might just as well have said that as a childfree person I should be able to claim a tax rebate because I haven't claimed taxpayer funded education and health services for children, but that would be absurd.

It’s interesting as a Canadian friend was telling me you can get a rebate on your local taxes ( Iassume like council tax) if didn't have children.

TY78910 · 06/05/2025 13:55

LookingForRecommendation · 06/05/2025 13:37

I stand by it. No family on benefits should be getting more than 25k a year in total. We cannot continue to take the piss out of working people by handing some families 50k a year, it’s immoral frankly. They urgently need a cap on all households.

Curious as to why 25k? Average 1 bed apartment in London is 2,121 which takes you to over 25k a year and that’s brick and mortar alone. Where’s the food / the school costs (clubs, uniform, trips), bills? And yes not everyone will be living in London, but it’s more of a reason to band / means test.

Ph3 · 06/05/2025 13:56

MyDeftDuck · 06/05/2025 13:48

Sorry……but if your income is high you will pay higher tax.
Best to get your tax code checked by HMRC though.

Yes of course but that would be true even if you had a flat rate of tax of 20% (for example). The argument here (at least for me) is that the UK tax system is punitive.

WorriedRelative · 06/05/2025 13:57

Those hidden taxes are paid by everyone though, including those on benefits and those below the income tax threshold

ilovesooty · 06/05/2025 13:57

AnonymousBleep · 06/05/2025 12:40

Reform fans out in force today it seems.

Welfare includes pensions and working families.

And more than half of DWP expenditure is on pensions and related benefits, but no one wants to acknowledge that.

LittleTwiggy · 06/05/2025 13:58

I’m on a similar income and it honestly doesn’t bother me how much tax we pay. I have no plans to leave the country as I like living here. Funds for public spending has to come from somewhere.

I’d rather be on this income paying high tax than on a very low income paying less tax. Plus I try to remind myself that I must have lived a fairly privileged life if it’s allowed me to get to this position.

BalladOfBarryAndFreda · 06/05/2025 13:58

There have been a few of these disinformation froth threads recently. Can only assume that the recent local election changes have fired up the propaganda machine, strike whilst the iron is hot and all that.

JHound · 06/05/2025 13:59

MerlinsBeard1 · 06/05/2025 13:54

YANBU.

The amount of tax my DH has to pay is astronomical. If Starmer continues to raise taxes he will register his business in Dubai.

This is what Labour don't get, you keep taxing the shit out of business owners they just up a leave, then it is the middle earners and poor who are left trying to bridge the enormous void that gets left.

The highest earning 1% in the UK pay an estimated 28% of all income tax.

The top ten per cent of income tax payers earned 35.1 per cent of total income in 2024-25 and paid 60.2 per cent of income tax.

Ignore me I need to learn to read

Digdongdoo · 06/05/2025 14:01

JHound · 06/05/2025 13:59

Ignore me I need to learn to read

Edited

It literally says it right there.

NorthernSpirit · 06/05/2025 14:07

Lovingthehamsterwheel · 06/05/2025 11:42

Name changed to enable objectivity.
I just saw this new tax calculator that shows you how much tax you are paying in total, including all hidden taxes, council tax etc

For a Person on 75k a year, 44 percent of earnings go on tax.

10k of that is spent on welfare.

Am i being unreasonable to think this is absolutely a terrible time to be alive in terms of taxes in the UK. And it is no wonder higher earners are leaving the country.

tax.corgi.global/

Assuming you are in the UK? Your calculations are incorrect.

This tax year - if your gross salary is £75k, your net take home pay would be £54,058 (you would take home 72% of earnings).

Where did you calculate 44% tax? This is incorrect.

You would pay £17,432 tax (23% tax) + £3,510

GoldMerchant · 06/05/2025 14:09

You're absolutely unreasonable to take anything produced by "Shadow Doge" as a reliable source of information.

I put in our household income. We earn a lot - top 1%. It was bollocks. Not least because the Employers NI and Corporation Tax (spuriously added to individual taxation) don't actually apply to DH and I because he's self employed and I work for an organisation that doesn't pay Corporation tax. I don't pay Stamp Duty yearly, Council Tax was way too high. And even with all that, it looked like we paid around the same multiplier of their "UK average" as our income is a multiplier of the UK average income. So that seems fair.

Moreover, I looked at the list at the bottom and cared about pretty much everything on it. Biggest slices go on Welfare and Health? Great! I want pensioners not to be freezing. I want people to get operations for free. I want kids not to be living in poverty. I'm glad my taxes pay for that stuff.